Chapter 815, BUSINESS TRANSACTIONS

(815 ILCS 518/20) Sec. 20. No violation to serve as intermediary. An Internet service provider or website hosting service does not violate this Act as a result of serving as an intermediary for the transmission of electronic messages between members of an Internet dating service,…

(815 ILCS 628/20) Sec. 20. Location of in-office membership care services. In-office membership care services may be provided in a dental care provider's office or another location in which a patient visit with the dental care provider needs to occur. (Source: P.A. 101-190, eff. …

(815 ILCS 513/20) Sec. 20. Consumer rights brochure. (a) For any contract over $1,000, any person engaging in the business of home repair and remodeling shall provide to its customers a copy of the "Home Repair: Know Your Consumer Rights" pamphlet prior to the execution of any ho…

(815 ILCS 398/20) Sec. 20. Daily report. It shall be the duty of every resale dealer to make out and deliver to the appropriate law enforcement official where such resale dealer does business, on each day before the hours of 12 o'clock noon, a legible and exact copy from the stan…

(815 ILCS 390/20) (from Ch. 21, par. 220) Sec. 20. Records. (a) Each licensee must keep accurate accounts, books and records in this State at the principal place of business identified in the licensee's license application or as otherwise approved by the Comptroller in writing of…

(815 ILCS 137/20) Sec. 20. Verification of ability to repay loan. The lender shall verify the borrower's ability to repay the loan in the case of a high risk home loan. The verification shall require, at a minimum, the following: (1) That the borrower prepare and submit to the le…

(815 ILCS 333/20.5) Sec. 20.5. Exemption to preemption by federal electronic signatures Act. This Act modifies, limits, or supersedes the provisions of the Electronic Signatures in Global and National Commerce Act (15 U.S.C. Section 7001 et seq.) as authorized by Section 102 of t…

(815 ILCS 333/20.70) Sec. 20.70. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.71) Sec. 20.71. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.72) Sec. 20.72. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.74) Sec. 20.74. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.75) Sec. 20.75. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.76) Sec. 20.76. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.77) Sec. 20.77. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.78) Sec. 20.78. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.79) Sec. 20.79. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.80) Sec. 20.80. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.81) Sec. 20.81. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.82) Sec. 20.82. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.83) Sec. 20.83. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.84) Sec. 20.84. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.85) Sec. 20.85. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.86) Sec. 20.86. (Amendatory provisions; text omitted). (Source: P.A. 102-38, eff. 6-25-21; text omitted.)

(815 ILCS 333/20.87) Sec. 20.87. The Electronic Commerce Security Act is repealed. (Source: P.A. 102-38, eff. 6-25-21.)

(815 ILCS 333/20.88) Sec. 20.88. The State Comptroller Act is amended by repealing Section 14.01. (Source: P.A. 102-38, eff. 6-25-21.)

(815 ILCS 121/200) Sec. 200. Civil action. A claim of violation of this Act may be asserted in a civil action. Additionally, a prevailing consumer may be awarded reasonable attorney's fees and court costs. (Source: P.A. 102-987, eff. 5-27-22.)

(815 ILCS 620/201) (from Ch. 29, par. 201) Sec. 201. Disclosure of fee in advertising. Every invention developer who charges a fee or requires any consideration for his invention development services must clearly and conspicuously disclose such fact in every advertisement of such…

(815 ILCS 620/202) (from Ch. 29, par. 202) Sec. 202. Disclosures to customer. In the first oral communication with a customer or in the first written response to an inquiry by a customer; or other than an oral communication or written response the primary purpose of which is to a…

(815 ILCS 121/205) Sec. 205. Evasion. An agreement, contract, or transaction that is structured to evade the definition of consumer legal funding shall be deemed a consumer legal funding for the purposes of this Act. (Source: P.A. 102-987, eff. 5-27-22.)

(815 ILCS 705/21) (from Ch. 121 1/2, par. 1721) Sec. 21. Franchise Advisory Board. There is created in the Office of the Administrator a Franchise Advisory Board. The Franchise Advisory Board shall consist of such members as the Administrator deems appropriate to advise him on fr…

(815 ILCS 390/21) (from Ch. 21, par. 221) Sec. 21. Audits. (a) The Comptroller may audit the records of any licensee with respect to the trust funds created or pre-construction performance bonds obtained pursuant to this Act as they pertain to the deposits to and withdrawals from…

(815 ILCS 405/21) (from Ch. 121 1/2, par. 521) Sec. 21. If, in a retail installment transaction, a buyer makes any subsequent purchase of goods or services from a seller from whom he has previously purchased goods or services under one or more retail installment contracts, and th…

