Insurance coverage for dependent parents

(215 ILCS 5/356z.73)     Sec. 356z.73. Insurance coverage for dependent parents.     (a) A group or individual policy of accident and health insurance issued, amended, delivered, or renewed on or after January 1, 2026 that provides dependent coverage shall make that dependent coverage available to the parent or stepparent of the insured if the parent or stepparent meets the definition of a qualifying relative under 26 U.S.C. 152(d) and lives or resides within the accident and health insurance policy's service area.     (b) This Section does not apply to student health insurance coverage, excepted benefits, or coverage under Article V of the Illinois Public Aid Code or under the Children's Health Insurance Program Act. However, this Section applies to stand-alone dental plans available through the Illinois Health Benefits Exchange, including when the same policy form is offered outside the Exchange. (Source: P.A. 103-700, eff. 1-1-25; 104-189, eff. 8-15-25; 104-334, eff. 8-15-25; 104-417, eff. 8-15-25; 104-730, eff. 7-31-26; 104-852, eff. 8-21-26.)