Applicability

(815 ILCS 604/15)     Sec. 15. Applicability.     (a) This Act applies to any action filed on or after the effective date of this Act:         (1) with respect to any consumer contract entered     into on or after the effective date of this Act; if the commercial party filing the action is a debt buyer, this Act applies irrespective of when the consumer contract was made or acquired by the debt buyer; and        (2) if the principal amount claimed does not exceed     the maximum amount of a judgment allowable for a small claim under the Illinois Supreme Court Rules.    (b) Notwithstanding subsection (a), this Act does not apply if:         (1) the commercial party does not request attorney's     fees in its complaint; or        (2) each party to the consumer contract was     represented by counsel in the negotiation of the consumer contract.(Source: P.A. 103-344, eff. 1-1-24.)