§431:10C-302 Required optional additional insurance. (a) In addition to the motor vehicle insurance coverages described in section 431:10C-301, every insurer issuing a motor vehicle insurance policy shall make available to the insured the following optional insurance under the following conditions. Every insurer issuing a commercial motor vehicle insurance policy shall make available to the insured the following optional insurance, except for those benefits under paragraphs (4), (5), (9), (10), and (11) under the following conditions:
The commissioner shall adopt rules, including policy limits, terms, and conditions as necessary to implement the requirements of this section.
(b) In accordance with the rules adopted by the commissioner, a policy of insurance described in this section shall contain a provision specifying the periods within which claims may be filed and action may be brought against the insurer. [L 1987, c 347, pt of §2; am L 1988, c 306, §2; am L 1992, c 124, §10; am L 1997, c 251, §39; am L 1998, c 275, §18]