Chapter 815, BUSINESS TRANSACTIONS

(815 ILCS 420/4) (from Ch. 121 1/2, par. 1854) Sec. 4. A travel promoter shall not receive money or other valuable consideration in payment for air or sea transportation or any other services offered by the travel promoter in conjunction with such transportation unless, at the ti…

(815 ILCS 415/4) (from Ch. 114, par. 108) Sec. 4. That it shall be the duty of every agent who shall be authorized to sell tickets, or parts of tickets, or other evidences of the holder's title to travel, to exhibit to any person desiring to purchase a ticket, or to any officer o…

(815 ILCS 414/4) (was 720 ILCS 375/4) Sec. 4. Nothing contained in this Act was ever intended to prohibit nor shall ever be deemed to prohibit a ticket seller, with consent of the sponsor of such baseball game, football game, hockey game, theatre entertainment or other amusement,…

(815 ILCS 440/4) (from Ch. 96 1/2, par. 7704) Sec. 4. Purpose. The General Assembly declares that to the maximum extent possible, consistent with this Act and other State and federal laws, all forms of used petroleum based oils shall be recycled. The purpose of this Act shall be …

(815 ILCS 510/4) (from Ch. 121 1/2, par. 314) Sec. 4. This Act does not apply to: (1) conduct in compliance with the orders or rules of or a statute administered by a Federal, state or local governmental agency; (2) publishers, broadcasters, printers or other persons engaged in t…

(815 ILCS 360/4) (from Ch. 121 1/2, par. 874) Sec. 4. It shall be unlawful for any seller of consumer goods: (a) To fail to disclose or to misrepresent in any way the store's policy with reference to a "lay away plan"; (b) To represent to a buyer who is purchasing on a "lay away …

(815 ILCS 645/4) (from Ch. 29, par. 54) Sec. 4. Contract requirements: written contract. Every contract for physical fitness services shall be in writing and shall be subject to this Act. All provisions, requirements and prohibitions which are mandated by this Act shall be contai…

(815 ILCS 655/4) (from Ch. 121 1/2, par. 1804) Sec. 4. Enforcement. (a) A consumer damaged by a violation of this Act by a merchant is entitled to recover from the merchant: (1) actual damages; (2) 25% of an amount equal to the total amount of payments required to obtain ownershi…

(815 ILCS 395/4) (from Ch. 121 1/2, par. 141) Sec. 4. (a) All quality marks applied to any article shall be equal in size and equally visible, legible, clear, and distinct and no quality mark which is false, deceptive or misleading shall be applied to any article or to any descri…

(815 ILCS 5/4) (from Ch. 121 1/2, par. 137.4) Sec. 4. Exempt transactions. The provisions of Sections 2a, 5, 6 and 7 of this Act shall not apply to any of the following transactions, except where otherwise specified in this Section 4: A. Any offer or sale, whether through a deale…

(815 ILCS 610/4) (from Ch. 29, par. 50-4) Sec. 4. Contract requirements: written contract. Every contract for dance studio services shall be in writing and shall be subject to this Act. All provisions, requirements and prohibitions which are mandated by this Act shall be containe…

(815 ILCS 320/4) (from Ch. 121 1/2, par. 1404) Sec. 4. No property which is trust property under Section 2 or Section 3 is subject to the claims, liens or security interests of the creditors of the art dealer. (Source: P.A. 84-683.)

(815 ILCS 345/4) (from Ch. 121 1/2, par. 364) Sec. 4. Nothing in this title applies to prints sold by the artist who produced the same directly to a consumer, without the intervention of a wholesale or retail merchant. (Source: P.A. 77-1398.)

(815 ILCS 705/4) (from Ch. 121 1/2, par. 1704) Sec. 4. Jurisdiction and venue. Any provision in a franchise agreement that designates jurisdiction or venue in a forum outside of this State is void, provided that a franchise agreement may provide for arbitration in a forum outside…

(815 ILCS 375/4) (from Ch. 121 1/2, par. 564) Sec. 4. Every retail installment contract must contain the names of the seller and of the buyer, the place of business of the seller, the residence of the buyer as specified by the buyer, and a description of the motor vehicle. The co…

(815 ILCS 710/4) (from Ch. 121 1/2, par. 754) Sec. 4. Unfair competition and practices. (a) The unfair methods of competition and unfair and deceptive acts or practices listed in this Section are hereby declared to be unlawful. In construing the provisions of this Section, the co…

