Title XIII, COMMERCE (Ch. 505 - 554I)

The unearned premium reserve shall be computed pursuant to rules adopted by the commissioner of insurance. [C66, 71, 73, 75, 77, 79, 81, §515C.3 ] 2000 Acts, ch 1023, §31, 60

For the protection of the people of this state and for the purpose of protecting against the effect of adverse economic cycles, the company shall establish a contingency reserve. The company shall annually contribute fifty percent of the earned premiums to this reserve. The earne…

1. Unless a request to suspend the requirements of this section is granted by the commissioner as set forth in subsection 2 , a mortgage guaranty insurer shall not at any time have outstanding a total liability, net of reinsurance, in excess of twenty-five times its capital, unas…

The case basis method shall be used to determine the loss reserves, which shall include a reserve for claims reported and unpaid and a reserve for claims incurred but not reported. [C66, 71, 73, 75, 77, 79, 81, §515C.6 ]

Mortgage guaranty insurance shall be subject to the provisions of chapter 515F , for the purposes of rate making. [C66, 71, 73, 75, 77, 79, 81, §515C.7 ] 93 Acts, ch 88, §24

All policy forms and endorsements shall be filed with and be subject to the approval of the commissioner of insurance. With respect to owner-occupied single family dwellings and owner-occupied mobile homes, the mortgage insurance policy shall provide that the borrower shall not b…

No bank, savings association, insurance company, or other lending institution, any of whose authorized real estate securities are insured by mortgage guaranty insurance companies, may state in any brochure, pamphlet, report, or any form of advertising that the real estate loans o…