Chapter 446 — Chapter 446
4 sections in this chapter.
HRS §446-1 Definitions
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§446-1 Definitions. As used in this chapter: "Debt adjuster" means a person who for a profit engages in the business of acting as an intermediary between a debtor and the debtor's creditors for the purpose of settling, compromising, or in any way altering the terms of payment of …
HRS §446-2 Debt adjusting prohibited; penalty; contracts void
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§446-2 Debt adjusting prohibited; penalty; contracts void. Any person who acts or offers to act as a debt adjuster in this State shall be fined not more than $500 or imprisoned not more than six months, or both. Any contract for debt adjusting entered into with a person engaged i…
HRS §446-3 Persons not affected
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§446-3 Persons not affected. The following persons are not debt adjusters for the purposes of this chapter:
HRS §446-4 Certain loan functions not affected
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§446-4 Certain loan functions not affected. Nothing in this chapter is intended to exclude, nor shall it exclude, or prohibit, any bank, financial services loan company, credit union, or any other person or firm licensed by the county, state, or federal government to make loans f…