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0 chapters · 2,009 sections in this title.
La. Rev. Stat. § 9:3573.12 Statute of limitations
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§3573.12. Statute of limitations An action shall not be brought under R.S. 9:3573.10 or 3573.11 after four years after the date of the execution of the contract for services to which the action relates. Acts 1992, No. 345, §1.
La. Rev. Stat. § 9:3573.13 Criminal penalty
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§3573.13. Criminal penalty A. A person who willfully violates any provision of this Part is guilty of a misdemeanor and upon conviction may be sentenced to pay a fine of not less than two hundred fifty dollars nor more than five thousand dollars, or to imprisonment not exceeding …
La. Rev. Stat. § 9:3573.14 Burden of proving exemption
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§3573.14. Burden of proving exemption A. In an action under this Part, the burden of proving an exemption under R.S. 9:3573.2(B) shall be on the person claiming the exemption. B. Repealed by Acts 2004, No. 79, §2, eff. May 28, 2004. Acts 1992, No. 345, §1; Acts 2003, No. 1027, §1…
La. Rev. Stat. § 9:3573.15 Remedies cumulative
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§3573.15. Remedies cumulative The remedies provided by this Part are in addition to any other remedies provided by law. Acts 1992, No. 345, §1.
La. Rev. Stat. § 9:3573.16 Civil money penalties
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§3573.16. Civil money penalties A person who violates a provision of this Part may be fined up to one thousand dollars for each violation. The attorney general may maintain a civil action in a court of competent jurisdiction to recover such fines, together with his costs and atto…
La. Rev. Stat. § 9:3573.2 Definitions; exemptions
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§3573.2. Definitions; exemptions A. As used in this Part, the following terms shall have the following meanings: (1) "Buyer" means an individual who is solicited to purchase or who purchases the services of a credit repair services organization. (2) "Consumer reporting agency" sh…
La. Rev. Stat. § 9:3573.3 Prohibited conduct
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§3573.3. Prohibited conduct A credit repair services organization or a salesperson, agent, or representative of a credit repair services organization, who sells or attempts to sell the services of a credit repair services organization shall not: (1) Charge a buyer or receive from…
La. Rev. Stat. § 9:3573.4 Bond; trust account
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§3573.4. Bond; trust account A. All credit repair services organizations shall obtain a surety bond issued by a company licensed to do business in Louisiana. B. The bond shall be filed with the attorney general of Louisiana. C. The bond must be in favor of the state of Louisiana …
La. Rev. Stat. § 9:3573.6 Disclosure statement
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§3573.6. Disclosure statement A. Before executing a contract or agreement with a buyer or receiving money or other valuable consideration, a credit repair services organization shall provide the buyer with a statement in writing, containing: (1) A complete and detailed descriptio…
La. Rev. Stat. § 9:3573.7 Form and terms of contract
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§3573.7. Form and terms of contract A. Each contract between the buyer and a credit repair services organization for the purchase of the services of the credit repair services organization must be in writing, dated, signed by the buyer, and must include: (1) A statement in type t…
La. Rev. Stat. § 9:3573.8 Waiver
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§3573.8. Waiver A. A credit repair services organization shall not attempt to cause a buyer to waive a right under this Part. B. A waiver by a buyer of any part of this Part is void. Acts 1992, No. 345, §1.
La. Rev. Stat. § 9:3574.1 Short title
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§3574.1. Short title This Part shall be known and may be cited as the "Louisiana Advance Fee Loan Law". Acts 1992, No. 346, §1, eff. June 17, 1992.
La. Rev. Stat. § 9:3574.10 Duties and powers of the office
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§3574.10. Duties and powers of the office A. The office shall be responsible for the administration and enforcement of this Part. The attorney general for the state of Louisiana may assist and cooperate in and have coordinate investigation and enforcement powers in actions seekin…
La. Rev. Stat. § 9:3574.2 Definitions
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§3574.2. Definitions As used in this Part, unless the context otherwise requires: (1) "Advance fee" means any consideration which is assessed or collected prior to the issuance of a written commitment to make a loan that is binding on the lender, provided that certain conditions …
La. Rev. Stat. § 9:3574.3 Advance fees; prohibited acts
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§3574.3. Advance fees; prohibited acts No loan originator or broker shall: (1) Assess or collect an advance fee from a borrower to provide services as a loan originator or broker. Notwithstanding the foregoing, a person who originates or brokers commercial loans may accept from a…
La. Rev. Stat. § 9:3574.4 Responsibility of principals
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§3574.4. Responsibility of principals Each principal of a loan originator or broker may be sanctioned for actions by the loan originator or broker, including its agents or employees, engaged in during the course of business of the loan originator or broker. Acts 1992, No. 346, §1…
La. Rev. Stat. § 9:3574.5 Investigations; cease and desist orders; administrative fines
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§3574.5. Investigations; cease and desist orders; administrative fines A. The office may investigate the actions of any person for compliance with this Part. B. The office may order a person to cease and desist whenever the office determines that the person has violated, is viola…
La. Rev. Stat. § 9:3574.6 Investigations; examinations; subpoenas; hearings; witnesses
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§3574.6. Investigations; examinations; subpoenas; hearings; witnesses A. The office may make investigations and examinations upon reasonable suspicion, within or outside of this state as it deems necessary, to determine whether a person has violated or is about to violate any pro…
La. Rev. Stat. § 9:3574.7 Injunction to restrain violations
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§3574.7. Injunction to restrain violations A. Whenever the office determines, from evidence satisfactory to it, that any person has engaged, is engaged, or is about to engage in an act or practice constituting a violation of this Part, or a rule or order promulgated thereunder, t…
La. Rev. Stat. § 9:3574.8 Criminal penalties
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§3574.8. Criminal penalties Whoever violates any provision of this Part commits a felony and shall be fined not more than fifty thousand dollars, or imprisoned with or without hard labor for not more than ten years, or both. Acts 1992, No. 346, §1, eff. June 17, 1992.
