Chapter 215, INSURANCE

(215 ILCS 5/370d) (from Ch. 73, par. 982d) Sec. 370d. Companies which issue insurance policies under this Article containing business overhead expense coverage shall make available to persons whose occupation is that of homemaker and who are not otherwise gainfully employed, cove…

(215 ILCS 5/370d.1) Sec. 370d.1. Group policies; chambers of commerce. Companies that issue group policies of accident and health insurance under this Article must offer such policies to local chambers of commerce. (Source: P.A. 102-611, eff. 1-1-22.)

(215 ILCS 5/370e) (from Ch. 73, par. 982e) Sec. 370e. Companies which issue group accident and health policies or blanket accident and health plans to employer groups in this State shall provide the employer with notice of termination of a group or blanket accident and health pla…

(215 ILCS 5/378) (from Ch. 73, par. 990) Sec. 378. Scope of article. This article shall apply to all companies authorized in this State to transact the kind or kinds of business enumerated in Class 2 of section 4. Every such company shall, at all times, maintain reserves in an am…

(215 ILCS 5/379.1) (from Ch. 73, par. 991.1) Sec. 379.1. Unearned premium reserve. Every insurance company authorized to transact in this State any of the kind or kinds of business enumerated in Class 2 of Section 4 except accident and health insurance shall maintain an unearned …

(215 ILCS 110/38) (from Ch. 32, par. 690.38) Sec. 38. To the extent that the same are applicable and not inconsistent with the provisions of this Act, all proceedings for the rehabilitation, liquidation, conservation or dissolution of dental service plan corporations shall be sub…

(215 ILCS 5/38) (from Ch. 73, par. 650) (Section scheduled to be repealed on January 1, 2037) Sec. 38. Principal office and place of business. The principal office of any company organized under this Article shall be located in this State. Unless the Director has approved otherwi…

(215 ILCS 110/38.1) Sec. 38.1. Illinois Insurance Code provisions. Every dental service plan corporation shall comply with Section 370a of the Illinois Insurance Code. (Source: P.A. 104-98, eff. 1-1-26.)

(215 ILCS 5/388) (from Ch. 73, par. 1000) Sec. 388. Standard provision for liability policies - Provisions forbidden. No policy of insurance against liability or indemnity for loss or damage to any person other than the insured, or to the property of any person other than the ins…

(215 ILCS 5/388-1) (from Ch. 73, par. 1000-1) Sec. 388-1. No company selling insurance defined in clause (b) of class 2 of Section 4 may require a policyholder to take a physical examination as a condition for renewal of such policy if the policyholder has been insured by the com…

(215 ILCS 5/388a) (from Ch. 73, par. 1000a) Sec. 388a. Group vehicle insurance defined. (a) Group vehicle insurance is declared to be that form of vehicle insurance covering not less than 10 employees, members, or employees of members, written under a master policy issued to any …

(215 ILCS 5/388b) (from Ch. 73, par. 1000b) Sec. 388b. Group vehicle insurance authorized. Any insurance company authorized to write vehicle insurance in this State, as authorized by clause (b) of Class 2 and clause (e) of Class 3 of Section 4, shall have power to issue group veh…

(215 ILCS 5/388c) (from Ch. 73, par. 1000c) Sec. 388c. "Entire contract" specified. Each group vehicle insurance policy shall provide that the policy, the application of the employer, or executive officer or trustee of any association, and the individual applications, if any, of …

(215 ILCS 5/388d) (from Ch. 73, par. 1000d) Sec. 388d. Certificates required. Each group vehicle insurance policy shall provide that the insurer will issue to the employer, or to the executive officer or trustee of the association, for delivery to the employee, member or employee…

(215 ILCS 5/388e) (from Ch. 73, par. 1000e) Sec. 388e. New members of group. Each group vehicle insurance policy shall provide that to the group or class thereof originally insured shall be added from time to time all new employees of the employer, members of the association or e…

(215 ILCS 5/388f) (from Ch. 73, par. 1000f) Sec. 388f. Conversion rights. Each group vehicle insurance policy shall provide that any member of the group shall have the right to convert his group policy to an individual standard policy of insurance in the same company as offered b…

(215 ILCS 5/388g) (from Ch. 73, par. 1000g) Sec. 388g. Cancellation restricted. An insurer may not cancel the insurance of an individual member of a group covered by a group vehicle insurance policy except for the non-payment of premium by such member or unless the insurance for …

