Chapter 815 — BUSINESS TRANSACTIONS

(815 ILCS 445/5-5) Sec. 5-5. Definition. In this Act, "yo-yo waterball" means a water yo-yo or a soft, rubber-like ball that is filled with a liquid and is attached to an elastic cord. (Source: P.A. 97-1109, eff. 1-1-13.)

(815 ILCS 505/1) (from Ch. 121 1/2, par. 261) Sec. 1. (a) The term "advertisement" includes the attempt by publication, dissemination, solicitation or circulation to induce directly or indirectly any person to enter into any obligation or acquire any title or interest in any merc…

(815 ILCS 505/10) (from Ch. 121 1/2, par. 270) Sec. 10. In any action brought under the provisions of this Act, the Attorney General or the State's Attorney is entitled to recover costs for the use of this State. (Source: P.A. 84-748.)

(815 ILCS 505/10a) (from Ch. 121 1/2, par. 270a) Sec. 10a. Action for actual damages. (a) Any person who suffers actual damage as a result of a violation of this Act committed by any other person may bring an action against such person. The court, in its discretion may award actu…

(815 ILCS 505/10b) (from Ch. 121 1/2, par. 270b) Sec. 10b. Nothing in this Act shall apply to any of the following: (1) Actions or transactions specifically authorized by laws administered by any regulatory body or officer acting under statutory authority of this State or the Uni…

(815 ILCS 505/10c) Sec. 10c. Waiver or modification. Any waiver or modification of the rights, provisions, or remedies of this Act shall be void and unenforceable. (Source: P.A. 93-400, eff. 1-1-04.)

(815 ILCS 505/10d) Sec. 10d. Public Utilities Act; Illinois Commerce Commission. (a) The General Assembly finds that consumer protection is vital to the health, safety, and welfare of Illinois consumers. (b) Notwithstanding any other provision of law, the Illinois Commerce Commis…

(815 ILCS 505/11) (from Ch. 121 1/2, par. 271) Sec. 11. If any provision of this Act or the application thereof to any person or circumstance is held invalid, the invalidity shall not affect other provisions or applications of the Act which can be given effect without the invalid…

(815 ILCS 505/11a) (from Ch. 121 1/2, par. 271a) Sec. 11a. This Act shall be liberally construed to effect the purposes thereof. (Source: P.A. 78-904.)

(815 ILCS 505/12) (from Ch. 121 1/2, par. 272) Sec. 12. This Act shall be known and may be cited as the "Consumer Fraud and Deceptive Business Practices Act". (Source: P.A. 78-904.)

(815 ILCS 505/2) (from Ch. 121 1/2, par. 262) Sec. 2. Unfair methods of competition and unfair or deceptive acts or practices, including but not limited to the use or employment of any deception fraud, false pretense, false promise, misrepresentation or the concealment, suppressi…

(815 ILCS 505/2A) (from Ch. 121 1/2, par. 262A) Sec. 2A. (1) The use or employment of any chain referral sales technique, plan, arrangement or agreement whereby the buyer is induced to purchase merchandise upon the seller's promise or representation that if buyer will furnish sel…

(815 ILCS 505/2AA) Sec. 2AA. Immigration services. (a) "Immigration matter" means any proceeding, filing, or action affecting the nonimmigrant, immigrant or citizenship status of any person that arises under immigration and naturalization law, executive order or presidential proc…

(815 ILCS 505/2AAA) Sec. 2AAA. Mortgage marketing materials. (a) No person may send marketing materials to a consumer indicating that the person is connected to the consumer's mortgage company, indicating that there is a problem with the consumer's mortgage, or stating that the m…

(815 ILCS 505/2AAAA) Sec. 2AAAA. Violations of the Consumer Legal Funding Act. Any person who violates the Consumer Legal Funding Act commits an unlawful practice within the meaning of this Act. (Source: P.A. 102-987, eff. 5-27-22.)

