Chapter 215 — INSURANCE

(215 ILCS 120/15) (from Ch. 73, par. 1265) Sec. 15. Application of law. Companies subject to this Act shall be subject to the provisions of Article X (Merger) and Article XXV of the Illinois Insurance Code but shall not be subject to any other provisions of the Illinois Insurance…

(215 ILCS 120/16) (from Ch. 73, par. 1266) Sec. 16. New companies prohibited. No farm mutual insurance company shall be incorporated after the effective date of this Act. (Source: P.A. 84-1431.)

(215 ILCS 120/17) (from Ch. 73, par. 1267) Sec. 17. This Article shall be known and may be cited as the "Farm Mutual Insurance Company Act of 1986". (Source: P.A. 84-1431.)

(215 ILCS 120/2) (from Ch. 73, par. 1252) Sec. 2. Farm Mutual Insurance Companies. Any district, county, township or special act mutual insurance company now authorized to write insurance in this State shall hereafter be known as a "Farm Mutual Insurance Company". (Source: P.A. 8…

(215 ILCS 120/3) (from Ch. 73, par. 1253) Sec. 3. Definitions. For purposes of this Act unless the context clearly requires otherwise: "Policyholders' Surplus" means a company's admitted assets less its liabilities, including its liability for an unearned premium reserve. "Direct…

(215 ILCS 120/4) (from Ch. 73, par. 1254) Sec. 4. Definition of Admitted Assets. Admitted assets shall include those investments permitted under Section 12 of this Act and in addition thereto, only the following: (1) Cash funds held in the company's office and under the company's…

(215 ILCS 120/5) (from Ch. 73, par. 1255) Sec. 5. Kinds of Insurance. (1) Any company operating under this Act is authorized to insure or to accept reinsurance from other farm mutual companies against loss or damage by: (a) any peril or perils, except earthquake, resulting in phy…

(215 ILCS 120/6) (from Ch. 73, par. 1256) Sec. 6. Territories. The territories of a farm mutual insurance company are limited to its domiciliary county and counties contiguous thereto. However, territories may be expanded by amendment to its articles of incorporation in accordanc…

(215 ILCS 120/7) (from Ch. 73, par. 1257) Sec. 7. Additional Territory. Any farm mutual insurance company may amend its articles of incorporation to include other adjoining counties, provided that the company's net written premium did not exceed 3 times its policyholders' surplus…

(215 ILCS 120/8) (from Ch. 73, par. 1258) Sec. 8. Amendment of Articles of Incorporation. (1) A farm mutual company may amend its articles of incorporation in any respect not in violation of this Act. (2) Amendments to the articles shall be made in the following manner: The board…

(215 ILCS 120/9) (from Ch. 73, par. 1259) Sec. 9. Qualification of Membership - Of Directors - Representatives - Personal Liability. Only policyholders residing in the territory in which the farm mutual insurance company is authorized to write insurance shall become a director of…

(215 ILCS 121/1) Sec. 1. Short title. This Act may be cited as the Navigator Certification Act. (Source: P.A. 98-524, eff. 8-23-13.)

(215 ILCS 121/10) Sec. 10. Certificate required. (a) No individual or entity shall perform, offer to perform, or advertise any service as a navigator or certified application counselor in this State or receive navigator grant funding from the United States Department of Health an…

(215 ILCS 121/15) Sec. 15. Application for certificate. (a) An entity or individual applying for an initial or renewal navigator or certified application counselor certificate shall make application to the Director on a form developed by the Director and declare under penalty of …

(215 ILCS 121/20) Sec. 20. (Repealed). (Source: P.A. 98-524, eff. 8-23-13. Repealed by P.A. 102-462, eff. 8-20-21.)

(215 ILCS 121/25) Sec. 25. (Repealed). (Source: P.A. 98-524, eff. 8-23-13. Repealed by P.A. 102-462, eff. 8-20-21.)

