Sec. 3. "Electronic payment" means a payment by means of: (1) a credit card; (2) a debit card; (3) a charge card; (4) a stored value card; (5) a bank card; (6) an electronic check; or (7) an electronic funds transfer, including but not limited to: (A) Fed wire; and (B) Automated Clearing House. As added by P.L.114-2002, SEC.1.