Chapter 489P — Chapter 489P
4 sections in this chapter.
HRS §489P-1 Purpose
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§489P-1 Purpose. The Federal Trade Commission determined that between October 1998 and September 2003, more than twenty-seven million three hundred Americans were victims of identity theft, resulting in billions of dollars of losses to consumers. The purpose of this chapter is to…
HRS §489P-2 Definitions
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§489P-2 Definitions. When used in this chapter, unless the context otherwise requires: "Consumer credit reporting agency" or "consumer reporting agency" means any person who, for monetary fees or dues or on a cooperative nonprofit basis, regularly engages in whole or in part in t…
HRS §489P-3 Security freeze by consumer reporting agency
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§489P-3 Security freeze by consumer reporting agency. (a) Any consumer who is a resident of this State may place a security freeze on the consumer's credit report. A consumer credit reporting agency shall not charge a fee for placing, lifting, or removing a security freeze on a c…
HRS §489P-3.5 Security freeze for protected consumers
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§489P-3.5 Security freeze for protected consumers; removal of security freezes; fees; applicability and scope. (a) A consumer credit reporting agency shall place a security freeze on a protected consumer's credit report or records if: (b) If a consumer credit reporting agency doe…