(815 ILCS 505/2B) (from Ch. 121 1/2, par. 262B) Sec. 2B. Where a sale of merchandise involving $25 or more is made or contracted to be made whether under a single contract or under multiple contracts, to a consumer by a seller who is physically present at the consumer's residence…

(815 ILCS 505/2B.1) (from Ch. 121 1/2, par. 262B.1) Sec. 2B.1. It shall be unlawful in the sale of consumer goods or services for any person conducting a mail order or catalog business in this State, and utilizing a post office box address or a street address representing a site …

(815 ILCS 505/2B.2) Sec. 2B.2. Solicitations regarding records. It is an unlawful practice for any person to offer for sale or sell to a consumer access to any records or copies of any records pertaining to the consumer that may be obtained at no cost or a nominal cost from a gov…

(815 ILCS 505/2B.3) Sec. 2B.3. Deceptive sale or promotion of health-related cash discount cards. It is an unlawful practice for any person to sell, market, promote, advertise, or otherwise distribute any card or other purchasing mechanism or device that purports to offer discoun…

(815 ILCS 505/2BB) Sec. 2BB. The assembly, drafting, execution, and funding of a living trust document or any of those acts by a corporation or a nonlawyer is an unlawful practice within the meaning of this Act. Any person who violates this Section is guilty of a Class A misdemea…

(815 ILCS 505/2BBB) Sec. 2BBB. Long term care facility, ID/DD facility, MC/DD facility, or specialized mental health rehabilitation facility; Consumer Choice Information Report. A long term care facility that fails to comply with Section 2-214 of the Nursing Home Care Act, a faci…

(815 ILCS 505/2BBBB) Sec. 2BBBB. Deceptive practices related to limited services pregnancy centers. (a) As used in this Section: "Abortion" means the use of any instrument, medicine, drug, or any other substance or device to terminate the pregnancy of an individual known to be pr…

(815 ILCS 505/2C) (from Ch. 121 1/2, par. 262C) Sec. 2C. If the furnishing of merchandise, whether under purchase order or a contract of sale, is conditioned on the consumer's providing credit references or having a credit rating acceptable to the seller and the seller rejects th…

(815 ILCS 505/2CC) Sec. 2CC. Wholesale advertising. (a) A person may represent directly or by implication in any advertising that a person offers to sell or sells a particular article of merchandise at a wholesale price if that person can substantiate significant savings on his p…

(815 ILCS 505/2CCC) Sec. 2CCC. Internet game service provider; cancellation. (a) As used in this Section: "Internet game service provider" means a person who provides a web site that includes information, software, data, text, photographs, graphics, sound, or video that may be ac…

(815 ILCS 505/2CCCC) Sec. 2CCCC. Violations of the Vision Care Plan Regulation Act. Any person who violates the Vision Care Plan Regulation Act commits an unlawful practice within the meaning of this Act. (Source: P.A. 103-482, eff. 8-4-23; 103-605, eff. 7-1-24.)

(815 ILCS 505/2D) (from Ch. 121 1/2, par. 262D) Sec. 2D. If a consumer in a retail installment sales transaction gives the seller a negotiable instrument in part or full payment for the merchandise which is the subject of a purchase order, retail charge agreement or retail instal…

(815 ILCS 505/2DD) Sec. 2DD. Telecommunication service provider selection. A telecommunication carrier shall not submit or execute a change in a subscriber's selection of a provider of local exchange telecommunications service or interexchange telecommunications service or offer …

(815 ILCS 505/2DDD) Sec. 2DDD. Alternative gas suppliers. (a) Definitions. (1) "Alternative gas supplier" has the same meaning as in Section 19-105 of the Public Utilities Act. (2) "Gas utility" has the same meaning as in Section 19-105 of the Public Utilities Act. (b) It is an u…

(815 ILCS 505/2DDDD) Sec. 2DDDD. Sale and marketing of firearms. (a) As used in this Section: "Firearm" has the meaning set forth in Section 1.1 of the Firearm Owners Identification Card Act. "Firearm accessory" means an attachment or device designed or adapted to be inserted int…

(815 ILCS 505/2E) (from Ch. 121 1/2, par. 262E) Sec. 2E. Any person who is regularly engaged in the business of providing or furnishing merchandise to consumers or in making loans to consumers and who has committed in any calendar year 3 or more violations, as determined in any c…

(815 ILCS 505/2EE) Sec. 2EE. Alternative retail electric supplier selection. (a) An alternative retail electric supplier shall not submit or execute a change in a consumer's selection of a provider of electric service unless and until: (i) the alternative retail electric supplier…

(815 ILCS 505/2EEE) Sec. 2EEE. Natural gas service advertising. Any advertisement for natural gas service that lists rates shall clearly and conspicuously disclose all associated costs for such service including, but not limited to, access fees and service fees. It is an unfair o…

