Chapter 175E

Section 1. The following words, as used in this chapter, unless the text otherwise requires or a different meaning is specifically required, shall mean:— ''Board'', the board of appeals on motor vehicle liability policies and bonds established in section 8A of chapter 26. ''Commi…

Section 10. The commissioner may make and, at any time, alter or amend, reasonable rules and regulations to facilitate the operation of this chapter, to enforce the application of this chapter, to govern the form and content of filings made pursuant to this chapter, and to expedi…

Section 11. The commissioner may once in each calendar year establish rules by which the companies shall produce an information guide which outlines in language prescribed or approved by the commissioner the various choices of coverage available to insureds and an approximation o…

Section 11A. Insurance companies or their agents shall disclose in simple language to every person they insure or solicit for insurance that person's coverage options, including the option to exclude oneself and members of one's household from personal injury protection coverage,…

Section 12. Any insurer, rating organization or person that violates any provision of this chapter shall be punished by a fine of not more than ten thousand dollars for each offense or by imprisonment for not more than one year, or by both; or shall be subject to a civil penalty …

Section 13. The supreme judicial court for the county of Suffolk shall have jurisdiction in equity upon the petition of the commissioner and upon a summary hearing to enforce all lawful orders of the commissioner. Any person aggrieved by any action of the commissioner under this …

Section 2. This chapter shall apply to coverage, whether compulsory or not, which is or may be afforded under motor vehicle liability policies or bonds, both as defined in section thirty-four A of chapter ninety.

Section 3. Such provisions of chapter one hundred and seventy-five A as are not inconsistent with this chapter shall apply to rate regulation pursuant to this chapter.

Section 4. The following standards shall apply to the making and use of rates pertaining to all insurance to which the provisions of this chapter are applicable:— (a) Rates shall not be excessive or inadequate, as herein defined, nor shall they be unfairly discriminatory. In conn…

Section 5. If the commissioner determines, after a hearing, at which representatives of consumers and other interested parties may participate, and on the basis of findings of fact and conclusions, that, with respect to any territory or to any kind, subdivision or class of insura…

Section 6. (a) 1. No insurer or rating organization shall monopolize or attempt to monopolize, or combine or conspire with any other person or persons to monopolize, in any territory, the business of insurance or any kind, subdivision or class thereof. 2. No insurer or rating org…

Section 7. Every insurer or rating organization authorized to file on behalf of such insurer shall file with the commissioner or his designated representative every manual of its classifications, rules and rates, rating plans and modifications of any of the foregoing not less tha…

Section 7A. An insured aggrieved by a determination of an insurer as to the application of a provision of an insurer's safe driver insurance plan or merit rating plan placed on file with the commissioner pursuant to regulations promulgated in accordance with section 10 of this ch…

Section 8. The commissioner may as often as he deems it expedient and in such manner as he deems it expedient examine any insurer or rating organization to ascertain whether its rating and underwriting practices are in accordance with law. Filed reports on examinations shall be a…

Section 9. No insurer or rating organization shall file in bad faith rates which it knows or should know are grossly inadequate for the insurance coverage provided, and which are filed and used for the purpose of unfairly competing for motor vehicle insurance risks. At any hearin…