Chapter 215 — INSURANCE

(215 ILCS 5/812) (from Ch. 73, par. 1065.412) Sec. 812. (Repealed). (Source: Repealed by P.A. 88-379.)

(215 ILCS 5/812.1) Sec. 812.1. Claim Payments. The Residential or the Commercial Fund, as the case may be, shall reimburse insurers for all amounts due within 90 days after receiving adequate documentation, as set forth in the reinsurance agreement, the Plan of Operation or in th…

(215 ILCS 5/813) (from Ch. 73, par. 1065.413) Sec. 813. (Repealed). (Source: Repealed by P.A. 88-379.)

(215 ILCS 5/813.1) Sec. 813.1. Reporting Requirements. Every insurer must report, at times designated by the Fund, such information as is reasonably required by the Fund to conduct its affairs, establish claim reserves, and reimburse insurers for losses paid to insureds. (Source:…

(215 ILCS 5/814.1) Sec. 814.1. Right of Recourse. (a) The Fund shall have no right of recourse against the insurer, once the Fund has reimbursed the insurer for any particular loss, unless the insurer has failed to settle that loss in its customary manner, or in case of fraud by …

(215 ILCS 5/815.1) Sec. 815.1. Subrogation. (a) All insurers issuing mine subsidence policies shall retain the right of subrogation. (b) The Fund, on its own behalf, may exercise the right of subrogation. (c) Every insurer shall include in its reports an itemized list of all loss…

(215 ILCS 5/817.1) Sec. 817.1. Powers of Director. In addition to any powers conferred upon him by this or any other law, the Director shall have the authority to supervise the operations of the Fund and shall review the Fund's rates once every three years. In addition the Direct…

(215 ILCS 5/82) (from Ch. 73, par. 694) (Section scheduled to be repealed on January 1, 2027) Sec. 82. Reinsurance. Any domestic reciprocal may enter into reinsurance contracts subject to the provisions of Article XI. (Source: Laws 1937, p. 696.)

(215 ILCS 5/83) (from Ch. 73, par. 695) (Section scheduled to be repealed on January 1, 2027) Sec. 83. Procedure when insufficient assets are possessed by reciprocal. (1) Whenever the Director finds that the admitted assets in excess of all liabilities of a reciprocal are less th…

(215 ILCS 5/84) (from Ch. 73, par. 696) (Section scheduled to be repealed on January 1, 2027) Sec. 84. Penalties. No person shall act as attorney-in-fact for a reciprocal except in accordance with the provisions of this Article and any person, who violates any of the provisions o…

(215 ILCS 5/85) (from Ch. 73, par. 697) (Section scheduled to be repealed on January 1, 2027) Sec. 85. Application of other Code provisions. Unless otherwise provided in this Article every reciprocal shall be subject to other applicable provisions of this Code. (Source: Laws 1937…

(215 ILCS 5/850) (from Ch. 73, par. 1065.501) Sec. 850. (Repealed). (Source: Repealed by P.A. 89-97, eff. 7-7-95.)

(215 ILCS 5/86) (from Ch. 73, par. 698) (Section scheduled to be repealed on January 1, 2027) Sec. 86. Scope of Article. (1) This Article applies to all groups including incorporated and individual unincorporated underwriters transacting an insurance business in this State throug…

(215 ILCS 5/87) (from Ch. 73, par. 699) (Section scheduled to be repealed on January 1, 2027) Sec. 87. Certificate of authority. It shall be unlawful for any domestic, foreign or alien Lloyds to transact business in this State unless it has first obtained and has in force a certi…

(215 ILCS 5/88) (from Ch. 73, par. 700) (Section scheduled to be repealed on January 1, 2027) Sec. 88. Name. The name of any Lloyds authorized to transact business under this Article shall not be the same as, or deceptively similar to, the name of any domestic company or of any f…

(215 ILCS 5/89) (from Ch. 73, par. 701) (Section scheduled to be repealed on January 1, 2027) Sec. 89. Principal office of attorney-in-fact. The principal office of the attorney-in-fact of a domestic Lloyds shall be maintained in this State. (Source: Laws 1937, p. 696.)

