Beginning January 1, 2027: (1) Upon application for title under this chapter, the title shall not be mailed to the owner of the vehicle or manufactured home, but shall instead be held in AVIS; (2) The certificate of title shall be considered to be physically held by the lienholder for the purposes of compliance with state and federal odometer disclosure requirements, and a paper title shall not be required. The title may be in digital or electronic format; (3) Lienholders may request a printed title by submitting a request electronically through the electronic title application and registration system and paying the title print fees under KRS 186A.130; and (4) A vehicle owner may request a printed copy of the title by submitting an application to the county clerk and paying the title print fees under KRS 186A.130: (a) Upon lien satisfaction in the system of record in AVIS; or (b) At any time, including the time of title application, for vehicles without a lien.