Title 24, TRADE REGULATION

Sec. 3. As used in this chapter, "deidentified data" means data that cannot reasonably be used to infer information about, or otherwise be linked to, an identifiable consumer and that: (1) is subject to: (A) administrative and technical measures to ensure that the data cannot be …

Sec. 4. As used in this chapter, "DNA" has the meaning set forth in IC 10-13-6-2. As added by P.L.233-2025, SEC.2.

Sec. 5. As used in this chapter, "genetic data" means any data, regardless of format, that: (1) results from the analysis of an individual's biological material, including analysis of: (A) the complete DNA; (B) regions of the DNA; (C) chromosomes; (D) genes; or (E) gene products;…

Sec. 6. As used in this chapter, "genetic testing" means analysis of genetic data. As added by P.L.233-2025, SEC.2.

Sec. 7. As used in this chapter, "insurer" has the meaning set forth in IC 27-1-2-3. As added by P.L.233-2025, SEC.2.

Sec. 8. (a) A consumer genetic testing provider may not perform, or cause to be performed, genetic testing on an individual's biological material unless the provider has provided the individual with a written disclosure of the provider's privacy policy, including the provider's p…

Sec. 9. (a) A consumer genetic testing provider that performs, or causes to be performed, genetic testing on an individual's biological material may not take any of the following actions unless the provider has solicited and received the individual's freely given, specific, infor…

Sec. 1. As used in this chapter, "consumer" means an individual: (1) whose principal residence is in Indiana; and (2) whose credit information and history is recorded in a consumer report. As added by P.L.104-2007, SEC.1.

Sec. 10. The placement of a security freeze on a consumer's consumer report does not prohibit a consumer reporting agency from providing the consumer's consumer report to the following persons without the authorization of the consumer: (1) A person, including a subsidiary, an aff…

Sec. 11. (a) As used in this section, "energy utility" has the meaning set forth in IC 8-1-2.5-2. (b) As used in this section, "specialized credit reporting tool" means a scoring model that: (1) is available only to an energy utility; and (2) is used by the energy utility to vali…

Sec. 12. (a) Except as provided in subsection (b), if a security freeze is in place with respect to a consumer's consumer report, a consumer reporting agency may not change any of the following official information on the consumer's consumer report without sending written confirm…

Sec. 13. A consumer reporting agency shall provide to a consumer notice with each written disclosure by the consumer reporting agency as required under Section 609 of the federal Fair Credit Reporting Act (15 U.S.C. 1681g) that the consumer may place a security freeze on the cons…

Sec. 14. A consumer reporting agency may not impose a charge on a consumer for a request from the consumer to do any of the following: (1) Place a security freeze on a consumer's consumer report under section 5 of this chapter. (2) Issue the same or a new personal identification …

Sec. 15. (a) A consumer who suffers injury by an act of a consumer reporting agency that violates this chapter may bring a civil action against the consumer reporting agency in a circuit or superior court in the county in which the consumer resides. (b) A person who knowingly or …

Sec. 16. (a) The attorney general may bring an action to recover from a person on behalf of the state a civil penalty described in subsection (b). (b) A person who knowingly or intentionally violates this chapter is subject to a civil penalty of: (1) not more than two thousand fi…

Sec. 17. The provisions of this chapter are severable as provided in IC 1-1-1-8(b). As added by P.L.104-2007, SEC.1.

Sec. 2. (a) As used in this chapter, "consumer report" means any written, oral, or other communication of any information that: (1) is made by a consumer reporting agency; (2) bears on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation,…

Sec. 3. (a) As used in this chapter, "consumer reporting agency" means any person that, for monetary fees or dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating information concerning a consumer's credit or …

Sec. 4. As used in this chapter, "security freeze" means a designation placed on a consumer's consumer report: (1) by a consumer reporting agency; and (2) at the request of the consumer; that prohibits the consumer reporting agency from releasing the consumer report without the a…

Sec. 5. (a) A consumer may place a security freeze on the consumer's consumer report by: (1) sending a written request by United States mail to an address designated by the consumer reporting agency; or (2) subject to subsection (d), making a request to a consumer reporting agenc…

Sec. 6. (a) Not later than ten (10) business days after receiving a request for a security freeze under section 5 of this chapter, a consumer reporting agency shall issue to the consumer a written confirmation that a security freeze has been placed on the consumer's consumer repo…

Sec. 7. (a) Except as provided in section 10 of this chapter, if a security freeze has been placed on a consumer's consumer report, the consumer reporting agency that placed the security freeze on the consumer report shall not release the consumer's consumer report unless the con…

Sec. 8. (a) A third party that requests a consumer's consumer report in connection with an application by the consumer for credit shall treat the application for credit as incomplete if: (1) a security freeze has been placed on the consumer's consumer report; (2) the consumer has…

Sec. 9. (a) A security freeze remains in effect until the consumer who requested the security freeze requests that the security freeze be removed. A consumer who seeks to authorize a consumer reporting agency to remove a security freeze shall request the removal by contacting the…