La. Rev. Stat. § 9:3574.9 Actions for damages
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§3574.9. Actions for damages A. Any borrower injured by a violation of this Part may bring an action for recovery of damages. Judgment shall be entered for actual damages, but in no case less than the amount paid by the borrower to the loan originator or broker, plus reasonable a…
La. Rev. Stat. § 9:3577.1 Short title
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§3577.1. Short title This Part may be cited as the "College Campus Credit Card Solicitation Act". Acts 1999, No. 1110, §1.
La. Rev. Stat. § 9:3577.2 Definitions
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§3577.2. Definitions The following words and phrases when used in this Part shall have the meanings ascribed to them below: (1) "College campus" means the premises and grounds of an institution of postsecondary education. (2) "Commissioner" means the commissioner of financial ins…
La. Rev. Stat. § 9:3577.3 Registration prior to solicitation; inducements prohibited
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§3577.3. Registration prior to solicitation; inducements prohibited A. Prior to engaging in the solicitation of a student on a college campus, a credit card issuer shall register its intent to solicit the student for that purpose with an appropriate official of the institution of…
La. Rev. Stat. § 9:3577.4 Debt collection against parent or guardian prohibited
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§3577.4. Debt collection against parent or guardian prohibited It shall be unlawful for a credit card issuer to take any debt collection action, including but not limited to telephone calls or demand letters against the parent or legal guardian of a student for whom a credit card…
La. Rev. Stat. § 9:3577.5 Violations; penalties
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§3577.5. Violations; penalties A person who violates any provision of this Part may be fined up to one thousand dollars for each violation. The commissioner may maintain a civil action in a court of competent jurisdiction to recover such fines, together with his costs and attorne…
La. Rev. Stat. § 9:3578.1 Short title
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§3578.1. Short title This Chapter shall be known and may be cited as the "Louisiana Deferred Presentment and Small Loan Act". Acts 1999, No. 1315, §§1, 2, eff. Jan. 1, 2000.
La. Rev. Stat. § 9:3578.2 Legislative intent
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§3578.2. Legislative intent It is the intent of the legislature to regulate deferred presentment transactions and small loans. These loans meet a legitimate credit need for many consumers; however, in order to protect consumers from excessive charges, it is the intent of the legi…
La. Rev. Stat. § 9:3578.3 Definitions
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§3578.3. Definitions As used in this Chapter, the following terms have the following meanings ascribed to them: (1) "Commissioner" means the commissioner of the office of financial institutions. (2) "Consumer Price Index for All Urban Consumers" means the All Items Consumer Price…
La. Rev. Stat. § 9:3578.4 Finance charge and fees
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§3578.4. Finance charge and fees A.(1) In conjunction with a deferred presentment transaction or small loan, a licensee may charge a fee not to exceed sixteen and seventy-five one hundredths percent of the face amount of the check issued. (2) If the loan remains unpaid at contrac…
La. Rev. Stat. § 9:3578.4.1 Extended payment plan; terms; conditions
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§3578.4.1. Extended payment plan; terms; conditions A.(1) A consumer who is unable to repay either a deferred presentment transaction or small loan when due to a licensee may elect once in any twelve-month period to repay the licensee the amount due under the deferred presentment…
La. Rev. Stat. § 9:3578.5 Rebate upon prepayment
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§3578.5. Rebate upon prepayment Upon the prepayment in full of a deferred presentment transaction or small loan, during the first five days of the term of such transaction or loan only, the licensee shall refund any and all unearned charges by a method no less favorable to the co…
La. Rev. Stat. § 9:3578.6 Prohibited acts
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§3578.6. Prohibited acts A. A licensee shall not: (1) Except for reasonable attorney fees and costs awarded by a court, charge, contract for, receive, or collect a loan finance charge or credit service charge, or any other fee or charge other than as provided in R.S. 9:3578.4. (2…
La. Rev. Stat. § 9:3578.7 Posting of notice; toll-free number
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§3578.7. Posting of notice; toll-free number The commissioner may provide a notice, which includes a toll-free number to the commissioner's office, which shall be posted, along with the fees as allowed under this Chapter, in a conspicuous place and manner by the licensee at the l…
La. Rev. Stat. § 9:3578.8 Powers of the commissioner; adoption of rules and regulations
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§3578.8. Powers of the commissioner; adoption of rules and regulations A. The commissioner may apply the provisions of Parts I, VII, VIII, IX, and X of Chapter 2 of this Code Title, the Louisiana Consumer Credit Law, for purposes of administering and regulating the activities of …
La. Rev. Stat. § 9:3579.1 Short title
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§3579.1. Short title This Chapter shall be known and may be cited as the "Louisiana Tax Refund Anticipation Loan Act". Acts 2010, No. 975, §1, eff. Jan. 1, 2011.