(215 ILCS 5/388h) Sec. 388h. Opioid antagonists; Liquor Control Act of 1934. An insurer that is licensed and authorized to do business in this State shall consider an applicant's or insured's compliance with Section 6-39 of the Liquor Control Act of 1934 when providing commercial…

(215 ILCS 5/389) (from Ch. 73, par. 1001) Sec. 389. Definition. Fidelity and surety business specified in paragraph (g) of Class 2 of section 4 shall be known as surety business, and the obligations connected therewith as suretyship obligations notwithstanding any other designati…

(215 ILCS 110/39) (from Ch. 32, par. 690.39) Sec. 39. Every dental service plan corporation shall pay to the Director the fees and charges set forth in Sections 408 and 408.2 of the Illinois Insurance Code. (Source: P.A. 84-989.)

(215 ILCS 5/39) (from Ch. 73, par. 651) (Section scheduled to be repealed on January 1, 2037) Sec. 39. Authorized kinds of business. (1) Companies may be organized under this Article either for the purpose of transacting any of the kind or kinds of business enumerated in Class 1 …

(215 ILCS 5/390) (from Ch. 73, par. 1002) Sec. 390. Corporate bonds satisfy legal requirement. Whenever a bond, undertaking, recognizance, guaranty or other obligation is required, permitted, authorized or allowed; or whenever the performance of any act, duty or obligation, or fo…

(215 ILCS 5/391) (from Ch. 73, par. 1003) Sec. 391. Trustee may have corporate surety. A party of whom a bond or other undertaking is required or permitted or by law allowed may agree with his sureties for the deposit or safekeeping of any or all moneys, assets and other property…

(215 ILCS 5/392) (from Ch. 73, par. 1004) Sec. 392. Estoppel. Any company which shall execute any bond, recognizance, obligation, stipulation or undertaking as surety shall be estopped, in any proceeding to enforce the liability which it shall have assumed to incur, to deny its p…

(215 ILCS 5/392.1) (from Ch. 73, par. 1004.1) Sec. 392.1. Casualty and surety companies exempted from filing appeal bonds upon proof of liability - Taxable costs. Whenever an appeal is taken from any judgment in any case wherein it appears to the court that all of the particular …

(215 ILCS 5/393) (from Ch. 73, par. 1005) Sec. 393. Scope of article. This article shall apply to all companies authorized to transact the kind or kinds of business enumerated in Class 3 of Section 4. (Source: Laws 1937, p. 696.)

(215 ILCS 5/393.1) (from Ch. 73, par. 1005.1) Sec. 393.1. Unearned premium reserve. (1) Every insurance company authorized in this State to transact any of the kinds of business described in Class 3 of Section 4 shall maintain an unearned premium reserve on all policies in force …

(215 ILCS 5/393a) (from Ch. 73, par. 1005a) Sec. 393a. Group professional liability insurance defined.) Group professional liability insurance is declared to be that form of liability insurance covering not less than 10 employees of any public school district, nonprofit organizat…

(215 ILCS 5/393b) (from Ch. 73, par. 1005b) Sec. 393b. Group professional liability insurance authorized.) Any insurance company authorized to write group professional liability insurance in this State shall have power to issue group professional liability policies. No policy of …

(215 ILCS 5/393c) (from Ch. 73, par. 1005c) Sec. 393c. "Entire contract" specified.) Each group professional liability insurance policy shall provide that the policy, the application of the employer, or executive officer or trustee of any association, and the individual applicati…

(215 ILCS 5/393d) (from Ch. 73, par. 1005d) Sec. 393d. Certificates required.) Each group professional liability insurance policy shall provide that the insurer will issue to the employer, or to the executive officer or trustee of the association, for delivery to the employee, me…

(215 ILCS 5/393e) (from Ch. 73, par. 1005e) Sec. 393e. New members of group.) Each group professional liability insurance policy shall provide that to the group or class thereof originally insured shall be added from time to time all new employees of the employer, members of the …

(215 ILCS 5/393f) (from Ch. 73, par. 1005f) Sec. 393f. Conversion rights.) Each group professional liability insurance policy shall provide that any member of the group shall have the right to convert his group policy to an individual standard policy of insurance in the same comp…

