Sec. 1. This article does not apply to the following: (1) A person organized or chartered under the laws of this state, any other state, or the United States that relate to a bank, a trust company, a savings association, a savings bank, a credit union, or an industrial loan and investment company. (2) The Federal National Mortgage Association, the Federal Home Loan Mortgage
Corporation, or a Federal Home Loan Bank. (3) A department or agency of the United States or of Indiana. (4) A person that is servicing or enforcing a loan that it owns. (5) A person that is servicing a loan: (A) for a person described in subdivisions (1) through (4); or (B) insured by the Department of Housing and Urban Development or guaranteed by the Veterans Administration. (6) An attorney licensed to practice law in Indiana who is representing a mortgagor. [Pre-2026 Revision Citation: 24-5.5-1-1.] As added by P.L.115-2026, SEC.97.