Title 22, Insurance
0 chapters · 2,651 sections in this title.
La. Rev. Stat. § 22:1942 Definitions
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§1942. Definitions When used in this Part: (1) "Commissioner" shall mean the commissioner of insurance of this state. (2) "Residents" shall mean and include persons, partnerships, or corporations, domestic, alien, or foreign. (3) "Unfair Trade Practice Law" shall mean the law rel…
La. Rev. Stat. § 22:1943 Misrepresentations by foreign insurer, notice to domiciliary supervisory official
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§1943. Misrepresentations by foreign insurer, notice to domiciliary supervisory official No unauthorized foreign or alien insurer of the kind described in R.S. 22:1941 shall make, issue, circulate or cause to be made, issued or circulated, to residents of this state any estimate,…
La. Rev. Stat. § 22:1944 Action by commissioner
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§1944. Action by commissioner If, after thirty days following the giving of the notice mentioned in R.S. 22:1943, such insurer has failed to cease making, issuing, or circulating such misrepresentations or causing the same to be made, issued, or circulated in this state, and if t…
La. Rev. Stat. § 22:1945 Service upon unauthorized insurer
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§1945. Service upon unauthorized insurer A.(1) Any of the following acts in this state, effected by mail or otherwise, by any such unauthorized foreign or alien insurer is equivalent to and shall constitute an appointment by such insurer of the secretary of state and his successo…
La. Rev. Stat. § 22:1946 Advertisement by insurers
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§1946. Advertisement by insurers A. No person shall publish or print in any newspaper, magazine, periodical, circular letter, pamphlet, or in any other manner or publish by radio broadcasting in this state, any advertisement or other notice either directly or indirectly setting f…
La. Rev. Stat. § 22:195 Filing and recording articles; application for certificate of authority; issuing certificates of incorporation and authority
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§195. Filing and recording articles; application for certificate of authority; issuing certificates of incorporation and authority A. The articles, or a multiple original thereof, shall be recorded in the office of the recorder of mortgages of the parish in which the registered o…
La. Rev. Stat. § 22:196 Application for policies
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§196. Application for policies A. All applications for policies shall be signed on a written, typewritten, or printed form identical with the form of application filed with the commissioner of insurance for policies of the type to be issued and, in addition to the signature of th…
La. Rev. Stat. § 22:1961 Purpose
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§1961. Purpose The purpose of this Part is to regulate the trade practices in the business of insurance, in accordance with the intent of congress as expressed in Public Law 15-79th Congress*, by defining or providing for the determination of all acts, methods, and practices whic…
La. Rev. Stat. § 22:1962 Definitions
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§1962. Definitions When used in this Part: A. "Commissioner" means the commissioner of insurance of this state. B. "Insured" means the party named on a policy or certificate as the individual with legal rights to the benefits provided by such policy. C. "Insurer" means any person…
La. Rev. Stat. § 22:1963 Unfair methods and unfair or deceptive acts and practices prohibited
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§1963. Unfair methods and unfair or deceptive acts and practices prohibited No person shall engage in this state in any trade practice which is defined in this Part to be an unfair method of competition or an unfair or deceptive act or practice in the conduct of the business of i…
La. Rev. Stat. § 22:1964 Methods, acts, and practices which are defined as unfair or deceptive
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§1964. Methods, acts, and practices which are defined as unfair or deceptive The following are declared to be unfair methods of competition and unfair or deceptive acts or practices in the business of insurance: (1) Misrepresentations and false advertising of insurance policies. …
La. Rev. Stat. § 22:1965 Repealed by Acts 2012, No
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§1965. Repealed by Acts 2012, No. 78, §1.
La. Rev. Stat. § 22:1966 Repealed by Acts 2012, No
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§1966. Repealed by Acts 2012, No. 78, §1.
