Sec. 8. "Principal" means the total of: (1) the net amount paid to, receivable by, or paid or payable from the account of the borrower; and (2) to the extent that the payment is deferred, the additional charges permitted by this chapter that are not included in subdivision (1). [Pre-2026 Revision Citation: 24-4.5-7-105.] As added by P.L.115-2026, SEC.97.