(a) This article shall apply to all kinds of direct insurance except the following:(a) Life, annuity, health or disability insurance;(b) Mortgage guaranty, financial guaranty or other forms of insurance offering protection against insolvent risks;(c) Fidelity or surety bonds, or any other bonding obligations;(d) Credit insurance;(e) Insurance of warranties or service contracts;(f) Title insurance;(g) Ocean marine insurance;(h) Any transaction or combination of transactions between a person (including affiliates of such person) and an insurer (including affiliates of such insurer) which involves the transfer of investment or credit risk unaccompanied by transfer of insurance risk; and(i) Any insurance provided by or guaranteed by government.
(a) Life, annuity, health or disability insurance;
(b) Mortgage guaranty, financial guaranty or other forms of insurance offering protection against insolvent risks;
(c) Fidelity or surety bonds, or any other bonding obligations;
(d) Credit insurance;
(e) Insurance of warranties or service contracts;
(f) Title insurance;
(g) Ocean marine insurance;
(h) Any transaction or combination of transactions between a person (including affiliates of such person) and an insurer (including affiliates of such insurer) which involves the transfer of investment or credit risk unaccompanied by transfer of insurance risk; and
(i) Any insurance provided by or guaranteed by government.