Notwithstanding any other law to the contrary, for purposes of compliance with maximum charges permitted under Section 75-17-21 and Section 75-67-181, any charges, fees or premiums for voluntarily purchased credit insurance or auto club memberships shall not be included in the maximum finance charge allowed by state law.
Certain charges excluded from maximum allowable finance charge
Miss. Code Ann. § 75-67-123, under Small Loan Regulatory Law.
Miss. Code Ann. § 75-67-123