La. Rev. Stat. § 22:1967 Power of commissioner of insurance
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§1967. Power of commissioner of insurance The commissioner of insurance shall have power to examine and investigate the affairs of every person engaged in the business of insurance, including violations of R.S. 22:1902 et seq., in order to determine whether such person has been o…
La. Rev. Stat. § 22:1968 Notice of hearing
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§1968. Notice of hearing A. If the commissioner has reason to believe that any person has been engaged or is engaging in this state in any unfair trade practice as defined in this Code, whether or not defined in this Part, the commissioner shall issue a notice of wrongful conduct…
La. Rev. Stat. § 22:1969 Violations; penalties
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§1969. Violations; penalties A. If, after receiving the person's answer or response or if no answer or response is received within twenty days of receipt of mailing, faxing, or electronic or physical delivery of the notice, the commissioner shall determine that the person charged…
La. Rev. Stat. § 22:197 Policies
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§197. Policies A. Every policy issued by any association authorized under this Subpart shall have plainly printed on the first page thereof the words "Assessment or Cooperative Plan", shall specify the services which it promises to furnish, the contingency upon which it agrees to…
La. Rev. Stat. § 22:1970 Cease and desist order; penalty for violation
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§1970. Cease and desist order; penalty for violation A. Any person who violates a cease and desist order of the commissioner under R.S. 22:1969 and while such order is in effect may, after compliance with R.S. 49:977.3 be subject at the discretion of the commissioner to any one o…
La. Rev. Stat. § 22:1971 Grant of civil immunity
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§1971. Grant of civil immunity A. In the absence of fraud or bad faith, no person shall be subject to civil liability for libel or slander by virtue of filing reports, without malice, or furnishing other information, without malice, required by this Chapter or required by the com…
La. Rev. Stat. § 22:1972 Report by the commissioner
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§1972. Report by the commissioner The commissioner of insurance shall annually submit a report to the Senate and House of Representatives committees on insurance relative to complaints received and actions taken pursuant to the provisions of this Part. Such report shall contain i…
La. Rev. Stat. § 22:1973 Repealed by Acts 2024, No
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§1973. Repealed by Acts 2024, No. 3, §2, eff. July 1, 2024.
La. Rev. Stat. § 22:198 Bylaws
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§198. Bylaws A. The board of directors of an association authorized under this Subpart may make and alter bylaws not inconsistent with the law or articles. The initial bylaws filed with the articles shall be signed by the first directors named in the articles. B. The bylaws of al…
La. Rev. Stat. § 22:1981 Commissioner of insurance to examine insurers and producers
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§1981. Commissioner of insurance to examine insurers and producers A.(1) The commissioner of insurance shall make an examination, not less frequently than once every five years, of all insurers doing business in this state at such times as prescribed by the provisions of this Cha…
La. Rev. Stat. § 22:1982 Repealed by Acts 2010, No
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§1982. Repealed by Acts 2010, No. 794, §4.
La. Rev. Stat. § 22:1983 Examination reports
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§1983. Examination reports A. All examination reports shall be comprised of facts only appearing upon the books, records, or other documents of the company, its agents or other persons examined, or as ascertained from the testimony of its officers or agents or other persons exami…
La. Rev. Stat. § 22:1984 Commissioner of insurance to conduct financial and market analysis of insurers and regulated entities
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§1984. Commissioner of insurance to conduct financial and market analysis of insurers and regulated entities A. In addition to those examinations performed by the commissioner of insurance pursuant to R.S. 22:1981, the commissioner of insurance shall conduct financial and market …
La. Rev. Stat. § 22:1985 Review and examination expense; how paid
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§1985. Review and examination expense; how paid A. Whenever the commissioner of insurance makes an examination or investigation pursuant to this Chapter, all expenses incurred by the commissioner of insurance in conducting such examination or investigation, including the expenses…
La. Rev. Stat. § 22:1986 Authority to employ examiners and other assistants
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§1986. Authority to employ examiners and other assistants The commissioner of insurance shall employ such examiners, auditors, accountants, actuaries, attorneys, and clerical or other assistants as are necessary to conduct the examination and to compile and prepare a report there…
La. Rev. Stat. § 22:1987 Insurer's right to contest expense
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§1987. Insurer's right to contest expense Should the insurer deem the amount of expenses billed to it unreasonable or contrary to the provisions of this Chapter, it may within fifteen days after the receipt of such billing, take a rule in a court of competent jurisdiction upon th…
La. Rev. Stat. § 22:1988 Failure to pay expenses; penalty
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§1988. Failure to pay expenses; penalty Should any insurer fail or refuse to pay the expenses of examination as billed by the commissioner of insurance after fifteen days upon receipt of such billing or after final judgment where a rule has been taken as provided in R.S. 22:1987,…
La. Rev. Stat. § 22:1989 Scope of examination
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§1989. Scope of examination In conducting such an examination, the commissioner of insurance shall examine the affairs, transactions, accounts, records, documents, and assets of each authorized insurer. Except in the case of a life insurer issuing only registered policies under R…
