™Your Policy Risk Impact Agent
164 chapters · 3,415 sections in this title.
Iowa Code § 537.5106 Garnishment.
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The administrator has all powers granted under article 6, part 1 , to enforce the provisions of section 642.21 , in relation to a garnishment arising from a consumer credit transaction. [C75, 77, 79, 81, §537.5106 ]
Iowa Code § 537.5107 Extortionate or unlawful extensions of credit.
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If it is the understanding of the creditor and the debtor at the time an extension of credit is made that delay in making repayment or failure to make repayment could result in the use of violence or other criminal means to cause harm to the person, reputation or property of any …
Iowa Code § 537.5108 Unconscionability — inducement by unconscionable conduct — unconscionable debt collection.
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1. With respect to a transaction that is, gives rise to, or leads the debtor to believe it will give rise to a consumer credit transaction, in an action other than a class action, if the court as a matter of law finds the agreement or transaction to have been unconscionable at th…
Iowa Code § 537.5109 Default.
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“Default” with respect to a consumer credit transaction and for the purposes of this article , means either of the following, if without justification under any law: 1. Failure to make a payment within ten days of the time required by agreement, or in a consumer rental purchase a…