(a) A pet insurer transacting pet insurance shall disclose, at a minimum, the following to consumers:(a) If the policy excludes coverage due to any of the following:(i) A preexisting condition;(ii) A hereditary disorder;(iii) A congenital anomaly or disorder; or(iv) A chronic condition;(b) If the policy includes any other exclusions, the following statement: “Other exclusions may apply. Please refer to the exclusions section of the policy for more information”;(c) Whether any policy provision that limits coverage through a waiting or affiliation period, a deductible, coinsurance or an annual or lifetime policy limit;(d) Whether the pet insurer reduces coverage or increases premiums based on the insured’s claim history, the age of the covered pet or a change in the geographic location of the insured; and(e) If the underwriting company differs from the brand name used to market and sell the product.
(a) If the policy excludes coverage due to any of the following:(i) A preexisting condition;(ii) A hereditary disorder;(iii) A congenital anomaly or disorder; or(iv) A chronic condition;
(i) A preexisting condition;
(ii) A hereditary disorder;
(iii) A congenital anomaly or disorder; or
(iv) A chronic condition;
(b) If the policy includes any other exclusions, the following statement: “Other exclusions may apply. Please refer to the exclusions section of the policy for more information”;
(c) Whether any policy provision that limits coverage through a waiting or affiliation period, a deductible, coinsurance or an annual or lifetime policy limit;
(d) Whether the pet insurer reduces coverage or increases premiums based on the insured’s claim history, the age of the covered pet or a change in the geographic location of the insured; and
(e) If the underwriting company differs from the brand name used to market and sell the product.