Chapter 815, BUSINESS TRANSACTIONS

(815 ILCS 405/2.6) (from Ch. 121 1/2, par. 502.6) Sec. 2.6. "Retail installment contract", "installment contract" or "contract" means an instrument or instruments, other than a retail charge agreement or an instrument reflecting a sale made pursuant thereto, entered into in this …

(815 ILCS 375/2.7) (from Ch. 121 1/2, par. 562.7) Sec. 2.7. "Official fees" means the taxes and fees prescribed by law that actually are, or will be, paid to public officials for determining the existence of, or for perfecting, releasing, or satisfying a security interest. (Sourc…

(815 ILCS 5/2.7) (from Ch. 121 1/2, par. 137.2-7) Sec. 2.7. "Dealer" means any person, other than a salesperson, or controlling person and other than a bank organized under the banking laws of this State or of the United States or other than a trust company organized under the la…

(815 ILCS 440/2.7) (from Ch. 96 1/2, par. 7702.7) Sec. 2.7. "Person" means any individual, partnership, firm, company, corporation, association, political subdivision, State agency or any other legal entity and any officer or agent thereof. (Source: P.A. 81-379.)

(815 ILCS 405/2.7) (from Ch. 121 1/2, par. 502.7) Sec. 2.7. "Retail charge agreement" or "charge agreement" means an instrument prescribing the terms of a retail installment transaction which is made pursuant to the instrument, whether secured or unsecured, in which the buyer's t…

(815 ILCS 405/2.8) (from Ch. 121 1/2, par. 502.8) Sec. 2.8. "Cash sale price" means the price stated in a retail installment contract, or in a sales slip or other memorandum furnished by a retail seller to a retail buyer in connection with a retail charge agreement, for which the…

(815 ILCS 440/2.8) (from Ch. 96 1/2, par. 7702.8) Sec. 2.8. "Department" means the Department of Commerce and Economic Opportunity. (Source: P.A. 94-793, eff. 5-19-06.)

(815 ILCS 5/2.8) (from Ch. 121 1/2, par. 137.2-8) Sec. 2.8. "Registered dealer" means a dealer registered under Section 8 of this Act. (Source: Laws 1961, p. 3663.)

(815 ILCS 375/2.8) (from Ch. 121 1/2, par. 562.8) Sec. 2.8. "Amount financed" means the cash sale price of the motor vehicle plus all other charges individually itemized, which are included in the amount financed, including the amount actually paid or to be paid by the seller pur…

(815 ILCS 5/2.8a) (from Ch. 121 1/2, par. 137.2-8a) Sec. 2.8a. "Principal of a dealer" means any officer, director, partner, member, trustee or manager of such dealer who is responsible for the supervision of the securities activities in this State of salespersons and for managem…

(815 ILCS 405/2.9) (from Ch. 121 1/2, par. 502.9) Sec. 2.9. "Official fees" means the taxes and fees prescribed by law that actually are, or will be, paid to public officials for determining the existence of, or for perfecting, releasing or satisfying a security interest retained…

(815 ILCS 375/2.9) (from Ch. 121 1/2, par. 562.9) Sec. 2.9. "Finance charge" means the sum of all charges payable, directly or indirectly by the buyer and imposed directly or indirectly by the seller as an incident to or as a condition of the extension of credit, whether payable …

(815 ILCS 5/2.9) (from Ch. 121 1/2, par. 137.2-9) Sec. 2.9. "Salesperson" means an individual, other than an issuer or a dealer, employed or appointed or authorized by a dealer, issuer or controlling person to offer, purchase or sell securities in this State. The partners or offi…

(815 ILCS 124/20) Sec. 20. Confidentiality. To promote more effective regulation, protect consumers, and reduce regulatory burden through inter-regulator sharing of confidential supervisory information: (a) The privacy or confidentiality of any information or material provided to…

(815 ILCS 361/20) Sec. 20. Reconditioned traction batteries. (a) It is unlawful for any person to: (1) assemble or recondition a traction battery using cells removed from used lithium-ion batteries; or (2) sell or offer for sale a lithium-ion traction battery that uses cells remo…

(815 ILCS 616/20) Sec. 20. Prohibitions and requirements. (a) It shall be unlawful for any person or entity to act as an educational planning service provider unless it remains in compliance with this Act. (b) An educational planning service provider may not provide educational p…

(815 ILCS 357/20) Sec. 20. Rulemaking authority. The Department of Natural Resources may adopt any rules necessary for the implementation of this Act. (Source: P.A. 100-857, eff. 1-1-19.)

