Title 41 — INSURANCE
62 chapters · 1,376 sections in this title.
Idaho Code § 41-4601 Purpose
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41-4601. Purpose. The purpose of this chapter is to promote the public interest, to promote the availability of long-term care insurance policies, to protect applicants for long-term care insurance, as defined, from unfair or deceptive sales or enrollment practices, to establish …
Idaho Code § 41-4602 Scope
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41-4602. Scope. The requirements of this chapter shall apply to policies delivered or issued for delivery in this state on or after the effective date of this chapter. This chapter is not intended to supersede the obligations of entities subject to this chapter to comply with the…
Idaho Code § 41-4603 Definitions
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41-4603. Definitions. Unless the context requires otherwise, the definitions in this section apply throughout this chapter. (1) "Applicant" means: (a) In the case of an individual long-term care insurance policy, the person who seeks to contract for benefits; and (b) In the case …
Idaho Code § 41-4604 Extraterritorial jurisdiction — Group long-term care insurance
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41-4604. Extraterritorial jurisdiction — Group long-term care insurance. No group long-term care insurance coverage may be offered to a resident of this state under a group policy issued in another state to a group described in section 41-4603(4)(d), Idaho Code, unless this state…
Idaho Code § 41-4605 Disclosure and performance standards for long-term care insurance
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41-4605. Disclosure and performance standards for long-term care insurance. (1) The director may adopt rules that include standards for full and fair disclosure setting forth the manner, content and required disclosures for the sale of long-term care insurance policies, terms of …
Idaho Code § 41-4606 Incontestability period
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41-4606. Incontestability period. (1) For a policy or certificate that has been in force for less than six (6) months an insurer may rescind a long-term care insurance policy or certificate or deny an otherwise valid long-term care insurance claim upon a showing of misrepresentat…
Idaho Code § 41-4607 Nonforfeiture benefits
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41-4607. Nonforfeiture benefits. (1) Except as provided in subsection (2) of this section, a long-term care insurance policy may not be delivered or issued for delivery in this state unless the policyholder or certificate holder has been offered the option of purchasing a policy …
Idaho Code § 41-4608 Authority to promulgate rules
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41-4608. Authority to promulgate rules. The director shall issue reasonable rules to promote premium adequacy and to protect the policyholder in the event of substantial rate increases, and to establish minimum standards for marketing practices, agent compensation, agent testing,…
Idaho Code § 41-4609 Administrative procedures
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41-4609. Administrative procedures. Rules adopted for the implementation and administration of this chapter shall be in accordance with the provisions of chapter 52, title 67, Idaho Code.
Idaho Code § 41-4610 Severability
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41-4610. Severability. If any provision of this chapter or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of the chapter and the application of such provision to other persons or circumstances shall not be affected thereb…
Idaho Code § 41-4611 Penalties
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41-4611. Penalties. In addition to any other penalties provided by the laws of this state, any insurer and any agent found to have violated any requirement of this state relating to the regulation of long-term care insurance or the marketing of such insurance shall be subject to …