La. Rev. Stat. § 9:3579.2 Definitions
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§3579.2. Definitions (1) "Borrower" means an individual who receives the proceeds of a refund anticipation loan. (2) "Facilitator" means a person who, for compensation from a borrower or any other person, assists the borrower in applying for or obtaining a refund anticipation loa…
La. Rev. Stat. § 9:3579.3 Restriction on acting as facilitator
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§3579.3. Restriction on acting as facilitator A. A person may not, individually or in conjunction or cooperation with another person, act as a facilitator unless he complies with all of the following requirements: (1) Is engaged in the business of preparing tax returns, or employ…
La. Rev. Stat. § 9:3579.4 Disclosure requirements
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§3579.4. Disclosure requirements A. A facilitator shall discuss with and clearly disclose to a borrower, after the borrower's tax return has been prepared and before the loan is closed, all of the following items: (1) The refund anticipation loan fee schedule. (2) A written state…
La. Rev. Stat. § 9:358.1 Appointment of parenting coordinator; term; costs
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§358.1. Appointment of parenting coordinator; term; costs A. On motion of a party or on its own motion, the court may appoint a parenting coordinator in a child custody case for good cause shown if the court has previously entered a judgment establishing child custody, other than…
La. Rev. Stat. § 9:358.2 No appointment in family violence cases
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§358.2. No appointment in family violence cases Unless good cause is shown, the court shall not appoint a parenting coordinator if it finds that a party has a history of perpetrating family violence. Acts 2007, No. 265, §1.
La. Rev. Stat. § 9:358.3 Qualifications
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§358.3. Qualifications A. A person appointed as a parenting coordinator shall meet all of the following qualifications: (1) Possess a master's, Ph.D., or equivalent degree, in a mental health field, such as psychiatry, psychology, social work, marriage and family counseling, or p…
La. Rev. Stat. § 9:358.4 Authority and duties of parenting coordinator
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§358.4. Authority and duties of parenting coordinator A. A parenting coordinator shall assist the parties in resolving disputes and in reaching agreements regarding children in their care including, but not limited to, the following types of issues: (1) Minor changes or clarifica…
La. Rev. Stat. § 9:358.5 Testimony and report
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§358.5. Testimony and report A. The parenting coordinator shall not be called as a witness in the child custody proceeding without prior court approval. B. The parenting coordinator shall distribute all reports to the court, the parties, and their attorneys. Acts 2007, No. 265, §…
La. Rev. Stat. § 9:358.6 Communication with court
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§358.6. Communication with court The parenting coordinator shall not communicate ex parte with the court, except in an emergency situation. Acts 2007, No. 265, §1.
La. Rev. Stat. § 9:358.7 Access to information
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§358.7. Access to information The court shall order the parties to cooperate with the parenting coordinator and to provide relevant non-privileged records and information requested by the parenting coordinator. The parenting coordinator may communicate with the child and other pe…
La. Rev. Stat. § 9:358.8 Termination of appointment of parenting coordinator
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§358.8. Termination of appointment of parenting coordinator For good cause shown, the court, on its own motion, on motion of a party, or upon request of the parenting coordinator, may terminate the appointment of the parenting coordinator. Acts 2007, No. 265, §1.
La. Rev. Stat. § 9:358.9 Limitation of liability
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§358.9. Limitation of liability No parenting coordinator shall be personally liable for any act or omission resulting in damage, injury, or loss arising out of the exercise of his official duties and within the course and scope of his appointment by the court. However, this limit…
La. Rev. Stat. § 9:3580.1 Short title
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§3580.1. Short title This Chapter shall be known and may be cited as the "Transparency and Limitations on Foreign Third-Party Litigation Funding Act". Acts 2024, No. 765, §1.
La. Rev. Stat. § 9:3580.11 Short title
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§3580.11. Short title This Chapter shall be known and may be cited as the "Litigation Financing Disclosure Act". Acts 2024, No. 765, §1.
