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131 chapters · 1,359 sections in this title.
Iowa Code § 714E.1 Definitions.
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As used in this chapter , unless the context otherwise requires: 1. “Business day” means any calendar day except Saturday, Sunday, or a public holiday including a holiday observed on a Monday. 2. “Contract” means an agreement, or a term in an agreement, between a foreclosure cons…
Iowa Code § 714E.2 Foreclosure consultant contract.
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1. A foreclosure consultant contract must be in writing and must fully disclose the exact nature of the foreclosure consultant’s services and the total amount and terms of compensation. 2. The following notice, printed in at least fourteen point boldface type and completed with t…
Iowa Code § 714E.3 Cancellation of foreclosure consultant contract.
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1. In addition to any other right under law to rescind a contract, an owner has the right to cancel such a contract until midnight of the third business day after the day on which the owner signs a contract which complies with section 714E.2 . 2. Cancellation occurs when the owne…
Iowa Code § 714E.4 Violations.
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It is a violation of this chapter for a foreclosure consultant to do any of the following: 1. Claim, demand, charge, collect, or receive compensation until after the foreclosure consultant has fully performed each and every service the foreclosure consultant contracted to perform…