Chapter 815, BUSINESS TRANSACTIONS

(815 ILCS 5/13) (from Ch. 121 1/2, par. 137.13) Sec. 13. Private and other civil remedies; securities. A. Every sale of a security made in violation of the provisions of this Act shall be voidable at the election of the purchaser exercised as provided in subsection B of this Sect…

(815 ILCS 333/13) Sec. 13. Admissibility in evidence. In a proceeding, evidence of a record or signature may not be excluded solely because it is in electronic form. (Source: P.A. 102-38, eff. 6-25-21.)

(815 ILCS 105/13) (from Ch. 17, par. 614) Sec. 13. If any such note, bond, bill, or other instrument of writing, shall be assigned before the day the money or property therein mentioned becomes due and payable, and the assignee shall institute an action thereon, the defendant may…

(815 ILCS 390/13) (from Ch. 21, par. 213) Sec. 13. A licensee may surrender any license by delivering to the Comptroller written notice that he thereby surrenders such license but such surrender shall not affect such licensee's civil or criminal liability for acts committed prior…

(815 ILCS 710/13) (from Ch. 121 1/2, par. 763) Sec. 13. Damages; equitable relief. Any franchisee or motor vehicle dealer who suffers any loss of money or property, real or personal, as a result of the use or employment by a manufacturer, wholesaler, distributor, distributor bran…

(815 ILCS 137/130) Sec. 130. Circumstances voiding mandatory arbitration provisions. Without regard to whether a borrower is acting individually or on behalf of others similarly situated, a mandatory arbitration provision of a high risk home loan agreement that is oppressive, unf…

(815 ILCS 121/130) Sec. 130. Report required of licensee. In addition to any reports required under this Act, every licensee shall file any other report that the Secretary requires. (Source: P.A. 102-987, eff. 5-27-22.)

(815 ILCS 137/135) Sec. 135. Remedies, enforcement, and limitations of liability. (a) The remedies provided in this Act are cumulative and apply to persons or entities subject to this Act. (b) Any knowing violation of this Act constitutes a violation of the Consumer Fraud and Dec…

(815 ILCS 121/135) Sec. 135. Suspension; revocation of licenses; fines. (a) Upon written notice to a licensee, the Secretary may suspend or revoke any license issued pursuant to this Act if, in the notice, he or she makes a finding of one or more of the following: (1) that throug…

(815 ILCS 375/14) (from Ch. 121 1/2, par. 574) Sec. 14. Notwithstanding Sections 4 and 5 and paragraph (a) of Section 3 of this Act, if delivery of the motor vehicle is not made at the time of the execution of the retail installment contract and the contract so provides, the iden…

(815 ILCS 605/14) (from Ch. 121 1/2, par. 2114) Sec. 14. In an action under this Act the burden of proving an exemption under paragraph (d) of Section 3 is on the person claiming the exemption. (Source: P.A. 85-1384.)

(815 ILCS 405/14) (from Ch. 121 1/2, par. 514) Sec. 14. The seller shall deliver to the buyer a copy of the retail installment contract signed by the seller. Any acknowledgment by the buyer of delivery of a copy of the contract must be printed or written in a size equal to at lea…

(815 ILCS 124/14) Sec. 14. Examination; prohibited activities. (a) The Secretary shall examine the business affairs of a licensee as often as the Secretary deems necessary and proper. The Secretary may adopt rules with respect to the frequency and manner of examination. The Secre…

(815 ILCS 710/14) (from Ch. 121 1/2, par. 764) Sec. 14. Limitations. Except as provided in Section 12, actions arising out of any provision of this Act shall be commenced within 4 years next after the cause of action accrues; provided, however, that if a person liable hereunder c…

(815 ILCS 705/14) (from Ch. 121 1/2, par. 1714) Sec. 14. Effect of registration. The fact that a franchise has been registered by the Administrator is not a finding by the Administrator that the disclosure statement filed with the Administrator in connection with that registratio…

(815 ILCS 105/14) (from Ch. 17, par. 615) Sec. 14. In any action founded upon any note, bond, bill, or other instrument in writing, or in which the same, if produced might be allowed as a set-off in defense, if it shall appear that such instrument was lost while belonging to the …