(815 ILCS 617/20) Sec. 20. This Act is subject to anything that the parties to a contract agree with specific reference to the introduction of the euro. (Source: P.A. 90-268, eff. 7-30-97.)

(815 ILCS 308/20) Sec. 20. Notice of consumer's rights; estimate. When an estimate is required to be presented to a consumer, a collision repair facility shall disclose to the prospective consumer an estimated price quotation with the following statement included or attached with…

(815 ILCS 636/20) Sec. 20. Total loss notice and waiver of the gap amount. (a) If the consumer lease provides that the lessee shall be responsible for the gap amount, the consumer lease shall disclose that fact and disclose the obligations for which the lessee would remain liable…

(815 ILCS 306/20) Sec. 20. Notice of consumer's rights; estimate. When an estimate is required to be presented to a consumer, a motor vehicle repair facility shall disclose to the prospective consumer an estimated price quotation or the option to waive the price quotation by comp…

(815 ILCS 305/20) (from Ch. 134, par. 120) Sec. 20. Exemptions. (a) Except as provided in subsection (b), the provisions of this Act shall not apply to the following types of telephone calls made by an autodialer: (1) calls made in response to an express request of the person cal…

(815 ILCS 710/20) Sec. 20. Organization of administration. The Secretary of State shall organize the work of the administration of the portion of this Act delegated to him or her in a manner as he or she may deem necessary to carry out the provisions of this Act. (Source: P.A. 89…

(815 ILCS 413/20) Sec. 20. Exemptions. (a) Except as provided in subsection (b), the provisions of this Act shall not apply to telephone calls made by an autodialer. The provisions of this Act do not apply to telephone calls made by a person who is a registered dealer, registered…

(815 ILCS 615/20) (from Ch. 29, par. 1051-20) Sec. 20. Cancellation and refund requirements. (a) Every contract for dating referral services shall provide the following: (1) That the contract may be cancelled by the customer within 3 business days after the first business day aft…

(815 ILCS 301/20) Sec. 20. Prohibition on enforcement of lease. A person may not enforce an assistive technology device lease against a consumer after the consumer receives a refund under Section 15. (Source: P.A. 94-378, eff. 1-1-06.)

(815 ILCS 411/20) Sec. 20. Enforcement. (a) The Attorney General or the State's Attorney of the county where the purchaser of a self-administered sexual assault evidence collection kit resides may file a complaint in the circuit court in the county where the alleged offense occur…

(815 ILCS 665/20) Sec. 20. Business of selling tangible personal property. This Act shall not apply to any person primarily engaged in the business of selling tangible personal property. (Source: P.A. 92-657, eff. 7-16-02.)

(815 ILCS 670/20) Sec. 20. Homes constructed for resale. If a builder constructs a home for resale, the builder must certify to the buyer that the builder has constructed the home in compliance with a code authorized under Section 15 and must identify that code. (Source: P.A. 93-…

(815 ILCS 406/20) (was 720 ILCS 668/20) Sec. 20. Violation. A violation of Section 15 is a petty offense, for which a fine not to exceed $500 for each offense may be imposed. Each day that a person violates Section 15 is a separate offense. A person who is employed as a clerk by …

(815 ILCS 309/20) Sec. 20. Action for damages. A person who suffers damages caused by a merchant's violation of this Act and reports the presence of a pest to the merchant within 45 days after the beginning of the rental may bring an action pursuant to Section 10a of the Consumer…

(815 ILCS 604/20) Sec. 20. Right to attorney's fees not limited. Nothing in this Act shall be construed to apply to or limit the rights of any party to attorney's fees under any other contract or as authorized in relation to consumer contracts under other provisions of State law.…

(815 ILCS 603/20) Sec. 20. Retainage. No construction contract may permit the withholding of retainage from any payment in excess of the amounts permitted in this Section. A construction contract may provide for the withholding of retainage of up to 10% of any payment made prior …

