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164 chapters · 3,415 sections in this title.
Iowa Code § 535A.1 Definitions.
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For purposes of this chapter , unless the context otherwise requires: 1. “Financial institution” means any bank, credit union, insurance company, mortgage banking company or savings and loan association, industrial loan company, or like institution or any other person who makes m…
Iowa Code § 535A.2 Discriminatory — real estate mortgages.
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1. It is a discriminatory practice for any financial institution accepting mortgage loan applications to engage in the practice of red-lining as defined in section 535A.1 . 2. This section shall be administered and enforced by the following agencies: a. The superintendent of bank…
Iowa Code § 535A.3 Discretion of financial institution.
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Nothing contained in this chapter shall preclude a financial institution from applying economically sound underwriting practices in contemplation of any mortgage loan to any person. Such practices shall include but are not limited to the following: 1. The willingness and the fina…
Iowa Code § 535A.6 Action for damages.
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1. Any person who has been aggrieved as a result of a violation of sections 535A.1 through 535A.3 , this section , or sections 535A.7 through 535A.9 may bring an action in the district court of the county in which the violation occurred or in the county where the financial instit…