Information Concerning Previous Adverse Underwriting Decisions

215 ILCS 5/1012, under Insurance Information And Privacy Protection.

215 ILCS 5/1012

(215 ILCS 5/1012) (from Ch. 73, par. 1065.712)

    Sec. 1012. Information Concerning Previous Adverse Underwriting Decisions.

No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning:

    (A) any previous adverse underwriting decision experienced by an individual, or

    (B) any previous insurance coverage obtained by an individual through a residual market mechanism,

unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.

(Source: P.A. 81-1430.)