La. Rev. Stat. § 22:199 Amendment of articles and bylaws
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§199. Amendment of articles and bylaws A. The articles may be amended by the board of directors with the approval of the commissioner of insurance. The amendment shall be adopted by the board at any regular or special meeting and then submitted to the commissioner of insurance, w…
La. Rev. Stat. § 22:1990 Production of books and records
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§1990. Production of books and records Every insurer being examined, its officers, employees and representatives, shall produce and make freely accessible to the commissioner of insurance the accounts, records, documents and files in its possession or control relating to the subj…
La. Rev. Stat. § 22:1991 Power to examine under oath; subpoena witnesses
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§1991. Power to examine under oath; subpoena witnesses The commissioner of insurance may take depositions, subpoena witnesses or documentary evidence, administer oaths and examine under oath any individual relative to the affairs of any insurer being examined. Any person who test…
La. Rev. Stat. § 22:1992 Rating organizations, examining license bureau, advisory organization, joint underwriters and joint reinsurance groups; examination of
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§1992. Rating organizations, examining license bureau, advisory organization, joint underwriters and joint reinsurance groups; examination of As often as in the opinion of the commissioner of insurance it is believed necessary and at least once in every five years, the commission…
La. Rev. Stat. § 22:1993 Commissioner of insurance authorized to employ investigators
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§1993. Commissioner of insurance authorized to employ investigators The commissioner of insurance shall have authority to employ investigators to investigate complaints received against insurers authorized to do business in this state and against any unauthorized insurers who are…
La. Rev. Stat. § 22:1994 Disclosure
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§1994. Disclosure A. It shall be unlawful for any person who is an officer, employee, agent, or representative of an insurer; or any person, partnership, corporation, banking corporation, or any other legal entity which performs any service for an insurer, or prepares any report,…
La. Rev. Stat. § 22:1995 Departmental complaint directives; failure to comply; fines; hearing
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§1995. Departmental complaint directives; failure to comply; fines; hearing A. Any person subject to the regulatory authority of the commissioner who fails to comply with any directive issued by the commissioner in connection with a consumer complaint may be fined for each occurr…
La. Rev. Stat. § 22:2 Insurance regulated in the public interest
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§2. Insurance regulated in the public interest A.(1) Insurance is an industry affected with the public interest and it is the purpose of this Code to regulate that industry in all its phases. Pursuant to the authority contained in the Constitution of Louisiana, the office of the …
La. Rev. Stat. § 22:2.1 Redesignated as R.S
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§2.1. Redesignated as R.S. 22:42 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:200 Directors
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§200. Directors A. Subject to any limitations, restrictions, or reservations provided for in the articles, the bylaws, or this Subpart, all of the corporate powers shall be vested in and the affairs of the association shall be managed by a board of not less than three nor more th…
La. Rev. Stat. § 22:200.1 Redesignated as R.S
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§200.1. Redesignated as R.S. 22:1805 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:2001 Scope of Chapter
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§2001. Scope of Chapter This Chapter shall apply to all insurers or persons purporting to be doing an insurance business in this state or in the process of organizing for the purpose of doing or attempting to do such business, including but not limited to insurers who issue polic…
La. Rev. Stat. § 22:2002 Persons covered
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§2002. Persons covered The proceedings authorized by this Chapter shall be applied to: (1) All insurers who are doing, or have done, an insurance business in this state and against whom claims arising from that business may exist now or in the future. (2) All title insurance comp…
La. Rev. Stat. § 22:2003 Definitions
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§2003. Definitions For the purposes of this Chapter: (1) "Doing business" shall include any of the following, whether effected by mail or otherwise: (a) The issuance or delivery of contracts of insurance to persons residing in this state. (b) The solicitation of applications for …
La. Rev. Stat. § 22:2004 Venue
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§2004. Venue A. An action under this Chapter brought by the commissioner of insurance, in that capacity, or as conservator, rehabilitator, or liquidator may be brought in the Nineteenth Judicial District Court for the parish of East Baton Rouge or any court where venue is proper …
La. Rev. Stat. § 22:2004.1 Redesignated as R.S
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§2004.1. Redesignated as R.S. 22:245 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:2004.2 Redesignated as R.S
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§2004.2. Redesignated as R.S. 22:246 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:2004.3 Redesignated as R.S
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§2004.3. Redesignated as R.S. 22:247 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:2005 Grounds for rehabilitation and liquidation
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§2005. Grounds for rehabilitation and liquidation The commissioner of insurance may apply by petition to the district court of the parish in which an insurer has its principal office, or to the district court of the parish of East Baton Rouge, or to any one of the judges thereof …