Chapter 815, BUSINESS TRANSACTIONS

(815 ILCS 710/23) Sec. 23. Secretary of State to prescribe forms. The Secretary of State shall prescribe forms or provide suitable forms requisite or deemed necessary to carry out the provisions of this Act and any other laws pertaining to vehicles, the enforcement and administra…

(815 ILCS 124/23) Sec. 23. Licensure fees. (a) The nonrefundable fee for initial licensure shall be $5,000, unless modified by the Secretary in accordance with subsection (b) of Section 11. (b) The nonrefundable fee for annual license renewal shall be $5,000, unless modified by t…

(815 ILCS 413/23) Sec. 23. Limited exemption. (a) Except as provided in subsection (b), the provisions of this Act shall not apply to any licensed insurance company, its licensed employees or agents when performing acts within the scope of their licenses in relation to existing c…

(815 ILCS 405/23.1) Sec. 23.1. Other fees. The seller may charge a premium for insurance, in lieu of perfecting a security interest, to the extent that the premium does not exceed the fees paid to public officials for determining the existence of or for perfecting or satisfying a…

(815 ILCS 124/24) Sec. 24. Cease and desist order. (a) The Secretary may issue a cease and desist order to any licensee or person doing business without the required license, when in the opinion of the Secretary the licensee or other person has violated, is violating, or is about…

(815 ILCS 710/24) Sec. 24. Authority to administer oaths. Officers and employees of the Secretary of State designated by him or her are, for the purpose of administering the Motor Vehicle Review Board and any laws relating to the use and operation of motor vehicles, authorized to…

(815 ILCS 375/24) (from Ch. 121 1/2, par. 584) Sec. 24. (a) Any person who knowingly violates this Act is guilty of a Class A misdemeanor. (b) No person who violates this Act, except as a result of an accident or bona fide error of computation, may recover any unpaid finance char…

(815 ILCS 390/24) (from Ch. 21, par. 224) Sec. 24. The Comptroller may adopt, amend or repeal such rules, not inconsistent with the law, as may be necessary to enable him to administer and enforce the provisions of this Act. All such action shall be taken according to the provisi…

(815 ILCS 405/24) (from Ch. 121 1/2, par. 524) Sec. 24. Retail installment contracts negotiated and entered into by mail or telephone without personal solicitation by salesmen or other representatives of the seller and based upon a catalog of the seller or other printed solicitat…

(815 ILCS 705/24) (from Ch. 121 1/2, par. 1724) Sec. 24. Civil penalties. In lieu of any penalty provided pursuant to Section 25 of this Act, and in addition to an action pursuant to subsection (b) of Section 22 of this Act, the Administrator may bring an action in the name and o…

(815 ILCS 513/25) Sec. 25. Insurance required. Any person engaged in the business of home repair and remodeling shall obtain and maintain in full force and effect during the operation of the business public liability and property damage insurance in the amount of $100,000 per per…

(815 ILCS 322/25) (This Section may contain text from a Public Act with a delayed effective date) Sec. 25. Home rule. The regulation of the return of consumer products is an exclusive power and function of the State. A home rule unit may not regulate the return of consumer produc…

(815 ILCS 555/25) Sec. 25. Enforcement. A violation of any of the provisions of this Act is an unlawful practice under the Consumer Fraud and Deceptive Business Practices Act. All remedies, penalties, and authority granted by that Act shall be available for the enforcement of thi…

(815 ILCS 375/25) (from Ch. 121 1/2, par. 585) Sec. 25. If any provision of this Act or the application thereof to any person or circumstances is held invalid, the invalidity shall not affect other provisions or applications of the Act which can be effected without the invalid pr…

(815 ILCS 121/25) Sec. 25. Fees. (a) The fee charged by a consumer legal funding company to the consumer shall be calculated as not more than 18% of the funded amount, assessed on the outset of every 6 months. (b) In addition, a consumer legal funding company may charge a documen…

(815 ILCS 540/25) Sec. 25. Rewards. A plaintiff who prevails in an action under this Act is entitled to reasonable attorney's fees and: (1) compensatory and punitive damages; or (2) liquidated damages of $50,000. A plaintiff who prevails in an action brought under Section 15 is a…

(815 ILCS 312/25) Sec. 25. Recordkeeping; use of vehicle in car sharing. A car-sharing program shall collect and verify records pertaining to the use of a vehicle, including, but not limited to, times used, car-sharing period pick up and drop off locations, fees paid by the share…

(815 ILCS 710/25) Sec. 25. Authority to certify copies of records. The Secretary of State is authorized to prepare under the seal of the Secretary of State certified copies of any records of his or her office. Every certified copy shall be admissible in a proceeding in court in t…

(815 ILCS 390/25) (from Ch. 21, par. 225) Sec. 25. Any provision of any contract which purports to waive any provision of this Act shall be null and void. (Source: P.A. 84-239.)