(215 ILCS 121/30) Sec. 30. Certificate denial, nonrenewal, or revocation. (a) The Director may place on probation, suspend, revoke, or refuse to issue or renew a navigator or certified application counselor certificate or may levy a civil penalty as established by rule. (b) If an…

(215 ILCS 121/35) Sec. 35. Reporting to the Director. (a) Each navigator or certified application counselor shall report to the Director within 30 calendar days after the final disposition of a matter that results in any administrative action taken against the navigator or certif…

(215 ILCS 121/40) Sec. 40. (Repealed). (Source: P.A. 98-524, eff. 8-23-13. Repealed by P.A. 102-462, eff. 8-20-21.)

(215 ILCS 121/45) Sec. 45. Other laws; rulemaking authority. (a) The requirements of this Act shall not apply to any individual or entity licensed as an insurance producer in this State. (b) Pursuant to the authority granted by this Act, the Director may adopt rules as may be nec…

(215 ILCS 121/5) Sec. 5. Definitions. As used in this Act: "Certified application counselor" has the same meaning as in federal regulations and guidelines, including 45 CFR 155.225. "Director" means the Director of Insurance. "Exchange" means any health benefit exchange establish…

(215 ILCS 121/97) Sec. 97. Severability. The provisions of this Act are severable under Section 1.31 of the Statute on Statutes. (Source: P.A. 98-524, eff. 8-23-13.)

(215 ILCS 121/99) Sec. 99. Effective date. This Act takes effect upon becoming law. (Source: P.A. 98-524, eff. 8-23-13.)

(215 ILCS 122/5-1) Sec. 5-1. Short title. This Article may be cited as the Illinois Health Benefits Exchange Law. (Source: P.A. 97-142, eff. 7-14-11.)

(215 ILCS 122/5-10) Sec. 5-10. Exchange functions. (a) The Illinois Health Benefits Exchange shall meet the core functions identified by Section 1311 of the Patient Protection and Affordable Care Act and subsequent federal guidance and regulations. (b) In order to meet the deadli…

(215 ILCS 122/5-11) Sec. 5-11. Easy enrollment special enrollment period. (a) The Illinois Health Benefits Exchange shall allow a special enrollment period for an uninsured taxpayer and the uninsured taxpayer's qualified dependents, if applicable, if (1) the uninsured taxpayer re…

(215 ILCS 122/5-15) Sec. 5-15. Illinois Health Benefits Exchange Legislative Study Committee. (a) There is created an Illinois Health Benefits Exchange Legislative Study Committee to conduct a study regarding State implementation and establishment of the Illinois Health Benefits …

(215 ILCS 122/5-20) Sec. 5-20. Committee study. No later than September 30, 2011, the Committee shall report all findings concerning the implementation and establishment of the Illinois Health Benefits Exchange to the executive and legislative branches, including, but not limited…

(215 ILCS 122/5-21) Sec. 5-21. Monthly assessments. (a) The Director of Insurance may apply a monthly assessment to each health benefits plan sold on the Illinois Health Benefits Exchange. The assessment shall be paid by the issuer and to the Department of Insurance and shall be …

(215 ILCS 122/5-22) Sec. 5-22. State medical assistance program coordination. (a) The Department of Insurance and the Department of Healthcare and Family Services shall coordinate the operations of the exchange with the operations of State medical assistance programs. The Departm…

(215 ILCS 122/5-23) Sec. 5-23. Department of Insurance and Department of Healthcare and Family Services authority. (a) The Department of Insurance and the Department of Healthcare and Family Services, in addition to the powers granted under the Illinois Insurance Code and the Ill…

(215 ILCS 122/5-24) Sec. 5-24. Illinois Health Benefits Exchange Advisory Committee. (a) The Director of Insurance shall establish the Illinois Health Benefits Exchange Advisory Committee no later than December 31, 2023. The Illinois Health Benefits Exchange Advisory Committee sh…

(215 ILCS 122/5-25) Sec. 5-25. Federal action. This Law shall be null and void if Congress and the President take action to repeal or replace, or both, Section 1311 of the Affordable Care Act. (Source: P.A. 97-142, eff. 7-14-11.)

