Title 22 — Business Regulation
30 chapters · 733 sections in this title.
22 GCA § 18605 Waiver of Defects in Notice or Preliminary Proof
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All defects in a notice of loss, or in preliminary proof thereof, which the insured might remedy, and which the insurer omits to specify to him, without unnecessary delay, as grounds of objection, are waived. SOURCE: GC § 43404.
22 GCA § 18606 Waiver of Delay
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Delay in the presentation to an insurer of notice, or preliminary proof of loss, is waived if caused by an act of the insurer, or if he omits to make objection promptly and specifically upon that ground. SOURCE: GC § 43405.
22 GCA § 18607 Policy Requiring Proof by Third Person: Sufficiency
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of Compliance. If a policy requires, by way of preliminary proof of loss, the certificate or testimony of a person other than the insured beneficiary, there is sufficient compliance with the requirement if the insured or the beneficiary (a) uses reasonable diligence to procure th…
22 GCA § 18608 Failure to Pay Loss, Recovery of Amount Due and
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Damages. In all cases where loss occurs and the insurer liable therefor shall fail to pay the same within the time specified in the policy, after demand made therefor, such insurer shall be liable to pay the holder of such policy, in addition to the amount of such loss, twelve pe…
22 GCA § 18609 Total Loss by Fire or Miscellaneous Insurance:
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Recovery of Full Amount. A fire or miscellaneous insurance policy, in case of a total loss of any risk insured under the classes specified in this Title as fire or miscellaneous insurance shall be held and considered to be a liquidated demand against the insurer taking such risk …
22 GCA § 18701 Double Insurance
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Double insurance exists when the same person is insured by several insurers separately in respect to the same subject, interest and risk. SOURCE: GC § 43425.
22 GCA § 18702 Double Insurance: Contribution
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In case of double insurance, the several insurers are liable to pay losses thereon as follows: (a) Fire insurance. In fire and miscellaneous insurance, each insurer shall contribute ratably without regard to the dates of the several policies. (b) Marine insurance. In marine insur…
22 GCA § 18801 Definitions
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A contract of reinsurance is one by which an insurer procures a third person to insure him against loss or liability by reason of such original insurance. SOURCE: GC § 43450.
22 GCA § 18802 Authorization
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No admitted insurer shall reinsure with any other insurer who has not been previously admitted in Guam, or who has not been approved by the Commissioner as a reinsurer. SOURCE: GC § 43451. ---------- ARTICLE 9 HEALTH INSURANCE COVERAGE SOURCE: Pursuant to P.L. 35-128:3 (Dec. 29, …
22 GCA § 18901 Health Insurance Coverage; Blood and Blood
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Derivatives, Mandate Established. (a) No health insurance company or health care provider contracted to provide health care to employees in a small group or large group plan may deny coverage to the employee or dependent on the basis of blood or blood derivatives. Blood and blood…
22 GCA § 18902 Coverage of Routine Costs of Care During
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Approved Clinical Trials. (a) A health insurance company or healthcare plan shall continue coverage of routine costs for any insured during the approved clinical trial. (b) For the purposes of this Section, routine costs of care include any treatments, procedures, and services th…