Mississippi Administrative Code

A. In order to ensure that producers have been appropriately trained on the coverages and conditions of its pet insurance products, all insurance producers selling pet insurance policies must receive at least one (1) hour of continuing education related to the selling of pet insu…

Any violation of the provisions of the Act or this Regulation will be subject to the penalties prescribed in law, specifically Miss. Code Ann. § 83-5-17 (Rev. 2011), which provides for a fine to be issued up to Five Thousand Dollars ($5,000.00) per violation. Notes 19 Miss. Code.…

This Regulation shall be in effect on and after January 1, 2024. Notes 19 Miss. Code. R. 5-6.08 Miss. Code Ann. § 25-61-5; § 83-5-1 (Rev. 2022); Senate Bill 2228, 2023 Regular Legislative Session Adopted 1/1/2024

The Mississippi Comprehensive Hurricane Damage Mitigation Program is housed within the Mississippi Insurance Department (MID). The Strengthen Mississippi Homes (SMH) program is a part of the Mississippi Comprehensive Hurricane Damage Mitigation Program and is established to issue…

The purpose of this chapter is to set forth rules and requirements the Commissioner of Insurance deems necessary to carry out the provisions of Miss. Code Ann. § 83-1-191. This Regulation shall apply to all aspects of the SMH program. Notes 19 Miss. Code. R. 5-7.02 Miss. Code Ann…

1. Strengthen Mississippi Homes (SMH) -a program established pursuant to Miss. Code Ann. § 83-1-191, and for which funding was made available by House Bill 1705, 2024 Mississippi Legislature Regular Session, as part of the Comprehensive Hurricane Damage Mitigation Program, admini…

1. Eligibility. To be eligible for an SMH grant, an applicant must meet the following requirements: a. Homeowner must claim its primary residence in a county where grants are being made available. b. The home that is the subject of the grant must be an owner occupied, single-fami…

1. In the counties the SMH program is made available, grant applications will be awarded through a lottery process. 2. The Commissioner of Insurance may establish projects as needed to establish a sustainable distribution system of the SMH program grants in the geographic area wi…

1. Applicants shall report any funds received or anticipated from insurance, disaster relief, or other sources to ensure that the grant only covers actual costs. 2. Insurers shall not reduce settlement payments based on the payment of an SMH grant. Notes 19 Miss. Code. R. 5-7.06 …

To be eligible to work on the SMH program as a Contractor, the Contractor must meet all of the following program requirements and must maintain a current copy of all certificates, licenses, and proof of insurance coverages with the program office: 1. The Contractor must hold a va…

1. Contractors may not have a financial interest in any project for which they perform work toward a FORTIFIED designation other than for payment on behalf of the homeowner by the SMH program for work performed. 2. Contractors cannot be the Evaluator for a FORTIFIED designation o…

To be eligible to work on the SMH program as an Evaluator, the Evaluator must meet all program eligibility requirements, must submit and maintain a copy of all current certificates and licenses, and comply with the following: 1. The certification as a FORTIFIED Home Evaluator for…

1. Evaluators may not have a financial interest in any project for which they inspect for designation purposes for the SMH program (SMH). 2. Evaluators cannot be a contractor or supplier of any materials and/or products or systems installed in any home that they inspection for de…

Once a Grant Round is opened, grant applications may be submitted online at the following link: www.mid.ms.gov. Contractor eligibility submissions may be submitted online at the following link: www.mid.ms.gov. Evaluator eligibility submissions may be submitted online at the follo…

The MID will issue a Bulletin at the time of each Grant Round advising applicants of the submission rules, timeframes, criteria, and geographical area subject to the round. Once a Bulletin is issued, a copy will be uploaded to the Strengthen Mississippi Homes webpage at www.mid.m…

If any rule or portion of a rule or its applicability to any person or circumstance is held invalid by any court, the remainder of this chapter or the applicability of the provision to other persons or circumstances shall not be affected. Notes 19 Miss. Code. R. 5-7.13 Miss. Code…

This chapter shall become in effect and apply to grant applications on and after January 1, 2025. Notes 19 Miss. Code. R. 5-7.14 Miss. Code Ann. § 25-43-1.106 (Rev. 2018) Adopted 1/1/2025

Notice is hereby given that any fire and casualty agent licensed by the Mississippi Department of Insurance shall be subject to hearing for revocation of license upon proper showing that such agent has (1) collected monies from an insured in excess of the filed rate of the compan…

WHEREAS, it has come to the attention of the Department that certain incorporated agencies have stockholders who are not licensed insurance agents or solicitors; and WHEREAS, the insurance laws of this State, including but not limited to Section 5674, 5710 and 5711 of the Miss. C…

WHEREAS, it has been shown that need and justification do exist for modification of the captioned Orders in the instance of the so-called "debit system", in order to insure an uninterrupted service to the policyholders by the collection of weekly and monthly premiums on industria…

WHEREAS, Section 83-17-1, Mississippi Code of 1972, provides that every person who solicits insurance on behalf of any insurance company or who takes or transmits, other than for himself an application for insurance, or a policy of insurance or who advertises or otherwise gives n…

These rules and regulations are promulgated by the Commissioner of Insurance of the State of Mississippi to implement Sections 83-5-1, 83-17-107, 83-17-109, 83-17-129 and 83-19-31(A)(5), Mississippi Code of 1972, as amended, and are being adopted pursuant to the authority granted…

The purposes of these rules and regulations are to establish pre-license requirements for applicants applying for a permanent privilege license to offer for sale and the selling of industrial life, accident and health insurance contracts within this State and to improve the compe…