(215 ILCS 122/5-3) Sec. 5-3. Legislative intent. The General Assembly finds the health benefits exchanges authorized by the federal Patient Protection and Affordable Care Act represent one of a number of ways in which the State can address coverage gaps and provide individual con…

(215 ILCS 122/5-30) Sec. 5-30. (Repealed). (Source: P.A. 103-588, eff. 6-5-24. Repealed internally, eff. 1-1-26.)

(215 ILCS 122/5-5) Sec. 5-5. State health benefits exchange. It is declared that this State, beginning October 1, 2013, in accordance with Section 1311 of the federal Patient Protection and Affordable Care Act, shall establish a State health benefits exchange to be known as the I…

(215 ILCS 122/99) Section 99. Effective date. This Act takes effect upon becoming law. (Source: P.A. 97-142, eff. 7-14-11.)

(215 ILCS 123/1) Sec. 1. Short title. This Act may be cited as the Health Care Purchasing Group Act. (Source: P.A. 90-337, eff. 1-1-98.)

(215 ILCS 123/10) Sec. 10. Definitions. Words and phrases used in this Act, unless defined in this Section, have the meanings attributed to them in Section 5 of the Illinois Health Insurance Portability and Accountability Act. "Director" means the Director of Insurance. "Employer…

(215 ILCS 123/15) Sec. 15. Health care purchasing groups; membership; formation. (a) An HPG may be an organization formed by 2 or more employers with no more than 2,500 covered employees each, an HPG sponsor or a risk-bearer for purposes of contracting for health insurance under …

(215 ILCS 123/20) Sec. 20. HPG sponsors. Except as provided by Sections 15 and 25 of this Act, only a corporation authorized by the Secretary of State to transact business in Illinois may sponsor one or more HPGs with no more than 100,000 covered individuals by negotiating, solic…

(215 ILCS 123/25) Sec. 25. Risk-bearer. (a) A risk-bearer may issue for delivery in this State any health insurance contracts as provided by this Act. A risk-bearer may also be a sponsor of an HPG. (b) A risk-bearer must also file an annual report in the form and at the time pres…

(215 ILCS 123/30) Sec. 30. Insurance policy requirements. (a) No health insurance contract may be issued or delivered pursuant to this Act unless a copy of the form of the contract has been filed with the Director and approved in accordance with Section 355 of the Illinois Insura…

(215 ILCS 123/35) Sec. 35. Underwriting provisions. All health insurance contracts issued under this Act shall be subject to the portability and preexisting condition provisions of the Illinois Health Insurance Portability and Accountability Act. (Source: P.A. 90-337, eff. 1-1-98…

(215 ILCS 123/40) Sec. 40. Renewability. All health insurance contracts issued under this Act are subject to the renewability provisions of the Illinois Health Insurance Portability and Accountability Act. (Source: P.A. 90-337, eff. 1-1-98; 90-567, eff. 1-23-98.)

(215 ILCS 123/45) Sec. 45. Disclosure requirements. In connection with the offering for sale of any health insurance contract or certificate under the contract to an HPG sponsor, HPG, employer, and employee, a risk-bearer shall make a reasonable disclosure, as part of its solicit…

(215 ILCS 123/5) Sec. 5. Purpose; applicability of Illinois Health Insurance Portability and Accountability Act. (a) The purpose and intent of this Act is to authorize the formation, operation, and regulation of health care purchasing groups (referred to in this Act as "HPGs") as…

(215 ILCS 123/50) Sec. 50. (Repealed). (Source: P.A. 90-337, eff. 1-1-98. Repealed by P.A. 90-567, eff. 1-23-98.)

(215 ILCS 123/60) Sec. 60. Administrative and procedural authority regarding HPGs and HPG sponsors. The Director is authorized to make use of any of the powers established under the Illinois Insurance Code to enforce the laws of this State. This includes but is not limited to, th…

(215 ILCS 123/65) Sec. 65. Fees. (a) The Director shall charge, collect, and give proper acquittance for the payment all fees provided for by this Act, except that any Illinois corporations licensed by the Department of Insurance pursuant to the provisions of the Illinois Insuran…