Sec. 3. As used in this chapter, "damage" means physical damage or loss to a vehicle, including loss of use of the vehicle and the cost and expenses incident to any damage or loss. As added by P.L.232-1989, SEC.1.
"Damage"
Ind. Code § 24-4-9-3, under Motor Vehicle Rental Companies.
Ind. Code § 24-4-9-3