(215 ILCS 5/9) (from Ch. 73, par. 621) (Section scheduled to be repealed on January 1, 2027) Sec. 9. Authorized kinds of business. (1) Companies may be organized under this Article either for the purpose of transacting any of the kind or kinds of business enumerated in Class 1 of…

(215 ILCS 5/90) (from Ch. 73, par. 702) (Section scheduled to be repealed on January 1, 2027) Sec. 90. Kinds of business permitted. Except as otherwise provided in this Article, a Lloyds may be authorized to transact any or all of the kind or kinds of business enumerated in Class…

(215 ILCS 5/900) (from Ch. 73, par. 1065.600) Sec. 900. Group legal expense defined. Group legal expense insurance means that form of legal expense insurance covering not less than 10 employees, members, or employees of members, written under a master policy issued to any governm…

(215 ILCS 5/901) (from Ch. 73, par. 1065.601) Sec. 901. Group legal expense insurance authorized.) Any insurance company authorized to write legal expense insurance in this State shall have the power to issue group legal expense insurance policies. No policy, certificate, endorse…

(215 ILCS 5/902) (from Ch. 73, par. 1065.602) Sec. 902. Entire contract specified. Each group legal expense insurance policy shall provide that the policy, the application of the employer, or executive officer or trustee of any association, and the individual applications, if any…

(215 ILCS 5/903) (from Ch. 73, par. 1065.603) Sec. 903. Certificates Required.) Each group legal expense insurance policy shall provide that the insurer shall issue to the employer, or to the executive officer or trustee of the association, for delivery to the employee, member or…

(215 ILCS 5/904) (from Ch. 73, par. 1065.604) Sec. 904. New Members of Group.) Each group legal expense insurance policy shall provide that to the group or class thereof originally insured shall be added from time to time all new employees of the employer, members of the associat…

(215 ILCS 5/905) (from Ch. 73, par. 1065.605) Sec. 905. Conversion Rights.) Each group legal expense insurance policy shall provide that any member of the group shall have the right to convert his group policy to an individual standard policy of insurance in the same company as o…

(215 ILCS 5/906) (from Ch. 73, par. 1065.606) Sec. 906. Cancellation Restricted. An insurer may not cancel the coverage of an individual member of a group to which the insurer provides coverage under a group legal expense insurance policy except for the nonpayment of premium by s…

(215 ILCS 5/91) (from Ch. 73, par. 703) (Section scheduled to be repealed on January 1, 2027) Sec. 91. Declaration of domestic Lloyds. The attorney-in-fact for underwriters who desire to form a domestic Lloyds under this Article shall sign and acknowledge before an officer author…

(215 ILCS 5/92) (from Ch. 73, par. 704) (Section scheduled to be repealed on January 1, 2027) Sec. 92. Documents to be delivered to director. Upon the execution of the declaration by the attorney-in-fact for a domestic Lloyds, there shall be delivered to the Director (a) duplicat…

(215 ILCS 5/93) (from Ch. 73, par. 705) (Section scheduled to be repealed on January 1, 2027) Sec. 93. Bonds. The attorney-in-fact for any domestic Lloyds in the process of organization shall deliver to the Director two bonds in the same penalties and containing the same provisio…

(215 ILCS 5/94) (from Ch. 73, par. 706) (Section scheduled to be repealed on January 1, 2027) Sec. 94. Approval of documents. The documents and papers so delivered to the Director may be approved or disapproved by the Director, and the attorney-in-fact or underwriters shall be en…

(215 ILCS 5/95) (from Ch. 73, par. 707) (Section scheduled to be repealed on January 1, 2027) Sec. 95. Authority to solicit underwriters. Upon the approval of the declaration by the Director, he shall issue to the attorney-in-fact a permit which shall expire at the end of one yea…

(215 ILCS 5/96) (from Ch. 73, par. 708) (Section scheduled to be repealed on January 1, 2027) Sec. 96. Issuance of certificate of authority. When the Director has been notified that the underwriters have deposited a sum not less than the minimum admitted assets required by Sectio…

(215 ILCS 5/97) (from Ch. 73, par. 709) (Section scheduled to be repealed on January 1, 2027) Sec. 97. Deposit required of underwriters. Each underwriter of a domestic Lloyds shall make and maintain a deposit of cash or securities, or both, in trust with a responsible bank or tru…