(815 ILCS 705/20) (from Ch. 121 1/2, par. 1720) Sec. 20. Nonrenewal of a franchise. It shall be a violation of this Act for a franchisor to refuse to renew a franchise of a franchised business located in this State without compensating the franchisee either by repurchase or by ot…

(815 ILCS 180/20) Sec. 20. Coupon books. If any form of amortization is used by the creditor and a coupon book was sent to the debtor at the inception of the credit transaction, the creditor shall send to the debtor either: (1) a reprinted coupon book with revised calculations of…

(815 ILCS 312/20) Sec. 20. Exclusions in motor vehicle liability insurance policies. (a) An authorized insurer that writes motor vehicle liability insurance in this State may exclude any coverage and the duty to defend or indemnify for any claim afforded under a shared-vehicle ow…

(815 ILCS 318/20) Sec. 20. Certification; penalty for false certification. (a) Whenever a provider of companion animal cremation services undertakes to provide services that include the return of the cremation remains of the cremated animal, the provider shall include a certifica…

(815 ILCS 405/20) (from Ch. 121 1/2, par. 520) Sec. 20. The holder of a contract, upon request by the buyer, may extend the scheduled due date of all or any part of any installment or installments, or renew or restate the unpaid time balance of the contract, the amounts and due d…

(815 ILCS 375/20) (from Ch. 121 1/2, par. 580) Sec. 20. Unless otherwise limited by this Act, the parties shall have the rights and remedies provided in Article 9 of the Uniform Commercial Code with respect to default and disposition and redemption of collateral. If the holder of…

(815 ILCS 393/20) Sec. 20. Applicability. This Act does not apply to the collection, receipt, or recycling of plastic bulk merchandise containers by a licensed waste hauler. (Source: P.A. 97-1085, eff. 1-1-13.)

(815 ILCS 322/20) (This Section may contain text from a Public Act with a delayed effective date) Sec. 20. Notice to cure. Before a fine may be imposed under this Act, the State's Attorney of the county in which the violation occurred shall provide the retail mercantile establish…

(815 ILCS 601/20) Sec. 20. Applicability. (a) This Act does not apply to a contract entered into before the effective date of this Act. (b) This amendatory Act of the 93rd General Assembly does not apply to a contract entered into before the effective date of this amendatory Act …

(815 ILCS 530/20) Sec. 20. Violation. A violation of this Act constitutes an unlawful practice under the Consumer Fraud and Deceptive Business Practices Act. (Source: P.A. 94-36, eff. 1-1-06.)

(815 ILCS 121/20) Sec. 20. Satisfaction of the contract. A consumer legal funding company shall require the resolution amount to be set as a predetermined amount, based upon intervals of time from the date of origination of the funding through the date of resolution of the legal …

(815 ILCS 637/20) Sec. 20. Improper licensing practices. No performing rights society or any agent or employee thereof shall collect, or attempt to collect, from a proprietor licensed by that performing rights society, a royalty payment except as provided in a contract executed p…

(815 ILCS 404/20) (This Section may contain text from a Public Act with a delayed effective date) Sec. 20. Notice to cure. Before a fine may be imposed under this Act, the State's Attorney of the county in which the violation occurred shall provide the retail mercantile establish…

(815 ILCS 540/20) Sec. 20. Donor fertility fraud. A donor of human reproductive material may bring an action against any health care provider, embryologist, or any other person involved in any stage of the treatment who: (1) treats a patient for infertility by using human reprodu…

(815 ILCS 338/20) Sec. 20. Enforcement and penalties. A merchant whose likeness is used, or pickup or delivery is arranged through a third-party delivery service in violation of Section 10, may bring an action in the circuit court in the county in which the merchant conducts busi…

(815 ILCS 333/20) Sec. 20. Severability clause. If any provision of this Act or its application to any person or circumstance is held invalid, the invalidity does not affect other provisions or applications of this Act which can be given effect without the invalid provision or ap…

(815 ILCS 525/20) Sec. 20. No payment required. (a) No sponsor may require a person in this State to pay the sponsor money as a condition of awarding the person a prize, or as a condition of allowing the person to receive, use, compete for, or obtain information about a prize. (b…