(1) A "stock" insurer is as defined in KRS 304.3-010. (2) A "mutual" insurer is as defined in KRS 304.3-020. (3) A "combined stock and mutual life" insurer is as defined in KRS 304.3-025.
Definitions
KRS § 304.24-020, under INSURANCE CODE.
KRS § 304.24-020