Title XIII, COMMERCE (Ch. 505 - 554I)

As used in this chapter , unless otherwise required by the context: 1. “Policy” means an automobile insurance policy providing bodily injury liability, property damage liability, medical payments, uninsured motorist coverage, physical damage coverage, or any combination thereof, …

This chapter shall not apply to any policy: 1. Issued under an automobile assigned risk plan. 2. Covering garage, automobile sales agency, repair shop, service station, or public parking place operation hazards. 3. Insuring more than four automobiles. 4. Issued principally to cov…

1. A policy shall not be canceled except by notice to the insured as provided in this chapter . Notice of cancellation of a policy is not effective unless it is based on one or more of the following reasons: a. Nonpayment of premium. b. Nonpayment of dues to an association or org…

1. a. Notwithstanding the provisions of section 515.129A , a notice of cancellation of a policy shall not be effective unless mailed or delivered by the insurer to the named insured at least thirty calendar days prior to the effective date of cancellation, or, where the cancellat…

1. An insurer shall not refuse to renew a policy solely because of age, residence, sex, race, color, creed, or occupation. 2. An insurer shall not require a physical examination of a policyholder as a condition for renewal solely on the basis of age or other arbitrary reason. In …

1. Notwithstanding the provisions of sections 515.125 and 515.128 , an insurer shall not fail to renew a policy except by notice to the insured as provided in this chapter . A notice of intention not to renew shall not be effective unless mailed or delivered by the insurer to the…

If an insured obtains a second policy which provides equal or more extensive coverage for any vehicle designated in both policies, the first policy’s coverage of such vehicle may be terminated by failure to renew as of the effective time and date of the second policy, whether or …

Renewal of a policy shall not constitute a waiver or estoppel with respect to grounds for cancellation which existed before the effective date of renewal. [C71, 73, 75, 77, 79, 81, §515D.9 ]