Title XV, JUDICIAL BRANCH AND JUDICIAL PROCEDURES (Ch. 595 - 686D)

1. The terms of redemption, when made by the titleholder, shall be the payment into the clerk’s office of the amount of the certificate, and all sums paid by the holder thereof in effecting redemptions, added to the amount of the holder’s own lien, or the amount the holder has cr…

When a senior redeems from a junior creditor, the latter may, in return, redeem from the former, and so on, as often as the land is taken from the creditor by virtue of a paramount lien. [C51, §1933; R60, §3341; C73, §3111; C97, §4052; C24, 27, 31, 35, 39, § 11785; C46, 50, 54, 5…

After the expiration of nine months from the day of sale, the creditors can no longer redeem from each other, except as provided in the chapter. [C51, §1934; R60, §3342; C73, §3112; C97, §4053; C24, 27, 31, 35, 39, § 11786; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.15…

Unless the defendant redeems, the purchaser, or the creditor who has last redeemed prior to the expiration of the nine months from the day of sale, will hold the property absolutely. [C51, §1935; R60, §3343; C73, §3113; C97, §4054; C24, 27, 31, 35, 39, § 11787; C46, 50, 54, 58, 6…

If the property is held by a redeeming creditor, the redeeming creditor’s lien, and the claim out of which the lien arose, will be held to be extinguished, unless the redeeming creditor pursues the course pointed out in sections 628.18 through 628.20 . [C51, §1936; R60, §3344; C7…

The mode of redemption by a lienholder shall be by paying into the clerk’s office the amount necessary to effect the same, computed as above provided, and filing therein the lienholder’s affidavit, or that of the lienholder’s agent or attorney, stating as nearly as practicable th…

If the lienholder is unwilling to hold the property and credit the debtor with the full amount of the lienholder’s lien, the lienholder must state the utmost amount that the lienholder is willing to credit the debtor. [R60, §3345; C73, §3115; C97, §4056; C24, 27, 31, 35, 39, § 11…

Application of this chapter . This chapter does not apply in an action to foreclose a real estate mortgage if the plaintiff has elected foreclosure without redemption under section 654.20 . 87 Acts, ch 142, §16

When real property has been levied upon, if the estate is less than a leasehold having two years of an unexpired term, the sale is absolute, but if of a larger amount, it is redeemable as prescribed in this chapter . [C51, §1924; R60, §3329, 3330; C73, §3098, 3099; C97, §4043; C2…

If the amount paid to the clerk is in excess of the prior bid and liens, the clerk shall refund the excess to the party paying the amount. If the clerk is the clerk of the district court where the judgment giving rise to the lien was entered, the clerk shall credit upon the lien …

In case any question arises as to the right to redeem, or the amount of any lien, the person claiming such right may deposit the necessary amount therefor with the clerk, accompanied with the affidavit above required, and also stating therein the nature of such question or object…

A creditor redeeming pursuant to this chapter is entitled to receive an assignment of the certificate issued by the sheriff to the original purchaser. [C51, §1942; R60, §3350; C73, §3120; C97, §4058; C24, 27, 31, 35, 39, § 11793; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §…

When the property has been sold in parcels, any distinct portion may be redeemed by itself. [C51, §1943; R60, §3351; C73, §3121; C97, §4059; C24, 27, 31, 35, 39, § 11794; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.23 ]

When the interests of several tenants in common have been sold on execution, the undivided portion of any or either of them may be redeemed separately. [C51, §1944; R60, §3352; C73, §3122; C97, §4060; C24, 27, 31, 35, 39, § 11795; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, …

The rights of a debtor in relation to redemption are transferable, and the assignee has the like power to redeem. [C51, §1945; R60, §3353; C73, §3123; C97, §4061; C24, 27, 31, 35, 39, § 11796; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.25 ]

The mortgagor and the mortgagee of real property consisting of less than ten acres in size may agree and provide in the mortgage instrument that the period of redemption after sale on foreclosure of said mortgage as set forth in section 628.3 be reduced to six months, or reduced …

Notwithstanding section 628.3 , the debtor and the mortgagee of agricultural land after the filing of the foreclosure petition, may enter into a written agreement to extend the debtor’s period of redemption up to five years, and may set forth other terms and conditions of the ext…

The mortgagor and the mortgagee of any tract of real property consisting of less than ten acres in size may also agree and provide in the mortgage instrument that the court in a decree of foreclosure may find affirmatively that the tract has been abandoned by the owners and those…

1. If real property is not used for agricultural purposes, as defined in section 535.13 , and is not the residence of the debtor, or if it is the residence of the debtor but not a single-family or two-family dwelling, then the period of redemption after foreclosure is one hundred…

A lienholder of record may redeem real property which has been foreclosed by a mortgagee pursuant to the alternative voluntary foreclosure procedure provided in section 654.18 . The junior lienholders’ redemption period shall be thirty days commencing the day the notice required …

The debtor may redeem real property at any time within one year from the day of sale, and will, in the meantime, be entitled to the possession thereof; and for the first six months thereafter such right of redemption is exclusive. Any real property redeemed by the debtor shall th…

A party who has stayed execution on the judgment is not entitled to redeem. [C73, §3102; C97, §4045; C24, 27, 31, 35, 39, § 11775; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.4 ] 83 Acts, ch 186, §10115, 10201 ; 87 Acts, ch 142, §1

If redemption is not made by the debtor as provided in section 628.3 , thereafter, and at any time within nine months from the day of sale, redemption may be made by a mortgagee before or after the debt secured by the mortgage falls due, or by any creditor whose claim becomes a l…

A mechanic’s lien before judgment thereon is not of such character as to entitle the holder to redeem. [C51, §1927; R60, §3333; C73, §3103; C97, §4046; C24, 27, 31, 35, 39, § 11777; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.6 ]

The owner of a claim which has been allowed and established against the estate of a decedent may redeem as in this chapter provided, by making application to the district court of the district where the real estate to be redeemed is situated. Such application shall be heard after…

Creditors having the right of redemption may redeem from each other within the time and in the manner provided in this chapter . [C51, §1929; R60, §3335; C73, §3105; C97, §4047; C24, 27, 31, 35, 39, § 11779; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.8 ] 2019 Acts, ch …

When a senior creditor thus redeems from the senior creditor’s junior, the senior creditor is required to pay off only the amount of those liens which are paramount to the senior creditor’s own, with the interest and costs appertaining to those liens. [C51, §1931; R60, §3337; C73…