(815 ILCS 645/14) (from Ch. 29, par. 60.4) Sec. 14. (a) A physical fitness center shall have available and on its premises, during staffed business hours, at least one person who holds a valid certificate indicating that he has successfully completed a course of training in basic…

(815 ILCS 390/14) (from Ch. 21, par. 214) Sec. 14. Contract required. (a) It is unlawful for any person doing business within this State to accept sales proceeds, either directly or indirectly, by any means unless the seller enters into a pre-need sales contract with the purchase…

(815 ILCS 5/14) (from Ch. 121 1/2, par. 137.14) Sec. 14. Sentence. A. Any person who violates any of the provisions of subsection A, B, C, or D of Section 12 or paragraph (3) of subsection K of Section 12 of this Act shall be guilty of a Class 4 felony. B. Any person who violates…

(815 ILCS 333/14) Sec. 14. Automated transaction. (a) In an automated transaction, the following rules apply: (1) A contract may be formed by the interaction of electronic agents of the parties, even if no individual was aware of or reviewed the electronic agents' actions or the …

(815 ILCS 121/140) Sec. 140. Investigation of complaints. The Secretary may receive, record, and investigate complaints and inquiries made by any person concerning this Act and any licensees under this Act. Each licensee shall open its books, records, documents, and offices where…

(815 ILCS 137/145) Sec. 145. Subterfuge prohibited. No lender, with the intent to avoid the application or provisions of this Act, shall (i) divide a loan transaction into separate parts, (ii) structure a loan transaction as an open-end credit plan or another form of loan, or (ii…

(815 ILCS 121/145) Sec. 145. Additional investigation and examination authority. In addition to any authority allowed under this Act, the Secretary shall have the authority to conduct investigations and examinations as follows: (1) For purposes of initial licensing, license renew…

(815 ILCS 375/15) (from Ch. 121 1/2, par. 575) Sec. 15. The seller or holder of a retail installment contract must give the buyer a written receipt for any payment made in cash. Upon the buyer's written request the holder of a retail installment contract shall give or forward to …

(815 ILCS 605/15) (from Ch. 121 1/2, par. 2115) Sec. 15. The remedies provided by this Act are in addition to other remedies provided by law. A violation of this Act shall also constitute a violation of the Consumer Fraud and Deceptive Business Practices Act. (Source: P.A. 85-138…

(815 ILCS 124/15) Sec. 15. Subpoena power of the Secretary. (a) The Secretary shall have the power to issue and to serve subpoenas and subpoenas duces tecum to compel the attendance of witnesses and the production of all books, accounts, records, and other documents and materials…

(815 ILCS 362/15) Sec. 15. Application of Act. This Act shall apply to modular housing sold after the effective date of this Act. (Source: P.A. 96-750, eff. 1-1-10.)

(815 ILCS 555/15) Sec. 15. Repair services. A supplier of complex wheelchairs shall offer service and repairs to the consumer of the complex wheelchair for the useful life expectancy of the complex wheelchair, unless: (1) the consumer has moved outside of the original supplier's …

(815 ILCS 550/15) Sec. 15. Application. This Act applies to agreements entered into after the effective date of this Act. (Source: P.A. 103-830, eff. 8-9-24.)

(815 ILCS 545/15) Sec. 15. Enforcement and penalties. A motor vehicle dealer whose name, image, likeness, registered trademark, or intellectual property is used in violation of Section 10, may bring an action in the circuit court in the county in which the motor vehicle dealer co…

(815 ILCS 672/15) Sec. 15. Violations; civil penalties. (a) Any person who violates, or causes another person to violate, a provision of this Act shall be subject to a civil penalty of up to $1,000 for each violation. Each day that a third-party restaurant reservation service vio…

(815 ILCS 675/15) Sec. 15. Applicability. (a) This Act applies to snow removal and ice control services contracts entered into on and after the effective date of this Act. (b) This Act does not apply to contracts for snow removal or ice control services on public roads or with pu…

(815 ILCS 540/15) Sec. 15. Fertility fraud. The following individuals may bring an action against any health care provider, embryologist, or any other person involved in any stage of the treatment who knowingly or intentionally used the health care provider's, embryologist's, or …

