Permissible purposes of reports

50-703. Permissible purposes of reports. A consumer reporting agency may furnish a consumer report under the following circumstances and no other: (a) In response to the order of a court having jurisdiction to issue such an order; (b) in accordance with the written instructions of the consumer to whom it relates; and (c) to a person which it has reason to believe (1) intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to, or review or collection of an account of, the consumer; or (2) intends to use the information for employment purposes; or (3) intends to use the information in connection with the underwriting of insurance involving the consumer; or (4) intends to use the information in connection with a determination of the consumer's eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant's financial responsibility or status; or (5) otherwise has a legitimate business need for the information in connection with a business transaction involving the consumer. History: L. 1973, ch. 85, § 138; January 1, 1974. Attorney General's Opinions: Fair credit reporting act—permissible uses of credit reports. 88-89. Permissible purposes of credit reports; legitimate business need. 90-101. CASE ANNOTATIONS 1. Compliance with subpoena requiring retail credit information would not subject retail merchant to action for damages. Kansas Commission on Civil Rights v. Sears, Roebuck & Co., 216 Kan. 306, 320, 532 P.2d 1263. Previous | Next LEGISLATIVE COORDINATING COUNCIL General Policies 2026 Archived LCC Documents Archived LCC Meetings REVISOR OF STATUTES Archived Session Documents Archived School Finance Documents USEFUL LINKS Session Laws Kansas Administrative Regulations OTHER LEGISLATIVE SITES Kansas Legislature Administrative Services Division of Post Audit Research Department Contact Us PDF Help www.ksrevisor.gov 2026