Definitions for section -- Applicability of cost-sharing requirements to health savings account-qualified insurance plans

KRS § 304.1-200, under INSURANCE CODE.

KRS § 304.1-200

health savings account-qualified insurance plans. (1) As used in this section: (a) "Cost-sharing requirement" means a: 1. Prohibition outright on the imposition of any deductible, copayment, coinsurance, or other out-of-pocket expense, other than premiums, under a health insurance policy, certificate, plan, or contract; or 2. Limitation on the amount of any deductible, copayment, coinsurance, or other out-of-pocket expense, other than premiums, that is imposed under a health insurance policy, certificate, plan, or contract; (b) "Enrollee": 1. Means an individual who is enrolled in health insurance, whether on an individual or a group basis; and 2. Includes any covered dependent of an individual referenced in subparagraph 1. of this paragraph; and (c) "Health savings account-qualified insurance plan" means a high deductible health plan that covers individuals who may be entitled to receive certain tax benefits under 26 U.S.C. sec. 223, as amended, with respect to contributions made to a health savings account. (2) If, under federal law, the application of any cost-sharing requirement in this chapter or any other state law would cause an enrollee's health savings account-qualified insurance plan to no longer qualify as a high deductible health plan under 26 U.S.C. sec. 223, as amended, then the cost-sharing requirement shall only apply to the enrollee's plan once the minimum deductible under 26 U.S.C. sec. 223, as amended, has been satisfied. (3) In the event of a conflict between this section and any other state law, this section shall control.