(815 ILCS 720/4) (from Ch. 43, par. 304) Sec. 4. Cancellation. No brewer or beer wholesaler may cancel, fail to renew or otherwise terminate an agreement unless the party intending that action has good cause for the cancellation, failure to renew or termination, has made good fai…

(815 ILCS 10/4) Sec. 4. Origination of registration in beneficiary form. A security, whether evidenced by certificate or account, is registered in beneficiary form when the registration includes a designation of a beneficiary to take the ownership at the death of the owner or the…

(815 ILCS 105/4) (from Ch. 17, par. 602) Sec. 4. Any note, bond, bill or other written instrument, made payable to any person named as payee therein, shall be assignable, by indorsement thereon, under the signature of such person, and of his assignees, in the same manner as bills…

(815 ILCS 115/4) (from Ch. 17, par. 608) Sec. 4. Whenever the drawer or endorser of an accepted bill of exchange or the endorser or guarantor of a promissory note shall have been joined with the acceptor of the bill or the maker of the note in an action to enforce the collection …

(815 ILCS 170/4) (from Ch. 135, par. 4) Sec. 4. A tender may also be made after an action is brought upon any contract, of the whole sum due thereon, with the legal costs of suit incurred up to the time of tender. (Source: R.S. 1874, p. 1054.)

(815 ILCS 635/4) (from Ch. 29, par. 904) Sec. 4. Advertising Standards and Disclosures. (1) A Membership Camping Operator shall provide to a purchaser at least the following written disclosures before the purchaser signs a Membership Camping Contract, or gives any money or thing …

(815 ILCS 165/4) (from Ch. 29, par. 954) Sec. 4. Statement of Account and Release of Deposit. Within 30 days, if the lessee has no liability based upon the value of the consumer goods, or 60 days, if the lessee has that liability, after termination of a consumer lease as to which…

(815 ILCS 340/4) (from Ch. 5, par. 1554) Sec. 4. (a) If the manufacturer or its authorized dealers are unable to make the farm implement conform to all applicable express written warranties by repairing or correcting any defect which substantially impairs the use of the farm impl…

(815 ILCS 120/4) (from Ch. 17, par. 854) Sec. 4. Nothing contained in this Act shall preclude a financial institution from considering sound underwriting practices in contemplation of any loan to any person. Such practices shall include the following: (a) The willingness and the …

(815 ILCS 380/4) (from Ch. 121 1/2, par. 1204) Sec. 4. (a) The provisions of subsection (a) of Section 3 shall not apply unless the consumer has first resorted to an informal settlement procedure applicable to disputes to which that subsection would apply where (1) The manufactur…

(815 ILCS 385/4) (from Ch. 121 1/2, par. 349.4) Sec. 4. Application of Act.) Nothing in this Act shall be construed to apply to non-prescription optical products such as, but not limited to, binoculars, magnifying glasses, telescopes and microscopes. (Source: P.A. 81-1065.)…

(815 ILCS 390/4) (from Ch. 21, par. 204) Sec. 4. Definitions. As used in this Act, the following terms shall have the meaning specified: (A) "Pre-need sales contract" or "Pre-need sales" means any agreement or contract or series or combination of agreements or contracts which hav…

(815 ILCS 150/4) (from Ch. 17, par. 6204) Sec. 4. Any person, corporation or financial institution who violates the provisions of this Act shall be guilty of a business offense, and may be fined an amount not to exceed $500. (Source: P.A. 80-531.)

(815 ILCS 405/4) (from Ch. 121 1/2, par. 504) Sec. 4. Every retail installment contract must contain the names of the seller and of the buyer, the place of business of the seller, the residence of the buyer as specified by the buyer, and a description or identification of the goo…

(815 ILCS 330/4) (from Ch. 147, par. 48) Sec. 4. It shall be unlawful for any person, firm or corporation either individually or in any representative capacity, to carry for sale, sell or endeavor to sell any cotton duck or canvas as herein defined, or any articles other than clo…

(815 ILCS 135/4) (from Ch. 17, par. 5805) Sec. 4. No funds shall be disbursed for the purposes described in this Act, which are in excess of the value of labor performed and materials delivered as certified in a duly executed and delivered completion certificate. (Source: Laws 19…

(815 ILCS 400/4) (from Ch. 111, par. 8054) Sec. 4. Any individual or agency violating any provision of this Act commits a Class A misdemeanor. (Source: P.A. 86-831.)