(815 ILCS 505/2EEEE) Sec. 2EEEE. Credit reporting; medical debt. (a) As used in this Section: "Collection action" means any referral of a bill to a collection agency or law firm to collect payment for services from a consumer for health care services. "Collection agency" means an…

(815 ILCS 505/2F) (from Ch. 121 1/2, par. 262F) Sec. 2F. Any person who is held in any civil or criminal proceeding to have wilfully and materially violated any Illinois statutory provision regulating the extension of credit to borrowers or designed to protect the consumer purcha…

(815 ILCS 505/2FF) Sec. 2FF. Electric service fraud; elderly persons or persons with disabilities; additional penalties. With respect to the advertising, sale, provider selection, billings, or collections relating to the provision of electric service, where the consumer is an eld…

(815 ILCS 505/2FFF) Sec. 2FFF. All personal information relating to the customer of transmission, distribution, metering, or billing of natural gas service, or the customer purchasing the commodity of natural gas to be delivered through the distribution system of a natural gas pr…

(815 ILCS 505/2FFFF) Sec. 2FFFF. Violations of the Pawnbroker Regulation Act of 2023. Any person who violates Article 15 of the Pawnbroker Regulation Act of 2023 commits an unlawful practice within the meaning of this Act. (Source: P.A. 103-585, eff. 3-22-24; 104-417, eff. 8-15-2…

(815 ILCS 505/2G) (from Ch. 121 1/2, par. 262G) Sec. 2G. If an installment seller wilfully and materially resells goods he has repossessed from a buyer in default to a person who is not a good faith purchaser for value or with whom the seller is in collusion or if the seller rese…

(815 ILCS 505/2GG) Sec. 2GG. Electric service advertising. Any advertisement for electric service that lists rates shall clearly and conspicuously disclose all associated costs for such service including, but not limited to, access fees and service fees. (Source: P.A. 90-561, eff…

(815 ILCS 505/2GGG) Sec. 2GGG. Prohibition of prize promotions to solicit authority to provide alternative natural gas service. (a) It is an unfair or deceptive act or practice within the meaning of Section 2 of this Act for any person to solicit authority to execute a change of …

(815 ILCS 505/2GGGG) Sec. 2GGGG. Violations concerning teledentistry under the Illinois Dental Practice Act. Any person who violates Section 17.2 of the Illinois Dental Practice Act commits an unlawful practice within the meaning of this Act. (Source: P.A. 103-902, eff. 8-9-24; 1…

(815 ILCS 505/2H) (from Ch. 121 1/2, par. 262H) Sec. 2H. No person may make any attempt, whether by mail, telephone, personal contact, court action or by any other means, to collect an obligation from the spouse of the obligor unless the spouse cosigned the instrument evidencing …

(815 ILCS 505/2HH) Sec. 2HH. Billing and collection practices of electric service providers. Each person selling generation, transmission, distribution, metering, or billing of electric service shall display the name, the toll-free telephone number of such service provider, and a…

(815 ILCS 505/2HHH) Sec. 2HHH. Product and service charges billed on a telephone bill prohibited. (a) Definitions. For purposes of this Section: "Billing agent" means a person that submits charges for services or goods to a telecommunications carrier on behalf of a third-party ve…

(815 ILCS 505/2HHHH) (Text of Section from P.A. 104-55) Sec. 2HHHH. Disruptive changes to a nursing home resident. It is an unlawful practice within the meaning of this Act for a nursing home or long-term care facility to make substantive changes likely to be disruptive to a resi…

(815 ILCS 505/2I) (from Ch. 121 1/2, par. 262I) Sec. 2I. No person may attempt to collect an obligation by communicating in any way with an employer with regard to the obligation owing by one of his employees unless there has been a default of the payment of the obligation for at…

(815 ILCS 505/2II) Sec. 2II. Prohibition of sweepstakes boxes and conditions upon use of prize promotions to solicit authority to provide telecommunications or related service. (a) As used in this Section, the following terms have the meaning set forth herein: (1) "Telecommunicat…

(815 ILCS 505/2III) Sec. 2III. Seller's shipments of similar merchandise to consumer. If a consumer purchases merchandise, it is an unlawful practice under this Act for the seller of the merchandise to periodically send and debit the consumer's account for shipments of similar me…

(815 ILCS 505/2J) (from Ch. 121 1/2, par. 262J) Sec. 2J. No seller may include or cause to be included in any advertisement, price tag, display or other device used to describe the goods to be sold or to induce the purchase of those goods a statement that the goods may be purchas…