Sec. 8. As used in this chapter, "mortgage loan" means: (1) a loan: (A) secured by a mortgage on real estate that is improved by a dwelling intended for occupancy by at least one (1) and not more than four (4) families; and (B) that includes: (i) the note; (ii) the mortgage; and (iii) any other documents constituting the loan transaction; or (2) a loan: (A) secured by a mortgage on real estate that is improved by a combination home and business building; and (B) that includes: (i) the note; (ii) the mortgage; and (iii) any other documents constituting the loan transaction. As added by P.L.193-1997, SEC.2.