Chapter 815, BUSINESS TRANSACTIONS

(815 ILCS 505/2H) (from Ch. 121 1/2, par. 262H) Sec. 2H. No person may make any attempt, whether by mail, telephone, personal contact, court action or by any other means, to collect an obligation from the spouse of the obligor unless the spouse cosigned the instrument evidencing …

(815 ILCS 505/2HH) Sec. 2HH. Billing and collection practices of electric service providers. Each person selling generation, transmission, distribution, metering, or billing of electric service shall display the name, the toll-free telephone number of such service provider, and a…

(815 ILCS 505/2HHH) Sec. 2HHH. Product and service charges billed on a telephone bill prohibited. (a) Definitions. For purposes of this Section: "Billing agent" means a person that submits charges for services or goods to a telecommunications carrier on behalf of a third-party ve…

(815 ILCS 505/2HHHH) Sec. 2HHHH. Disruptive changes to a nursing home resident. It is an unlawful practice within the meaning of this Act for a nursing home or long-term care facility to make substantive changes likely to be disruptive to a resident or move a resident's place of …

(815 ILCS 505/2I) (from Ch. 121 1/2, par. 262I) Sec. 2I. No person may attempt to collect an obligation by communicating in any way with an employer with regard to the obligation owing by one of his employees unless there has been a default of the payment of the obligation for at…

(815 ILCS 505/2II) Sec. 2II. Prohibition of sweepstakes boxes and conditions upon use of prize promotions to solicit authority to provide telecommunications or related service. (a) As used in this Section, the following terms have the meaning set forth herein: (1) "Telecommunicat…

(815 ILCS 505/2III) Sec. 2III. Seller's shipments of similar merchandise to consumer. If a consumer purchases merchandise, it is an unlawful practice under this Act for the seller of the merchandise to periodically send and debit the consumer's account for shipments of similar me…

(815 ILCS 505/2IIII) Sec. 2IIII. Violations of the Complex Rehabilitation Technology Act. A person who violates the Complex Rehabilitation Technology Act commits an unlawful practice within the meaning of this Act. (Source: P.A. 104-324, eff. 1-1-26; 104-852, eff. 8-21-26.)

(815 ILCS 505/2J) (from Ch. 121 1/2, par. 262J) Sec. 2J. No seller may include or cause to be included in any advertisement, price tag, display or other device used to describe the goods to be sold or to induce the purchase of those goods a statement that the goods may be purchas…

(815 ILCS 505/2J.1) (from Ch. 121 1/2, par. 262J.1) Sec. 2J.1. Any retail seller, or motor vehicle dealer within the meaning of Chapter 5 of the Illinois Vehicle Code, who publishes or issues coupons for use by consumers in the purchase of specific items of merchandise in the ret…

(815 ILCS 505/2J.2) (from Ch. 121 1/2, par. 262J.2) Sec. 2J.2. Any person who sells or offers to sell or exposes for sale to consumers at retail any merchandise using an automatic price look-up system shall conspicuously display the price information in Arabic numerals in close p…

(815 ILCS 505/2JJ) Sec. 2JJ. Shoppers club information. (a) It is an unlawful practice for any person who is an officer, manager, or employee of a merchant to knowingly disclose to a person other than the merchant's officers, managers, employees, vendors, agents, or consultants e…

(815 ILCS 505/2JJJ) Sec. 2JJJ. Violations of the Debt Settlement Consumer Protection Act. Any person who violates the Debt Settlement Consumer Protection Act commits an unlawful practice within the meaning of this Act. (Source: P.A. 96-1420, eff. 8-3-10; 97-333, eff. 8-12-11.)…

(815 ILCS 505/2JJJJ) Sec. 2JJJJ. Violations of the Micromobility Fire Safety Act. A person who violates the Micromobility Fire Safety Act commits an unlawful practice within the meaning of this Act. (Source: P.A. 104-414, eff. 1-1-26; 104-852, eff. 8-21-26.)

