[§431:32-107] Sales practices. (a) Except as otherwise provided in this section, any person offering travel insurance to a resident of the State shall be subject to article 13.
(b) Offering or selling a travel insurance policy that could never result in payment of any claims for any insured under the policy shall be deemed to be an unfair trade practice under article 13.
(c) For each travel insurance or travel protection plan to which this section applies:
provided that if travel insurance is marketed directly to a consumer through a travel insurer's website or by others through an aggregator site, it shall not be deemed to be an unfair trade practice or other violation of law if an accurate summary or short description of coverage is provided on the web page as long as that consumer has access to the full provisions of the policy through electronic means.
(d) No person shall offer, solicit, or negotiate travel insurance or travel protection plans on an individual or group basis by using a negative or opt-out option that would require the consumer to take an affirmative action to deselect coverage when the consumer purchases a trip, including unchecking a box on an electronic form.
(e) Marketing blanket travel insurance coverage as being free of charge shall be deemed to be an unfair trade practice.
(f) If a consumer's destination jurisdiction requires insurance coverage, requiring the consumer to choose between the following options as a condition of purchasing a trip or travel package shall not be deemed to be an unfair trade practice: