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0 chapters · 1,747 sections in this title.
La. Rev. Stat. § 22:1513 Severability
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§1513. Severability If any portion of this Subpart is declared invalid due to an interpretation of or a future change in the federal Fair Credit Reporting Act, the remaining parts thereof shall be in no manner affected thereby but shall remain in full force and effect. Acts 2003,…
La. Rev. Stat. § 22:1514 Applicability
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§1514. Applicability This Subpart shall apply to personal insurance policies either written to be effective or renewed on or after nine months from August 15, 2003. Acts 2003, No. 1256, §1; Redesignated from R.S. 22:1494 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: Former …
La. Rev. Stat. § 22:1521 Title of Part
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§1521. Title of Part This Part shall be known and may be cited as the "Louisiana Collision Damage Waiver Law". Acts 1989, No. 773, §2, eff. Jan. 1, 1990; Redesignated from R.S. 22:2091.1 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009. NOTE: Former R.S. 22:1521 redesignated as R.S. …
La. Rev. Stat. § 22:1522 Scope
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§1522. Scope This Part shall apply to all persons in the business of leasing rental motor vehicles from locations in this state under an agreement which imposes upon the lessee an obligation to pay for any damages caused to the leased vehicle. The provisions of this Part apply so…
La. Rev. Stat. § 22:1523 Definitions
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§1523. Definitions A. "Collision damage waiver" means any contract or contractual provision, whether separate from or a part of a motor vehicle rental agreement, whereby the lessor agrees for a charge, to waive any and all claims against the lessee for any damages to the rental m…
La. Rev. Stat. § 22:1524 Notice required; application; fee
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§1524. Notice required; application; fee A. No lessor shall issue or offer to issue a collision damage waiver in Louisiana until a notice has been filed with the commissioner of insurance as provided in this Part. Notice shall be filed in writing, in a form prescribed by the comm…
La. Rev. Stat. § 22:1525 Collision damage waiver; form filing requirements
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§1525. Collision damage waiver; form filing requirements A. No lessor shall deliver or issue for delivery in this state a rental motor vehicle agreement containing a collision damage waiver unless such agreement is filed with the commissioner at least thirty days prior to its eff…
La. Rev. Stat. § 22:1526 Unfair trade practices
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§1526. Unfair trade practices The commissioner may order any lessor which has filed a notice pursuant to this Part, or its officials and representatives, to cease and desist from engaging in the following unfair trade practices: (1) The making of any false or misleading statement…
La. Rev. Stat. § 22:1527 Application of insurance laws
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§1527. Application of insurance laws Except as otherwise specifically provided in this Part, none of the other provisions of this Title shall apply to collision damage waivers. None of the provisions of this Part shall apply to the issuance of collision insurance underwritten by …
La. Rev. Stat. § 22:1528 Injunctions
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§1528. Injunctions The commissioner may seek temporary and permanent injunctions restraining violations or attempted violations of this Part in the Nineteenth Judicial District Court. Acts 1989, No. 773, §2, eff. Jan. 1, 1990; Redesignated from R.S. 22:2091.8 by Acts 2008, No. 41…
La. Rev. Stat. § 22:1529 Penalties
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§1529. Penalties A. Any lessor who is found by the commissioner to have violated or attempted to violate any provision of this Part, may be subject to a penalty under this Section, as determined by the commissioner. Each issuance, procurement, or negotiation of a single collision…
La. Rev. Stat. § 22:1530 Taxes
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§1530. Taxes The rates charged for the collision damage waiver by a licensee under this Part shall be exempt from insurance taxes and insurance taxation provided that sales taxes in effect in the locale of rental contract issuance are applied, collected, and remitted to the prope…
La. Rev. Stat. § 22:1541 Purpose and scope
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§1541. Purpose and scope This Subpart shall govern the qualifications and procedures for the licensing of insurance producers. These provisions shall apply to any and all lines of insurance and types of insurers as set forth in this Subpart. Acts 2001, No. 158, §1, eff. Jan. 1, 2…
La. Rev. Stat. § 22:1542 Definitions
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§1542. Definitions As used in this Subpart, unless the context requires otherwise, the following definitions apply: (1) "Authorized insurer" shall have the same definition as set forth in R.S. 22:46. (2) "Business entity" shall mean a corporation, association, partnership, limite…
La. Rev. Stat. § 22:1543 License required
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§1543. License required A. No person shall act as or hold himself out to be an insurance producer unless licensed by the Department of Insurance. B. No insurance producer shall sell, solicit, make an application for, procure, negotiate for, or place for others, any policies for a…
La. Rev. Stat. § 22:1544 Exceptions to licensing; prohibitions
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§1544. Exceptions to licensing; prohibitions A. Nothing in this Subpart shall be construed to require an insurer to obtain an insurance producer license. In this Section, the term "insurer" does not include an insurer's officers, directors, employees, subsidiaries, or affiliates.…
La. Rev. Stat. § 22:1545 Examination
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§1545. Examination A. Prior to the issuance of a license by the commissioner, a resident individual shall pass an examination for each line of insurance that an applicant seeks to transact in Louisiana unless exempt pursuant to R.S. 22:1551. The examination shall test the knowled…
La. Rev. Stat. § 22:1546 Application for license
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§1546. Application for license A. A person applying for a resident insurance producer license shall make application to the commissioner of insurance on the Uniform Application and declare under penalty of refusal, suspension, or revocation of the license that the statements made…
La. Rev. Stat. § 22:1547 License
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§1547. License A. Unless denied licensure pursuant to R.S. 22:1554, persons who have met the requirements of this Subpart shall be issued an insurance producer license. An insurance producer may receive qualification for a license in one or more of the following lines of authorit…
La. Rev. Stat. § 22:1548 Nonresident licensing
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§1548. Nonresident licensing A. Unless denied licensure pursuant to R.S. 22:1554, a nonresident person shall receive a nonresident producer license if: (1) The person is currently licensed as a resident and in good standing in his home state. (2) The person has submitted the prop…
La. Rev. Stat. § 22:1549 Specialty limited lines credit insurance
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§1549. Specialty limited lines credit insurance A.(1) A licensed insurance producer or limited line credit insurance producer may be issued a specialty limited lines credit insurance producer license pursuant to the provisions of this Section. (2) No producer shall sell, solicit,…
La. Rev. Stat. § 22:1550 Specialty limited lines motor vehicle title insurance producer licenses
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§1550. Specialty limited lines motor vehicle title insurance producer licenses A.(1) A licensed insurance producer or limited lines motor vehicle title insurance producer may be issued a specialty limited lines motor vehicle title insurance producer license pursuant to the provis…
La. Rev. Stat. § 22:1550.1 Speciality limited lines self-service storage property insurance producer licenses
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§1550.1. Speciality limited lines self-service storage property insurance producer licenses A. As used in this Section: (1) "Limited licensee" means a person authorized to sell certain coverages relating to the rental of self-service storage units pursuant to the provisions of th…
La. Rev. Stat. § 22:1551 Exemption from examination
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§1551. Exemption from examination A. An individual who applies for an insurance producer license in this state who was previously licensed for the same lines of authority in another state shall not be required to complete an examination. This exemption is available only if the pe…
La. Rev. Stat. § 22:1552 Assumed names
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§1552. Assumed names A. An insurance producer doing business under any name other than the producer's legal name is required to notify the commissioner of insurance prior to using the assumed name. Prior to the use of or changes to any trade name or names, an insurance producer s…
La. Rev. Stat. § 22:1553 Temporary licensing
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§1553. Temporary licensing A. The commissioner of insurance may issue a temporary insurance producer license for a period not to exceed one hundred eighty days without requiring an examination if the commissioner deems that the temporary license is necessary for the servicing of …
La. Rev. Stat. § 22:1554 License denial, nonrenewal, or revocation
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§1554. License denial, nonrenewal, or revocation A. The commissioner may place on probation, suspend, revoke, or refuse to issue, renew, or reinstate an insurance producer license, or may levy a fine not to exceed five hundred dollars for each violation occurring, up to ten thous…
La. Rev. Stat. § 22:1555 Liability of producers on binder
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§1555. Liability of producers on binder The commissioner of insurance may suspend or revoke the license of any producer issuing or purporting to issue any binder on behalf of any insurer for which he is not then authorized to bind. Acts 1958, No. 125; Redesignated from R.S. 22:63…
La. Rev. Stat. § 22:1556 License to solicit or transact bail; prohibited activities
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§1556. License to solicit or transact bail; prohibited activities A. A bail bond producer shall not directly or indirectly permit any person, including an employee, to sign or execute a power of attorney or to effect the undertaking of bail for the release of a defendant or to ap…
La. Rev. Stat. § 22:1557 Commissions
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§1557. Commissions A.(1) An insurer or insurance producer shall not pay, directly or indirectly, any commission, service fee, brokerage, or other valuable consideration to any person or entity for selling, soliciting, or negotiating insurance in this state unless such person or e…
La. Rev. Stat. § 22:1558 Appointments
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§1558. Appointments A.(1) An insurance producer shall not act as an agent of an insurer unless the insurance producer becomes an appointed agent of that insurer, except for surplus lines policies placed through licensed surplus lines brokers, surplus lines policies placed with un…
La. Rev. Stat. § 22:1559 Notification to commissioner of termination
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§1559. Notification to commissioner of termination A. An insurer or authorized representative of the insurer that terminates the appointment, employment, or contract with a producer for any reason not set forth in R.S. 22:1554, shall notify the commissioner of insurance within th…
La. Rev. Stat. § 22:1560 Reciprocity
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§1560. Reciprocity A. The commissioner of insurance shall waive any requirements for a nonresident license applicant with a valid license from his home state, except the requirements imposed by R.S. 22:1548, if the applicant's home state awards nonresident licenses to residents o…
La. Rev. Stat. § 22:1561 Non-reciprocal states or other jurisdictions
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§1561. Non-reciprocal states or other jurisdictions Whenever, by the laws or regulations of any other state or jurisdiction, any limitation of rights and privileges, conditions precedent, or any other requirements are imposed upon residents of this state who are nonresident appli…
