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Indiana Statutes, Title 24

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Title 24, TRADE REGULATION

172 chapters · 1,404 sections in this title.

All chapters in Title 241,404 Ch 2, Combinations Restraining Trade160 Ch 3, Combinations to Prevent Sale of Supplies105 Ch 1, Contracts to Prevent Competition89 Ch 5, Motion Picture Fair Competition80 Ch 4, Combinations Compelling Manufacturer…79 Ch 6, Assignability51 Ch 9, Licensure48 Ch 7, Attorney Prohibitions47 Ch 8, Privileged Communication47 Ch 11, Commercial Litigation Financing40 Ch 13, Used Jewelry Sales39 Ch 27.5, Proxy Advisors39 Ch 12, Unused Property Market Regulation38 Ch 5.4, Master Settlement Agreement Protecti…34

9 sections·Filtered byTitle 24✕Ch 23.6✕

Ind. Code § 24-5-23.6-1 "Creditor"
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Sec. 1. (a) As used in this chapter, "creditor" means: (1) a person: (A) that engages in Indiana in the extension of mortgages that are subject to a credit service charge or loan finance charge, as applicable, or are payable by written agreement in more than four (4) installments…
Ind. Code § 24-5-23.6-2 "Debtor"
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Sec. 2. (a) As used in this chapter, "debtor", with respect to a mortgage, refers to the maker of the note secured by the mortgage. (b) The term includes a prospective debtor with respect to a mortgage for which a closing has not occurred. As added by P.L.115-2010, SEC.20.
Ind. Code § 24-5-23.6-3 "Department"
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Sec. 3. As used in this chapter, "department" refers to the department of financial institutions established by IC 28-11-1-1. As added by P.L.115-2010, SEC.20.
Ind. Code § 24-5-23.6-4 "Dwelling"
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Sec. 4. As used in this chapter, "dwelling" means a residential structure that is located in Indiana and that contains one (1) to four (4) units, regardless of whether the structure is permanently attached to real property. The term includes an individual: (1) condominium unit; (…

Ind. Code § 24-5-23.6-5 "Five star mortgage lender"

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Sec. 5. As used in this chapter, "five star mortgage lender" means a creditor that: (1) offers at least one (1) mortgage product that qualifies as a five star mortgage under the program; and (2) has a current and accurate certification on file with the department, as described in…

Ind. Code § 24-5-23.6-6 "Indiana customer"

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Sec. 6. As used in this chapter, "Indiana customer", with respect to a mortgage offered by a creditor, means an individual who: (1) is an Indiana resident at the time the mortgage is offered by the creditor; or (2) would become an Indiana resident after purchasing and occupying t…

Ind. Code § 24-5-23.6-7 "Mortgage"

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Sec. 7. (a) As used in this chapter, "mortgage" means a sale or loan, or the refinancing or consolidation of a sale or loan, in which a first mortgage deed of (or another equivalent consensual security interest) that constitutes a first lien, is created or retained against land t…

Ind. Code § 24-5-23.6-8 "Program"

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Sec. 8. As used in this chapter, "program" refers to the five star mortgage program established by section 9 of this chapter. As added by P.L.115-2010, SEC.20.

Ind. Code § 24-5-23.6-9 Five star mortgage program established; guidelines; requirements; certifications; fees; investigations; enforcement

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Sec. 9. (a) The five star mortgage program is established. Not later than June 1, 2010, the department shall adopt guidelines to implement the program. The program established by this section, as implemented through the department's guidelines, must meet the following criteria: (…