(815 ILCS 180/25) Sec. 25. Cancellation of collateral protection insurance. A debtor may at any time cause the cancellation of collateral protection insurance by providing proper evidence to the creditor that the debtor has obtained insurance as required by the credit agreement. …

(815 ILCS 705/25) (from Ch. 121 1/2, par. 1725) Sec. 25. Criminal prosecution. Any person who willfully sells a franchise in this State without complying with Sections 5, 6, 10, 11, 13 or 15 of this Act or who in a disclosure statement or an amendment thereto willfully makes any …

(815 ILCS 405/25) (from Ch. 121 1/2, par. 525) Sec. 25. Agreement requirements. (a) A retail charge agreement must be in writing and must be signed by the buyer. If a charge agreement was executed on or after January 1, 1968, the seller must deliver or mail to the buyer a copy of…

(815 ILCS 406/25) (was 720 ILCS 668/25) Sec. 25. Enforcement. This Act may be enforced by the Office of the State Fire Marshal, by a State, county, or municipal law enforcement officer, or by a municipal code enforcement officer. (Source: P.A. 96-1174, eff. 7-22-10.)

(815 ILCS 177/25) Sec. 25. Prohibited activities. No person, including any officer, agent, employee, or representative, shall: (a) Charge or impose any fee, charge, or other consideration in the making or facilitating of a refund anticipation loan or refund anticipation check apa…

(815 ILCS 404/25) (This Section may contain text from a Public Act with a delayed effective date) Sec. 25. Home rule. The regulation of accepting cash is an exclusive power and function of the State, and a home rule unit may not regulate the acceptance of cash. This Section is a …

(815 ILCS 301/25) Sec. 25. Restriction on resale or lease; full disclosure. An assistive technology device returned by a consumer or assistive technology device lessor in this State, or by a consumer or assistive technology device lessor in another state under a similar law of th…

(815 ILCS 124/25) Sec. 25. Injunction. The Secretary may maintain an action in the name of the people of the State of Illinois through the Attorney General and may apply for an injunction in the circuit court to enjoin a person from violating this Act or rules adopted under this …

(815 ILCS 137/25) Sec. 25. Good faith dealings; fraudulent or deceptive practices. A lender must act in good faith in all relations with a borrower, including but not limited to, transferring, dealing in, offering, or making a high risk home loan. No lender shall employ fraudulen…

(815 ILCS 305/25) (from Ch. 134, par. 125) Sec. 25. Voice messaging provision. Nothing in this Act shall prohibit a telephone company from providing a service that is utilized for relaying messages for private purposes, including but not limited to, voice messaging services or me…

(815 ILCS 308/25) Sec. 25. Estimated price insufficient. If it is determined that the estimated price is insufficient because of unforeseen circumstances, the consumer's consent must be obtained before the work estimated is done or parts estimated are supplied. If the consumer's …

(815 ILCS 628/25) Sec. 25. Insurance billing prohibited. Neither the patient nor the dental care provider shall submit a bill to an insurer for the services provided under an in-office membership care agreement. (Source: P.A. 101-190, eff. 8-2-19.)

