A mortgagee is not liable under section 655.3 if all of the following apply: 1. The mortgagee established reasonable procedures to achieve compliance with its obligations under section 655.3 . 2. The mortgagee complied with that procedure in good faith. 3. The mortgagee was unable to comply with its obligations because of circumstances beyond its control. 2018 Acts, ch 1036, §5 ; 2018 Acts, ch 1172, §35