(215 ILCS 5/393g) (from Ch. 73, par. 1005g) Sec. 393g. Cancellation restricted.) An insurer may not cancel the insurance of an individual member of a group covered by a group professional liability insurance policy except for the non-payment of premium by such member or unless th…

(215 ILCS 5/395) (from Ch. 73, par. 1007) Sec. 395. Reserves for marine and inland marine. In the case of policies of marine or inland navigation or transportation insurance the unearned premium reserve, to be charged as a liability, shall be fifty per centum of the amount of the…

(215 ILCS 5/396) (from Ch. 73, par. 1008) Sec. 396. Loss and loss expense reserves. (1) Every company authorized to transact in this State any of the kinds of business described in Class 3 of Section 4 shall, at all times, maintain reserves in an amount estimated in the aggregate…

(215 ILCS 5/397) (from Ch. 73, par. 1009) Sec. 397. Standard fire policy.) The Director of Insurance shall promulgate such rules and regulations as may be necessary to effect uniformity in all basic policies of fire and lightning insurance issued in this State, to the end that th…

(215 ILCS 5/397.05) (from Ch. 73, par. 1009.05) Sec. 397.05. Standard fire policy; appraisal. When an insured requests an appraisal under a policy of fire and extended coverage insurance, as defined in subsection (b) of Section 143.13, and the insured's full amount of appraised l…

(215 ILCS 5/397.1) (from Ch. 73, par. 1009.1) Sec. 397.1. Certificate regarding payment of taxes and expenses on property sustaining loss. (a) It shall be unlawful for any company transacting insurance business in this State to pay a claim of an insured property owner for loss by…

(215 ILCS 5/398) (This Section may contain text from a Public Act with a delayed effective date) Sec. 398. Right to appraisal. (a) Definitions. As used in this Section: "Actual cash value" means the market value of the subject property of the personal automobile insurance policy …

(215 ILCS 5/399) (from Ch. 73, par. 1011) Sec. 399. Combination policies. Two or more companies authorized to transact business in this State may issue a combination or group form of policy, using a distinctive title therefor, which title shall appear at the head of such policy f…

(215 ILCS 120/4) (from Ch. 73, par. 1254) Sec. 4. Definition of Admitted Assets. Admitted assets shall include those investments permitted under Section 12 of this Act and in addition thereto, only the following: (1) Cash funds held in the company's office and under the company's…

(215 ILCS 110/4) (from Ch. 32, par. 690.4) Sec. 4. "Dental service plan" means a plan or system under which dental service may be rendered to a subscriber or other beneficiary by a duly licensed dentist, at the expense of a dental service plan corporation, in consideration of pre…

(215 ILCS 5/4) (from Ch. 73, par. 616) Sec. 4. Classes of insurance. Insurance and insurance business shall be classified as follows: Class 1. Life, Accident and Health. (a) Life. Insurance on the lives of persons and every insurance appertaining thereto or connected therewith an…

(215 ILCS 165/4) (from Ch. 32, par. 598) Sec. 4. Five or more persons of legal age all of whom are residents of Illinois and citizens of the United States may incorporate under the provisions of this Act a health services plan corporation for the purpose of establishing and opera…

(215 ILCS 150/4) (from Ch. 148, par. 204) Sec. 4. No corporation or entity shall be a beneficiary of the trust fund unless it either shall be incorporated under the laws of this State or shall have first procured a Certificate of Authority from the Secretary of State, except that…

(215 ILCS 155/4) (from Ch. 73, par. 1404) Sec. 4. Deposits. (a) Before doing business in the State of Illinois, a title insurance company must file with and have approved by the Secretary cash or bonds of the United States, this State or any body politic of this State in amounts …

(215 ILCS 105/4) (from Ch. 73, par. 1304) Sec. 4. Powers and authority of the board. The board shall have the general powers and authority granted under the laws of this State to insurance companies licensed to transact health and accident insurance and in addition thereto, the s…

(215 ILCS 115/4) (from Ch. 32, par. 690.74) Sec. 4. Any person or entity which knowingly violates any provision of this Act shall be guilty of a business offense. (Source: P.A. 84-426.)

(215 ILCS 125/4-1) (from Ch. 111 1/2, par. 1408) Sec. 4-1. Description and securing of services. Every Health Maintenance Organization shall at the time of enrollment and annually thereafter provide its enrollees a description of the services and information as to where and how t…