(815 ILCS 505/2K) (from Ch. 121 1/2, par. 262K) Sec. 2K. No person engaged in the making of loans to consumers or furnishing goods or services to consumers in a credit transaction may advertise using the terms "bank rates", "bank financing" or words of like import unless it is a …

(815 ILCS 505/2KK) Sec. 2KK. Animal cremation services. It is an unlawful practice within the meaning of this Act for a provider of companion animal cremation services (1) to fail to prepare or distribute a written explanation of services as required by the Companion Animal Crema…

(815 ILCS 505/2L) Sec. 2L. Used motor vehicles; modification or disclaimer of implied warranty of merchantability limited. (a) Any retail sale of a used motor vehicle made after July 1, 2017 (the effective date of Public Act 99-768) to a consumer by a licensed vehicle dealer with…

(815 ILCS 505/2LL) Sec. 2LL. Halal food; disclosure. (a) As used in this Section: "Dealer" means any establishment that advertises, represents, or holds itself out as growing animals in a halal way or selling, preparing, or maintaining food as halal, including, but not limited to…

(815 ILCS 505/2LLL) Sec. 2LLL. Retail rebates. (a) In this Section, "rebate card" means a card, code, or other device that is issued both (i) to a consumer in connection with the consumer's purchase of a product or service and the consumer's completion of the rebate submission pr…

(815 ILCS 505/2LLLL) Sec. 2LLLL. Violations of the Digital Assets and Consumer Protection Act. Any person who violates Article 5 of the Digital Assets and Consumer Protection Act commits an unlawful practice within the meaning of this Act. (Source: P.A. 104-428, eff. 8-18-25; 104…

(815 ILCS 505/2M) (from Ch. 121 1/2, par. 262M) Sec. 2M. No person engaged in the business of performing services on merchandise shall advertise such services as factory authorized services unless such services are performed by factory authorized personnel. Any person so advertis…

(815 ILCS 505/2MM) Sec. 2MM. Verification of accuracy of consumer reporting information used to extend consumers credit and security freeze on credit reports. (a) A credit card issuer who mails an offer or solicitation to apply for a credit card and who receives a completed appli…

(815 ILCS 505/2MMM) Sec. 2MMM. Violations of the Private Business and Vocational Schools Act of 2012. A school subject to the Private Business and Vocational Schools Act of 2012 commits an unlawful practice within the meaning of this Act when it violates subsection (k) of Section…

(815 ILCS 505/2MMMM) (Text of Section from P.A. 104-463) Sec. 2MMMM. Violations of the Industrial Hemp Act, the Illinois Hemp Act, and Sections 15-155 and 20-60 of the Cannabis Regulation and Tax Act. A person commits an unlawful practice within the meaning of this Act when the p…

(815 ILCS 505/2N) (from Ch. 121 1/2, par. 262N) Sec. 2N. Non-English language transaction. (a) If (i) a person conducts, in a language other than English, a retail transaction or negotiations related to a retail transaction resulting in a written contract and (ii) the consumer us…

(815 ILCS 505/2NN) Sec. 2NN. Receipts; credit card and debit card account numbers. (a) Definitions. As used in this Section: "Cardholder" has the meaning ascribed to it in Section 17-0.5 of the Criminal Code of 2012. "Credit card" has the meaning ascribed to it in Section 17-0.5 …

(815 ILCS 505/2NNN) Sec. 2NNN. Violations of the Tax Refund Anticipation Loan Reform Act. Any person who violates the Tax Refund Anticipation Loan Reform Act commits an unlawful practice within the meaning of this Act. (Source: P.A. 97-849, eff. 1-1-13.)

(815 ILCS 505/2P) (from Ch. 121 1/2, par. 262P) Sec. 2P. Offers of free prizes, gifts, or gratuities; disclosure of conditions. It is an unlawful practice for any person to promote or advertise any business, product, utility service, including but not limited to, the provision of…

(815 ILCS 505/2P.1) Sec. 2P.1. Telemarketing; free trials. (a) As used in this Section, "telemarketing" means a plan, program, or campaign which is conducted to induce the purchase of goods or services by use of one or more telephones and which involves calls to or from more than…

(815 ILCS 505/2PP) Sec. 2PP. Mail; disclosure. (a) It is an unlawful practice under this Act to knowingly mail or send or cause to be mailed or sent a postcard or letter to a recipient in this State if: (1) the postcard or letter contains a request that the recipient contact the …

(815 ILCS 505/2PPP) Sec. 2PPP. Internet dating, child care, senior care, and home care safety. It is an unlawful practice under this Act for an Internet dating service, Internet child care service, Internet senior care service, or Internet home care service to fail to provide not…

(815 ILCS 505/2Q) (from Ch. 121 1/2, par. 262Q) Sec. 2Q. (a) No person, firm, corporation, partnership or association engaged in the business of making home improvements or repairs shall operate a business under a name other than the real names of the individuals conducting the b…

(815 ILCS 505/2QQ) Sec. 2QQ. Insurance cards; social security number. (a) As used in this Section, "insurance card" means a card that a person or entity provides to an individual so that the individual may present the card to establish the eligibility of the individual or his or …

