Civil action by department to enjoin deceptive act

Sec. 10. (a) As used in this section, "deceptive act" means an act or a practice in which a person knowingly or intentionally: (1) makes a material misrepresentation concerning; or (2) conceals material information regarding the terms or conditions of; a first lien mortgage transaction. (b) For purposes of this section, "knowingly" means having actual knowledge at the time of the transaction. (c) The department may bring a civil action to enjoin a deceptive act performed in connection with a first lien mortgage transaction. [Pre-2026 Revision Citation: 24-4.4-3-109.] As added by P.L.115-2026, SEC.97.