La. Rev. Stat. § 22:1562 Prohibited acts
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§1562. Prohibited acts A.(1) No insurer or insurance producer shall pay any money or commission or brokerage, or give or allow any valuable consideration or compensation to any person or business entity not duly licensed as an insurance producer, nor to an insurer not licensed to…
La. Rev. Stat. § 22:1563 Reporting of actions
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§1563. Reporting of actions A. An insurance producer shall report to the commissioner of insurance any administrative action taken against the producer in another jurisdiction or by another governmental agency in this state within thirty days of the final disposition of the matte…
La. Rev. Stat. § 22:1564 Producers of record
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§1564. Producers of record A.(1) Any insurer which issues or delivers a policy or contract of insurance pursuant to the application or request of a producer who is not authorized to represent said insurer as a producer shall be deemed to have authorized such producer as producer …
La. Rev. Stat. § 22:1565 Other laws
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§1565. Other laws All laws and parts of laws of this state inconsistent with this Subpart are hereby superseded with respect to matters covered by this Subpart. Acts 2001, No. 158, §1, eff. Jan. 1, 2002; Redesignated from R.S. 22:1151 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1566 Health insurance navigators; definitions
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§1566. Health insurance navigators; definitions A. As used in this Section: (1) "Commissioner" means the commissioner of insurance. (2) "Exchange" means any health benefit exchange established or operating in this state, including any exchange established or operated by the Unite…
La. Rev. Stat. § 22:1567 Producers' compensation in form of fees; commercial property and casualty insurance; criteria for policyholders
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§1567. Producers' compensation in form of fees; commercial property and casualty insurance; criteria for policyholders Notwithstanding any other provision of law to the contrary, an insurance producer may negotiate with both or either a property and casualty insurer or a commerci…
La. Rev. Stat. § 22:1568 Producer compensation for sales of health and welfare plans
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§1568. Producer compensation for sales of health and welfare plans A. A health insurance issuer shall establish one or more schedules of commission for the sale of each health insurance product by an insurance producer. Such schedules of commission shall be uniformly applied to a…
La. Rev. Stat. § 22:1569 Contract with health insurance issuer; notification
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§1569. Contract with health insurance issuer; notification A. A material change made by a health insurance issuer to the terms and conditions of a contract between the health insurance issuer and a producer shall not become effective until the health insurance issuer has delivere…
La. Rev. Stat. § 22:1570 Limitation on termination of independent insurance producers
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§1570. Limitation on termination of independent insurance producers A.(1) For the purposes of this Section, "captive insurance producer" means: (a) Any licensed insurance producer whose agency contract with an insurance company requires the insurance producer to act exclusively a…
La. Rev. Stat. § 22:1570.1 Requirement for professional liability coverage
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§1570.1. Requirement for professional liability coverage A.(1) Every insurance producer who is actively writing insurance policies in this state and is subject to the provisions of R.S. 22:1570 shall maintain professional liability insurance or an errors and omissions policy whic…
La. Rev. Stat. § 22:1573 Continuing education requirements
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§1573. Continuing education requirements A. The continuing education requirements for renewal of license under R.S. 22:1547(C)(3) and 1808.4(C)(3) are set forth in this Section. The continuing education requirement shall be fulfilled by satisfactory completion of the required hou…
La. Rev. Stat. § 22:1574 Bail Bond Apprentice Program
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§1574. Bail Bond Apprentice Program A.(1) The Bail Bond Apprentice Program is hereby created. (2) The Bail Bond Apprentice Program shall be available only to persons who meet current bail bond producer licensing requirements as provided for in this Chapter and who are not sexual …
La. Rev. Stat. § 22:1575 Producer training requirements to sell long-term care insurance
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§1575. Producer training requirements to sell long-term care insurance A.(1) An individual shall not sell, solicit, or negotiate long-term care insurance unless the individual is licensed as an insurance producer for life or accident and health or sickness and has completed a one…
La. Rev. Stat. § 22:1576 Producer training requirements to sell annuity products
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§1576. Producer training requirements to sell annuity products A. An insurance producer shall not solicit the sale of an annuity product unless the insurance producer has adequate knowledge of such annuity product to make a recommendation and the insurance producer is in complian…
La. Rev. Stat. § 22:1581 Regulation of bail enforcement agents
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§1581. Regulation of bail enforcement agents A. The commissioner of insurance is hereby authorized to adopt such regulations, in accordance with the Administrative Procedure Act, as are necessary to effectuate the requirements of this Subpart to regulate bail enforcement agents. …
La. Rev. Stat. § 22:1582 Definitions
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§1582. Definitions As used in this Subpart: (1) "Bail enforcement" means the apprehension or surrender of a person who is released on bail or who has failed to appear at any stage of the proceedings to answer the charge before the court in which he may be prosecuted. (2) "Bail en…
