Title 22, Insurance

0 chapters · 2,651 sections in this title.

2,651 sectionsFiltered byTitle 22

La. Rev. Stat. § 22:1341 Definitions
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§1341. Definitions For purposes of this Subpart, the following definitions apply: (1) "Flood" means a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties, at least one of which is the policy…
La. Rev. Stat. § 22:1342 Applicability
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§1342. Applicability A. Notwithstanding any provision of law to the contrary, this Subpart shall govern the regulation of any insurance policy, contract, or endorsement providing residential flood coverage on any structure or the contents of personal property contained therein. B…
La. Rev. Stat. § 22:1343 Residential flood coverage; notices; plan of operation
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§1343. Residential flood coverage; notices; plan of operation In addition to other requirements, an insurer providing residential flood coverage shall do all of the following: (1) Notify the commissioner at least thirty days before writing residential flood policies in this state…
La. Rev. Stat. § 22:1344 Residential flood coverage; policy types
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§1344. Residential flood coverage; policy types A. In addition to excess flood insurance, insurers may issue any of the following types of residential flood coverage: (1) Standard flood insurance, which covers only losses from the peril of flood in a manner equivalent to that pro…
La. Rev. Stat. § 22:1345 Residential flood coverage; rates
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§1345. Residential flood coverage; rates For an insurer writing residential flood coverage, either of the following shall apply: (1) An insurer may establish and use residential flood coverage rates in accordance with the provisions of R.S. 22:1451 and 1454. (2) For residential f…
La. Rev. Stat. § 22:1346 Notices regarding flood coverage
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§1346. Notices regarding flood coverage A.(1) A producer shall provide written notice to be signed by the applicant before a producer places residential flood coverage with an authorized or surplus lines insurer for a property receiving flood coverage from the National Flood Insu…
La. Rev. Stat. § 22:1346.1 Definitions
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§1346.1. Definitions As used in this Section, the following terms have the following meanings: (1) "Homeowner" means a person who holds the title to a residential property located within the jurisdiction of this state. (2) "Stated value policy" means a residential insurance polic…
La. Rev. Stat. § 22:1346.2 Requirement to offer stated value policy
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§1346.2. Requirement to offer stated value policy A. Insurers offering residential property policies within this state may offer a stated value policy option to homeowners upon the request of the homeowner or his authorized agent, allowing for the insurance coverage to be based o…
La. Rev. Stat. § 22:1346.3 Homeowner requirements
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§1346.3. Homeowner requirements A. A homeowner electing a stated value policy shall submit to his insurer a written payoff statement from the financial institution or any other entity holding a mortgage on the property. This statement shall accurately reflect the outstanding bala…
La. Rev. Stat. § 22:1346.4 Minimum policy value
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§1346.4. Minimum policy value An insurer shall not issue a stated value policy for a sum less than the verified outstanding balance of any mortgage on the homeowner's property, ensuring that the insurance coverage adequately reflects the financial obligations associated with the …
La. Rev. Stat. § 22:1346.5 Dissemination of information on risks associated with stated value policies;
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§1346.5. Dissemination of information on risks associated with stated value policies; commissioner A. To promote consumer awareness within the insurance marketplace, the commissioner shall provide clear, understandable, and accessible informational materials to consumers regardin…
La. Rev. Stat. § 22:1346.6 Enforcement and regulation; penalties; severability
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§1346.6. Enforcement and regulation; penalties; severability A. The department shall enforce the provisions of this Subpart and may adopt, amend, and repeal administrative rules in accordance with the Administrative Procedure Act for the implementation and enforcement of this Sub…
La. Rev. Stat. § 22:135 Incorporation of service insurers prohibited
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§135. Incorporation of service insurers prohibited No domestic service insurance company may be organized and no alien or foreign service insurer may be qualified by this Subpart to do business in this state after twelve o'clock noon of August 1, 1964. Added by Acts 1964, No. 151…
La. Rev. Stat. § 22:1351 Applicability
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§1351. Applicability A. This Subpart shall apply to travel insurance where policies or certificates are delivered or issued for delivery in this state. B. This Subpart shall not apply to cancellation fee waivers and travel assistance services, except as expressly provided herein.…
La. Rev. Stat. § 22:1352 Definitions
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§1352. Definitions As used in this Subpart, the following definitions apply: (1) "Aggregator site" means a website that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shoppin…
La. Rev. Stat. § 22:1353 Deposits, assessments, fees, and taxes
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§1353. Deposits, assessments, fees, and taxes A. A travel insurer shall be subject to the provisions of Chapter 3 of this Title, R.S. 22:791 et seq. B. A travel insurer shall pay premium tax, as provided in R.S. 22:837 and 838, on travel insurance premiums paid by any one of the …
La. Rev. Stat. § 22:1354 Travel protection plans
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§1354. Travel protection plans Travel protection plans may be offered for one price for the combined features that the travel protection plan offers in this state if all of the following are met: (1) There is no finding by the commissioner, pursuant to R.S. 22:1453, that the trav…
La. Rev. Stat. § 22:1355 Sales practices
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§1355. Sales practices A. All persons involved in offering, soliciting, or negotiating travel insurance to residents of this state shall be subject to the unfair trade practices provisions of Chapter 7 of this Title, R.S. 22:1901 et seq., except as otherwise provided in this Sect…
La. Rev. Stat. § 22:1356 Travel administrators