(815 ILCS 405/15) (from Ch. 121 1/2, par. 515) Sec. 15. Notwithstanding Sections 4 and 5 and paragraph (a) of Section 3 of this Act, if delivery of the goods is not made at the time of the execution of the retail installment contract, and the contract so provides, the identifying…

(815 ILCS 670/15) Sec. 15. Adoption of residential building code. A contract to build new residential construction in any non-building code jurisdiction must adopt as part of the construction contract the applicability of a residential building code that is agreed to by the home …

(815 ILCS 530/15) Sec. 15. Waiver. Any waiver of the provisions of this Act is contrary to public policy and is void and unenforceable. (Source: P.A. 94-36, eff. 1-1-06.)

(815 ILCS 616/15) Sec. 15. Definitions. As used in this Act: "Consumer" means any person who purchases or contracts for the purchase of educational planning services. "Educational planning services" means college and career preparatory planning services, including, but not limite…

(815 ILCS 308/15) Sec. 15. Disclosure to consumers; estimates. (a) No work for compensation that exceeds $100 shall be commenced without specific authorization from the consumer after the disclosure set forth in this Section. (b) Every motor vehicle collision repair facility shal…

(815 ILCS 628/15) Sec. 15. In-office membership care agreement provisions. (a) An in-office membership care agreement shall identify: (1) the dental care provider or providers and the patient or patients; (2) the general scope of services as well as the specific services to be pr…

(815 ILCS 525/15) Sec. 15. Application of Act. Except as otherwise provided in this Act, this Act applies only to a written promotional offer that is: (1) made to a person in this State; (2) used to induce or invite a person to come to this State to claim a prize, attend a sales …

(815 ILCS 520/15) (from Ch. 134, par. 165) Sec. 15. Violations. (a) Enforcement by customer. Any customer injured by a violation of this Act may bring an action for the recovery of damages. Judgment may be entered for 3 times the amount at which the actual damages are assessed, p…

(815 ILCS 665/15) Sec. 15. Contracts of the United States or any other state. This Act shall not apply to provisions contained in or executed in connection with any building and construction contract awarded by the United States or by any other state. (Source: P.A. 92-657, eff. 7…

(815 ILCS 633/15) Sec. 15. Effective date of termination. Termination of the cellular phone contract shall not be effective until: (1) thirty days after the service member who has entered military service or the service member's spouse gives notice by certified mail, return recei…

(815 ILCS 517/15) Sec. 15. Violations. Whenever any person knowingly uses or has knowingly used any Internet caller identification equipment or Internet phone equipment in violation of this Act, that use shall be deemed an unlawful act or practice under the Consumer Fraud and Dec…

(815 ILCS 361/15) Sec. 15. Manufacture and distribution of low-speed electric bicycles, personal e-mobility devices, and traction batteries. (a) No person shall manufacture, distribute, sell, lease, rent, offer for sale, offer for lease, or offer for rent a low-speed electric bic…

(815 ILCS 513/15) Sec. 15. Written contract; costs enumerated requirements; contents. Prior to initiating home repair or remodeling work for over $1,000, a person engaged in the business of home repair or remodeling shall furnish to the customer for signature a written contract o…

(815 ILCS 177/15) Sec. 15. Posting of fee schedule and disclosures. (a) A facilitator shall display a schedule showing the current fees for refund anticipation loans, if refund anticipation loans are offered, or refund anticipation checks, if refund anticipation checks are offere…

(815 ILCS 180/15) Sec. 15. Notice of purchase of collateral protection insurance; repayment terms. (a) Within 30 calendar days following the purchase of collateral protection insurance, the creditor shall mail to the debtor and to any cosigner, guarantor, or other person liable w…

(815 ILCS 404/15) (This Section may contain text from a Public Act with a delayed effective date) Sec. 15. Violations. (a) A violation of this Act shall be a petty offense and may be fined as follows: (1) for a first violation, a fine not to exceed $50; (2) for a second violation…

(815 ILCS 601/15) Sec. 15. Violation. A violation of this Act constitutes an unlawful practice under the Consumer Fraud and Deceptive Business Practices Act. (Source: P.A. 93-950, eff. 1-1-05.)