Sec. 10. As used in this chapter, "rollover mortgage" means a mortgage loan that:
(1) is secured by a first mortgage on real estate improved by: (A) a dwelling intended for occupancy by at least one (1) and not more than four (4) families; or (B) a combination home and business building; and (2) may be subject to rate adjustments at regularly scheduled times. As added by P.L.193-1997, SEC.2.