(815 ILCS 530/25) Sec. 25. Annual reporting. Any State agency that collects personal data and has had a breach of security of the system data or written material shall submit a report within 5 business days of the discovery or notification of the breach to the General Assembly li…

(815 ILCS 398/25) Sec. 25. Prohibited purchases. No resale dealer under this Act shall purchase or accept any goods or articles if: (1) the seller is less than 18 years of age; (2) the seller fails to present the appropriate form of identification as required by subsection (b) of…

(815 ILCS 413/25) Sec. 25. Violations. (a) It is a violation of this Act to make or cause to be made telephone calls to any emergency telephone number as defined in Section 5 of this Act. It is a violation of this Act to make or cause to be made telephone calls in a manner that d…

(815 ILCS 393/25) Sec. 25. Penalty; enforcement. (a) A person who violates this Act shall be guilty of a petty offense and shall be fined an amount not exceeding $500 for each violation, except as provided in subsection (b). (b) A person who purchases or receives plastic bulk mer…

(815 ILCS 525/25) Sec. 25. Disclosures required. A written promotional prize offer must contain each of the following in a clear and conspicuous statement at the onset of the offer: (1) the true name or names of the sponsor and the address of the sponsor's actual principal place …

(815 ILCS 361/25) Sec. 25. Enforcement by Attorney General. A violation of any of the provisions of this Act is an unlawful practice under the Consumer Fraud and Deceptive Business Practices Act. All remedies, penalties, and authority granted to the Attorney General by that Act s…

(815 ILCS 615/25) (from Ch. 29, par. 1051-25) Sec. 25. Contract requirements for planned enterprises. Every contract for dating referral services at a planned dating referral enterprise or an enterprise under construction shall further provide that, in the event that the faciliti…

(815 ILCS 637/25) Sec. 25. Investigations. Nothing in this Act shall be construed to prohibit a performing rights society from conducting investigations to determine the existence of music use by a proprietor or informing a proprietor of the proprietor's obligation under the fede…

(815 ILCS 617/25) Sec. 25. Reference to "ECU" in contracts. When the euro first becomes the monetary unit of participating member states of the European Union, a reference to the ECU in a contract, security, or instrument that also refers to the definition of the ECU in Section 5…

(815 ILCS 306/25) Sec. 25. Estimated price insufficient. If it is determined that the estimated price is insufficient because of unforeseen circumstances, the consumer's consent must be obtained before the work estimated is done or parts estimated are supplied. If the consumer's …

(815 ILCS 616/25) Sec. 25. Required disclosures. (a) In any marketing or advertising communications, an education planning service provider must provide the following disclosure verbatim, both orally and in writing, with the caption: CONSUMER NOTICE OF AVAILABILITY OF FREE SERVIC…

(815 ILCS 636/25) Sec. 25. Requirements for a consumer lease. (a) A consumer lease shall be in writing and signed by the lessor and the lessee. (b) The printed portion of the consumer lease, other than directions for completion of the consumer lease, shall be printed in a size eq…

(815 ILCS 390/26) (from Ch. 21, par. 226) Sec. 26. (a) No person shall encumber or mortgage cemetery property, unless the mortgage or other encumbrance documents contain the following clause: "The mortgagee expressly agrees that there shall be released from the lien of this mortg…

(815 ILCS 375/26) (from Ch. 121 1/2, par. 586) Sec. 26. This act does not apply to any contract entered into before January 1, 1968. Contracts entered into before January 1, 1968, and the rights, duties and interests flowing from them, remain valid thereafter and may be satisfied…

(815 ILCS 710/26) Sec. 26. Records of Secretary of State. The Secretary of State may destroy any records of his or her office relating to the administration of any laws relating to Motor Vehicle Franchise Act matters if the records have been maintained on file for 4 years. The re…

(815 ILCS 705/26) (from Ch. 121 1/2, par. 1726) Sec. 26. Private civil actions. Any person who offers, sells, terminates, or fails to renew a franchise in violation of this Act shall be liable to the franchisee who may sue for damages caused thereby. This amendatory Act of 1992 i…

(815 ILCS 124/26) Sec. 26. Underwriting. A lender shall, before providing or causing to be provided a loan to a consumer, perform, or cause to be performed, reasonable risk-based underwriting which shall include, at a minimum, an assessment of the outstanding loans taken out by t…

(815 ILCS 405/26) (from Ch. 121 1/2, par. 526) Sec. 26. Unless otherwise limited by this Section, the parties shall have the rights and remedies provided in Article 9 of the Uniform Commercial Code with respect to default and disposition of collateral. If the buyer has paid an am…

(815 ILCS 375/26.1) Sec. 26.1. Rulemaking authority. The Secretary of Financial and Professional Regulation and his or her designees shall have authority to adopt and enforce reasonable rules, directions, orders, decisions, and findings necessary to execute and enforce this Act a…