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§1356. Travel administrators Notwithstanding any other provisions of this Title, no person shall act or represent himself as a travel administrator in this state unless that person meets one of the following conditions: (1) Is a licensed producer for property and casualty insuran…
La. Rev. Stat. § 22:1357 Policy
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§1357. Policy A. Notwithstanding any other provision of this Title, travel insurance shall be classified and filed for purposes of rates and forms as a marine and transportation line of insurance as defined in R.S. 22:47. B. Travel insurance may be provided by an individual or gr…
La. Rev. Stat. § 22:1358 Regulations
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§1358. Regulations The commissioner may, in accordance with the Administrative Procedure Act, R.S. 49:950 et seq., promulgate rules and regulations as he deems necessary to enforce the provisions of this Subpart. Acts 2017, No. 225, §1, eff. Jan. 1, 2018. §1358. Redesignated as R…
La. Rev. Stat. § 22:1359 Redesignated as R.S
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§1359. Redesignated as R.S. 22:2199 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1360 Redesignated as R.S
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§1360. Redesignated as R.S. 22:2200 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1361 Reserved
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§1361. Reserved NOTE: Former R.S. 22:1361 redesignated as R.S. 22:2201 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1362 Redesignated as R.S
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§1362. Redesignated as R.S. 22:2202 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1363 Redesignated as R.S
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§1363. Redesignated as R.S. 22:2203 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1364 Redesignated as R.S
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§1364. Redesignated as R.S. 22:2204 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1365 Redesignated as R.S
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§1365. Redesignated as R.S. 22:2205 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1366 Redesignated as R.S
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§1366. Redesignated as R.S. 22:2206 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1367 Redesignated as R.S
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§1367. Redesignated as R.S. 22:2207 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1368 Redesignated as R.S
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§1368. Redesignated as R.S. 22:2208 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1371 Definitions
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§1371. Definitions A. If a pet insurer uses any of the terms defined in this Section in a policy of pet insurance, the pet insurer shall use the definitions of those terms as provided in this Section and include the definitions in Subsection C of this Section in the policy. The p…
La. Rev. Stat. § 22:1372 Disclosures
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§1372. Disclosures A. A pet insurer transacting pet insurance shall make all of the following disclosures to consumers: (1) Whether the policy excludes coverage due to any of the following: (a) A preexisting condition. (b) A hereditary disorder. (c) A congenital anomaly or disord…
La. Rev. Stat. § 22:1373 Policy conditions
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§1373. Policy conditions A. A pet insurer may issue policies that exclude coverage based on one or more preexisting conditions if appropriate disclosures are provided to the policyholder. The pet insurer has the burden of proving that a preexisting condition exclusion applies to …
La. Rev. Stat. § 22:1374 Sales practices
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§1374. Sales practices A. Pet insurers and producers shall not market a wellness program as pet insurance. B. If a wellness program is sold by a pet insurer or producer, all of the following apply: (1) The purchase of the wellness program shall not be a requirement for the purcha…
La. Rev. Stat. § 22:1375 Producer training
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§1375. Producer training A. An insurance producer shall not sell, solicit, or negotiate a pet insurance product until the producer is licensed in a major line of authority and has completed the required training identified in Subsection C of this Section. B. An insurer shall ensu…
La. Rev. Stat. § 22:1376 Redesignated as R.S
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§1376. Redesignated as R.S. 22:2052 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1377 Redesignated as R.S
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§1377. Redesignated as R.S. 22:2053 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1378 Redesignated as R.S
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§1378. Redesignated as R.S. 22:2054 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1379 Redesignated as R.S
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§1379. Redesignated as R.S. 22:2055 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1380 Redesignated as R.S
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§1380. Redesignated as R.S. 22:2056 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1381 Reserved
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§1381. Reserved NOTE: Former R.S. 22:1381 redesignated as R.S. 22:2057 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1382 Redesignated as R.S
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§1382. Redesignated as R.S. 22:2058 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1383 Redesignated as R.S
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§1383. Redesignated as R.S. 22:2059 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1384 Redesignated as R.S
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§1384. Redesignated as R.S. 22:2060 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1385 Redesignated as R.S
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§1385. Redesignated as R.S. 22:2061 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1386 Redesignated as R.S
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§1386. Redesignated as R.S. 22:2062 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1387 Redesignated as R.S
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§1387. Redesignated as R.S. 22:2063 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1388 Redesignated as R.S
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§1388. Redesignated as R.S. 22:2064 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
La. Rev. Stat. § 22:1389 Redesignated as R.S
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§1389. Redesignated as R.S. 22:2065 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.