1. For purposes of this section , “restorative expenses” means the projected costs of education, vocational training, medical health, mental health, transportation, housing, child care, or other projected costs that will aid in a victim’s recovery. 2. The gross income of a defendant or the value of labor or services performed by a victim of the defendant shall be considered when determining restitution pursuant to chapter 910 . For purposes of this section , restitution may include restorative expenses for a period not to exceed three years as approved and ordered by the court. 3. A defendant’s ability to pay shall not be a factor in the court’s decision to order restorative expenses. 4. A defendant’s obligation to pay court-ordered restorative expenses shall not be dischargeable in any proceeding under the federal Bankruptcy Act of 1898 , as amended. 2006 Acts, ch 1074, §5 ; 2021 Acts, ch 123, §10