(815 ILCS 505/2QQQ) Sec. 2QQQ. Criminal record information. (a) It is an unlawful practice for any person engaged in publishing or otherwise disseminating criminal record information through a print or electronic medium to solicit or accept the payment of a fee or other considera…

(815 ILCS 505/2R) (from Ch. 121 1/2, par. 262R) Sec. 2R. It is an unlawful practice for any person who sells advertisements to be published in a directory or listing of telephone numbers to fail to disclose the number of directories distributed in the previous edition, the geogra…

(815 ILCS 505/2RR) Sec. 2RR. Use of Social Security numbers. (a) Except as otherwise provided in this Section, a person may not do any of the following: (1) Publicly post or publicly display in any manner an individual's social security number. As used in this Section, "publicly …

(815 ILCS 505/2RRR) Sec. 2RRR. Household goods recycling bins. (a) Notwithstanding any other provision of law, a person or entity owning, operating, or maintaining a household goods recycling bin shall have a permanent, written, printed label affixed to the bin that is prominentl…

(815 ILCS 505/2S) (from Ch. 121 1/2, par. 262S) Sec. 2S. No person may report adverse information to a consumer reporting agency, provide information to a collection agency or take any collection action regarding a cosigner of an obligation unless prior thereto, such person has n…

(815 ILCS 505/2SS) Sec. 2SS. Gift certificates. (a) "Gift certificate" means a record evidencing a promise, made for consideration, by the seller or issuer of the record that goods or services will be provided to the holder of the record for the value shown in the record and incl…

(815 ILCS 505/2SSS) Sec. 2SSS. Unfair or deceptive patent infringement demand letters. (a) As used in this Section: "Affiliated person" means a person affiliated with the intended recipient of a written or electronic communication. "Intended recipient" means a person who purchase…

(815 ILCS 505/2T) (from Ch. 121 1/2, par. 262T) Sec. 2T. No person, firm, corporation, partnership or association which may extend credit or make a loan secured by an interest in real estate which is or is to be improved with a single family residence or any residential condomini…

(815 ILCS 505/2TT) Sec. 2TT. Prepaid calling service. (a) For purposes of this Section, the terms "Prepaid Calling Service", "Prepaid Calling Service Provider", "Prepaid Calling Service Retailer", and "Prepaid Calling Service Reseller" shall have the same definitions as those in …

(815 ILCS 505/2TTT) Sec. 2TTT. Standard services. (a) It is not a fraudulent, unfair, or deceptive act or practice under this Act to differentiate prices for services based upon factors that include, but are not limited to, amount of time, difficulty, cost of providing the servic…

(815 ILCS 505/2U) (from Ch. 121 1/2, par. 262U) Sec. 2U. No person shall intentionally or negligently misrepresent the capabilities of a device for detecting and measuring radon or radon progeny. A person who violates this Section commits an unlawful practice within the meaning o…

(815 ILCS 505/2UU) Sec. 2UU. Internet service; cancellation. (a) As used in this Section: "Internet service provider" means a person who provides a service that combines computer processing, information storage, protocol conversion, and routing with transmission to enable a consu…

(815 ILCS 505/2UUU) Sec. 2UUU. Non-disparagement clauses in consumer contracts. (a) A contract or a proposed contract for the sale or lease of consumer merchandise or services may not include a provision waiving the consumer's right to make any statement regarding the seller or l…

(815 ILCS 505/2V) (from Ch. 121 1/2, par. 262V) Sec. 2V. No person shall intentionally or negligently misrepresent the results of a test to detect or measure radon or radon progeny. A person who violates this Section commits an unlawful practice within the meaning of this Act and…

(815 ILCS 505/2VV) Sec. 2VV. Credit and public utility service; identity theft. It is an unlawful practice for a person to deny credit or public utility service to or reduce the credit limit of a consumer solely because the consumer has been a victim of identity theft as defined …

(815 ILCS 505/2VVV) (Text of Section before amendment by P.A. 104-742) Sec. 2VVV. Deceptive marketing, advertising, and sale of mental health disorder and substance use disorder treatment. (a) As used in this Section: "Facility" has the meaning ascribed to that term in Section 1-…

(815 ILCS 505/2W) (from Ch. 121 1/2, par. 262W) Sec. 2W. No person shall, for compensation, perform any act or service to reduce radon or radon progeny unless that person has an objective basis to believe that the act or service performed will reduce radon or radon progeny as rep…