(815 ILCS 124/4) Sec. 4. Licensure requirement. No person shall engage in the business regulated by this Act without licensure under this Act. The Secretary may investigate any person the Secretary believes may require licensure under this Act, including, but not limited to, comp…

(815 ILCS 140/4) (from Ch. 17, par. 6007) Sec. 4. A credit card issuer shall, when requested, consider the financial status of a married couple when making a determination as to whether to issue a credit card. A credit card issuer shall, upon request by an applicant, consider suc…

(815 ILCS 505/4) (from Ch. 121 1/2, par. 264) Sec. 4. To accomplish the objectives and to carry out the duties prescribed by this Act, the Attorney General, in addition to other powers conferred upon him by this Act, may issue subpoenas to any person, administer an oath or affirm…

(815 ILCS 205/4) (from Ch. 17, par. 6404) Sec. 4. General interest rate. (1) Except as otherwise provided in Section 4.05, in all written contracts it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum, shall be taken and p…

(815 ILCS 350/4) (from Ch. 121 1/2, par. 157.4) Sec. 4. Application for license - Contents - Inventory. Any applicant for a license under this Act shall file an application in writing and under oath with the appropriate clerk setting out the following facts and information regard…

(815 ILCS 630/4) (from Ch. 121 1/2, par. 2004) Sec. 4. The provisions of this Act shall not apply to: (a) Any State, federal or local governmental agency that performs such services; (b) Any labor union that procures employment for any of its members in any job coming under the j…

(815 ILCS 425/4) (from Ch. 121 1/2, par. 1304) Sec. 4. Any such association or union adopting a label, trade-mark or form of advertisement as aforesaid may proceed by suit to enjoin the manufacture, use, display or sale of any such counterfeits or imitations; and all courts havin…

(815 ILCS 302/4) (was 720 ILCS 220/4) Sec. 4. Every person, who by himself, his agents or employees violates any of the provisions of this Act may for each offense be deemed guilty of a business offense, and shall, upon conviction thereof, be punished by a fine of not exceeding $…

(815 ILCS 205/4.05) Sec. 4.05. Military personnel in military service; limitation on interest rate. (a) In this Section: "Military service" means any full-time training or duty, no matter how described under federal or State law, for which a service member is ordered to report by…

(815 ILCS 325/4.1) (Text of Section before amendment by P.A. 104-689) Sec. 4.1. Restricted purchases. (a) It is a violation of this Act for any person to possess, purchase, attempt to purchase, sell or attempt to sell, or for any recyclable metal dealer to purchase or attempt to …

(815 ILCS 205/4.1) (from Ch. 17, par. 6405) Sec. 4.1. The term "revolving credit" means an arrangement, including by means of a credit card as defined in Section 17-0.5 of the Criminal Code of 2012 between a lender and debtor pursuant to which it is contemplated or provided that …

(815 ILCS 370/4.1) (from Ch. 5, par. 1704.1) Sec. 4.1. (a) Upon any retail motor fuel dispensing device which is used to dispense a motor fuel containing at least 1% by volume of ethanol, of methanol, or of a combination thereof, there shall be displayed a label which identifies …

(815 ILCS 205/4.1a) (from Ch. 17, par. 6406) Sec. 4.1a. Charges for and cost of the following items paid or incurred by any lender in connection with any loan shall not be deemed to be charges for or in connection with any loan of money referred to in Section 6 of this Act, or ch…

(815 ILCS 325/4.2) Sec. 4.2. Purchases of HVAC recyclable metal. A recyclable metal dealer shall not pay cash in payment for any air conditioner evaporator coil or condenser having a value of $100 or more. Payment for these materials must be made as follows: (1) by check or money…

(815 ILCS 205/4.2) (from Ch. 17, par. 6407) Sec. 4.2. Revolving credit; billing statements; disclosures. On a revolving credit which complies with subparagraphs (a), (b), (c), (d) and (e) of this Section 4.2, it is lawful for any bank that has its main office or, after May 31, 19…

(815 ILCS 205/4.2a) (from Ch. 17, par. 6408) Sec. 4.2a. If a lender or creditor, within 30 days from receiving a written letter, in clear and definitive terms, signed by the debtor, including his or her name, address, and account number, sent within 60 days after mailing by the l…

(815 ILCS 205/4.3) (from Ch. 17, par. 6409) Sec. 4.3. Whenever interest received or contracted to be received by the lender on a revolving credit as defined in Section 4.1 hereof is lawful only under the provisions of Section 4.2 hereof, no provision contained in any contract or …