Violation of state or federal law, regulation, or rule; enforcement

Sec. 3. (a) A violation of a state or federal law, regulation, or rule applicable to first lien mortgage transactions is a violation of this article. (b) The department may enforce penalty provisions set forth in 15 U.S.C. 1640 for violations of disclosure requirements applicable to first lien mortgage transactions. [Pre-2026 Revision Citation: 24-4.4-2-301.] As added by P.L.115-2026, SEC.97.