These rules and regulations shall apply to all resident and non-resident individuals who apply for a permanent agent's privilege license to engage in the sale of industrial life, health and accident insurance. Notes 19 Miss. Code. R. 6-5.03 Miss. Code Ann. § 83-17-53 (Rev. 2011)…

A prospective licensee for a permanent industrial life, health and accident license must meet the following pre-license requirements before an application for an examination can be submitted to the Home Service Life Insurers Council. A permanent Industrial Life, Health and Accide…

Any agent who sells industrial life, health and accident policies (as defined by Section 83-19-31, Mississippi Code of 1972, as Amended), where benefits are equal to or less than $5,000 per policy for life insurance and disability benefits are equal to or less than $60.00 per wee…

Administration procedures and examination schedule for a License to write Permanent Industrial Life, Health and Accident Insurance administered by The Home Service Life Insurers Council: A. Upon request, the Home Service Life Insurers Council will provide study materials to appli…

If any provision of this regulation or the application thereof to any person or circumstance is for any reason held to be invalid, the remainder of these rules and regulations and the application of such provision to other persons or circumstances shall not be affected thereby. N…

These rules and regulations shall be effective from and after December 1, 1985. Promulgated And Adopted this the 23rd day of October, 1985. Notes 19 Miss. Code. R. 6-5.08 Miss. Code Ann. § 25-43-3, 113 (Rev. 2010)

This regulation is promulgated by the Commissioner of Insurance of the State of Mississippi to implement Miss. Code Ann. §§ 83-39-1 et seq. (Supp. 1994), and is being adopted pursuant to the authority granted the Commissioner of Insurance by Miss. Code Ann. § 83-39-3(3)(Supp. 199…

The purpose of this regulation is to promulgate rules and regulations necessary for the enforcement of this chapter by establishing fines and penalties. Notes 19 Miss. Code. R. 6-7.02 Miss. Code Ann. § 83-39-1, et seq. (Rev. 2011)

This regulation shall apply to those terms defined in Miss. Code Ann. § 83-39-1 (Supp. 1994). A. Any person, individual or corporation as defined in Miss. Code Ann. § 83-39-1 (Supp. 1994), found in violation of Miss. Code Ann. §§ 83-39-3, 83-39-5, 83-39-13, 83-39-15, 83-39-25 (Su…

If any provision of this regulation or the application thereof to any person or circumstances is for any reason held to be invalid, the remainder of these rules and regulations and the application of such provision to other persons or circumstances shall not be affected thereby. …

These rules and regulations shall become effective 30 days from and after its adoption and filing with the Secretary of State's office. Notes 19 Miss. Code. R. 6-7.05 Miss. Code Ann. § 25-43-3.113 (Rev. 2010)

The purpose of this Regulation is to set forth the rules and regulations to establish a statewide uniform procedures and qualifications for the licensure of individuals and companies to provide electronic protective systems to the general public. Notes 19 Miss. Code. R. 7-1.01 Mi…

This Regulation is promulgated by the Commissioner of Insurance, through his power as State Fire Marshal, as required pursuant to the provision of the Mississippi Electronic Protection Licensing Act ("Act") Mississippi Code Annotated § 73-69-1 et seq., and Senate Bill 2697, 2014 …

This Regulation shall apply to individuals and companies who offer electronic protective systems, or services relating to such alarms or systems. This Regulation and the Act shall supersede any existing county or municipal ordinance, rule or regulation requiring certification or …

As used in this Regulation, the following terms shall be defined as follows: A. Alarm Contracting - Providing an electronic protective system to another by any means, including, but not limited to, the sale, lease, rent, design, planning with the intent to pre-wire, pre-wiring, i…

The State Fire Marshal shall issue licenses to companies and individuals who offer electronic protective systems to the general public. All licenses shall be valid for a period of one (1) year from its date of issuance and shall be renewed annually, on or before the anniversary d…

A. The requirement for licensure for alarm contracting as stated in Rule 1.05 of this Regulation shall not apply to the following: 1. Any company, natural person, or employee of the company or natural person, licensed to perform electrical work by the State Licensing Board of Con…

Every individual seeking to receive a renewal license under the Act or this Regulation shall satisfactorily complete twelve (12) hours of study in approved courses during each twelve-month period. Each one-hour credit shall be awarded for fifty minutes of attendance of an approve…

The State Fire Marshal may impose, after giving notice of hearing to the licensee by serving a written statement of charges on the licensee at least twenty (20) days prior to hearing, penalties for violations under the Act and this Regulation. Violations and penalties are set for…

The Electronic Protection Licensing Advisory Board ("Board") is created pursuant to the Act to assist the State Fire Marshal with the rules and regulations of the Act. A. Members of the Board - the members and their terms shall be as follows: 1. Three members appointed by the Gov…

If any section or portion of a section of this Regulation or the application thereof is held by a court to be invalid, such invalidity shall not affect any other provision of that section or application of the Regulation which can be given effect without the invalid provision or …

This Regulation supersedes prior versions of this Regulation, and shall become effective September 1, 2024. Notes 19 Miss. Code. R. 7-1.11 Miss. Code Ann. § 73-69-1, et seq. (Rev. 2023) Amended 9/1/2024

The purpose of this Regulation is to set forth the rules and regulations governing the testing, certification, marking, and sale of fire standard compliant cigarettes in the State of Mississippi. Notes 19 Miss. Code. R. 7-10.01 Miss. Code Ann. § 45-12-1 et seq.

This Regulation is promulgated by the Commissioner of Insurance, through his power as State Fire Marshal, as required pursuant to the provision of the Mississippi Fire Safety Standard and Firefighter Protection Act ("Act") Senate Bill 2249, 2009 Regular Session, as approved by th…