(815 ILCS 124/21) Sec. 21. Rules. (a) In addition to the powers set forth in this Act and other laws, the Secretary may adopt rules consistent with the purposes of this Act, including, but not limited to, rules to: (1) protect consumers in this State in connection with the activi…

(815 ILCS 710/21) Sec. 21. Secretary of State to appoint subordinates. The Secretary of State shall appoint subordinate officers, clerks, investigators, and other employees necessary to carry out the provisions of this Act. All clerical, professional, and other agencies for the e…

(815 ILCS 375/21) (from Ch. 121 1/2, par. 581) Sec. 21. The finance charge on any motor vehicle retail installment contract shall be no more than the maximum rate permissible under the Predatory Loan Prevention Act. (Source: P.A. 101-658, eff. 3-23-21.)

(815 ILCS 121/210) Sec. 210. Severability. If any clause, sentence, provision, or part of this Act or its application to any person or circumstance is adjudged to be unconstitutional or invalid for any reason by any court of competent jurisdiction, that judgment shall not impair,…

(815 ILCS 124/22) Sec. 22. Appeal and review. (a) The Secretary may, in accordance with the Illinois Administrative Procedure Act, adopt rules to provide for review within the Department of the Secretary's decisions affecting the rights of persons under this Act. The review shall…

(815 ILCS 633/22) Sec. 22. Violation. A violation of this Act constitutes a civil rights violation under the Illinois Human Rights Act. All proceeds from the collection of any civil penalty imposed under this Section shall be deposited into the Illinois Military Family Relief Fun…

(815 ILCS 705/22) (from Ch. 121 1/2, par. 1722) Sec. 22. Enforcement. (a) The Administrator may suspend, terminate, prohibit or deny the sale of any franchise or registration of any franchise or salesperson if it appears to him that: (1) there has been a failure to comply with an…

(815 ILCS 405/22) (from Ch. 121 1/2, par. 522) Sec. 22. When subsequent purchases are made, if the seller has retained or taken a security interest in any of the goods purchased under any one of the contracts included in the consolidation he (1) shall apply the entire amount of a…

(815 ILCS 710/22) Sec. 22. Powers and duties of Secretary of State. (a) The administration of this Act is vested in the Secretary of State who is charged with the duty of observing, administering, and enforcing the provisions of this Act. (b) The Secretary may from time to time m…

(815 ILCS 513/22) Sec. 22. Senior citizen; right of cancellation. A person age 65 or older who purchases home repair or remodeling services from an uninvited solicitor may cancel any contract with a person engaged in home repair or remodeling by notifying that person within 15 fu…

(815 ILCS 390/22) (from Ch. 21, par. 222) Sec. 22. Cemetery Consumer Protection Fund. (a) Every seller engaging in pre-need sales shall pay to the Comptroller $5 for each said contract entered into, to be paid into a special income earning fund hereby created in the State Treasur…

(815 ILCS 375/22) (from Ch. 121 1/2, par. 582) Sec. 22. No retail seller whose sales are regulated under this Act may advertise to the public on price tags, on signs, in public media, or in any other manner that indicates or implies that the finance charge, finance or interest ra…

(815 ILCS 305/22) Sec. 22. Recordkeeping. (a) A person who operates an autodialer to communicate a commercial message shall maintain a list of all telephone numbers called. (b) A person who operates an autodialer to communicate a commercial message shall maintain records to suffi…

(815 ILCS 375/22.1) (from Ch. 121 1/2, par. 582.1) Sec. 22.1. (a) This Section applies to any advertisement to aid, promote, or assist directly or indirectly any motor vehicle installment sale, or other extension of credit subject to the provisions of this Act. (b) If any adverti…

(815 ILCS 375/23) (from Ch. 121 1/2, par. 583) Sec. 23. The Attorney General or the State's Attorney of any county in this State may bring an action in the name of the State against any person to restrain and prevent any violation of this Act. In the enforcement of this Act the A…

(815 ILCS 405/23) (from Ch. 121 1/2, par. 523) Sec. 23. If a retail installment transaction is a sale of goods for a cash sale price of $150 or less where no security interest is retained or taken by the seller, the retail installment contract may consist of an original document …

(815 ILCS 390/23) (from Ch. 21, par. 223) Sec. 23. (a) Any person who fails to deposit the required amount into a trust provided for in this Act, improperly withdraws or uses trust funds for his or her own benefit, or otherwise violates any provision of this Act is guilty of a Cl…

(815 ILCS 705/23) (from Ch. 121 1/2, par. 1723) Sec. 23. Hearings and notice of order suspending, terminating, prohibiting or denying sales or registration. The Administrator may summarily issue an order prohibiting, suspending, terminating or denying the sale of a franchise or r…