(215 ILCS 5/98) (from Ch. 73, par. 710) (Section scheduled to be repealed on January 1, 2027) Sec. 98. Verified statement. Whenever the Director shall so require, the attorney-in-fact of a domestic Lloyds shall file with the Director a verified statement setting forth (a) the nam…

(215 ILCS 5/99) (from Ch. 73, par. 711) (Section scheduled to be repealed on January 1, 2027) Sec. 99. Minimum admitted assets required of domestic Lloyds. Each domestic Lloyds shall at all times keep and maintain in this State admitted assets, including the deposits of underwrit…

(215 ILCS 93/1) Sec. 1. Short title. This Act may be cited as the Small Employer Health Insurance Rating Act. (Source: P.A. 91-510, eff. 1-1-00.)

(215 ILCS 93/10) Sec. 10. Definitions. For purposes of this Act: "Actuarial certification" means a written statement by a member of the American Academy of Actuaries or other individual acceptable to the Director that a small employer carrier is in compliance with the provisions …

(215 ILCS 93/15) Sec. 15. Applicability and scope. (a) This Act shall apply to each health benefit plan for a small employer that is delivered, issued for delivery, renewed, or continued in this State after July 1, 2000. For purposes of this Section, the date a plan is continued …

(215 ILCS 93/20) Sec. 20. Establishment of Class of Business. (a) A small employer carrier may establish a separate class of business only to reflect substantial differences in expected claims experience or administrative costs related to the following reasons: (1) the small empl…

(215 ILCS 93/25) Sec. 25. Premium Rates. (a) Premium rates for health benefit plans subject to this Act shall be subject to all of the following provisions: (1) The index rate for a rating period for any class of business shall not exceed the index rate for any other class of bus…

(215 ILCS 93/30) Sec. 30. Rating and underwriting records. (a) A small employer carrier shall maintain at its principal place of business a complete and detailed description of its rating practices and renewal underwriting practices, including information and documentation that d…

(215 ILCS 93/35) Sec. 35. Suspension of Rate Requirements. The Director may suspend all or any part of Section 25 as to the premium rates applicable to one or more small employers for one or more rating periods upon a filing by the small employer carrier and a finding by the Dire…

(215 ILCS 93/40) Sec. 40. Director's Regulatory Authority. The Director may adopt and promulgate rules and regulations to carry out the provisions of this Act. (Source: P.A. 91-510, eff. 1-1-00.)

(215 ILCS 93/5) Sec. 5. Purpose. The legislature recognizes that all too often, small employers are forced to increase employee co-pays and deductibles or drop health insurance coverage altogether because of unexpected rate increases as a result of one major medical problem. It i…

(215 ILCS 93/99) Sec. 99. Effective date. This Act takes effect January 1, 2000. (Source: P.A. 91-510, eff. 1-1-00.)

(215 ILCS 97/1) Sec. 1. Short title. This Act may be cited as the Illinois Health Insurance Portability and Accountability Act. (Source: P.A. 90-30, eff. 7-1-97.)

(215 ILCS 97/15) Sec. 15. Applicability and scope. This Act applies to all health insurance policies and all health service contracts issued, renewed, or delivered for issuance or renewal in this State by a health insurance issuer after the effective date of this Act. Unless othe…

(215 ILCS 97/20) Sec. 20. Increased portability through prohibition of preexisting condition exclusions. (A) No health insurance coverage issued, amended, delivered, or renewed on or after the effective date of this amendatory Act of the 102nd General Assembly may impose any pree…

(215 ILCS 97/25) Sec. 25. Prohibiting discrimination against individual participants. (A) In eligibility to enroll. (1) In general. Subject to paragraph (2), a group health plan, and a health insurance issuer offering group health insurance coverage in connection with a group hea…

(215 ILCS 97/30) Sec. 30. Guaranteed renewability of coverage for employers in the group market. (A) In general. Except as provided in this Section, if a health insurance issuer offers health insurance coverage in the small or large group market in connection with a group health …

(215 ILCS 97/35) Sec. 35. Disclosure of Information. (A) Disclosure of information by health plan issuers. In connection with the offering of any health insurance coverage to a small employer, a health insurance issuer: (1) shall make a reasonable disclosure to such employer, as …