PART II. GROUP AND BLANKET DISABILITY INSURANCE
§431:10A-201 Definitions. For the purposes of this article:
"Blanket disability insurance policy" means any policy or contract of accident and health or sickness insurance which does not require individual applications for covered persons and is:
provided that a blanket disability insurance policy shall not affect the liability of policyholders for the death of or injury to, any such member of such group.
"Employees" means the compensated officers, managers, and employees of the employer and of subsidiary or affiliated corporations of a corporation employer, the individual proprietors, partners, and employees of individuals and firms of which the business is under common control through stock ownership, contract, or otherwise, the individual proprietor or partners if the employer is an individual proprietor or a partnership and if specified by the policy, and retired employees.
"Employer" means any municipal corporation or governmental unit, agency, or department as well as private individuals, firms, corporations, and other persons.
"Group disability insurance" means that form of accident and health or sickness insurance covering groups of persons, with or without their dependents and family members, and issued under a master policy to: