Research About Meet PRIA

Support Data Sources Privacy Policy Terms of Servicehello@policyrisk.com

© 2026 PRIA Technologies, LLC. All rights reserved.

PRIA provides educational policy intelligence and is not a source of investment, legal, or financial advice. Content is for informational purposes only.

™

Your Policy Risk Impact Agent

Research

At My Address
Federal Courts
Daily Briefings
Medicare & Social Security
Policy Risk Index
Congressional Bills
Federal Register
Tariffs
Fed Decisions & The Economy
State Tracker
World Watch
U.S. Code
U.S. Constitution
Aliens

Knowledge

Search Polipedia
Daily Briefings
Calculators
Policy Risk Index
What is Policy Risk?
The Countdown

Company

About PRIA
Support

Get PRIA

Support Data Sources Privacy Policy Terms of Service

hello@policyrisk.com

© 2026 PRIA Technologies, LLC. All rights reserved.

PRIA is a trademark of PRIA Technologies, LLC.

PRIA provides educational policy intelligence and is not a source of investment, legal, or financial advice. Content is for informational purposes only.

Mississippi Statutes, Title 83

™

Your Policy Risk Impact Agent

Mississippi/Statutes

← All Mississippi coverage

Title 83, Insurance

61 chapters · 1,359 sections in this title.

All chapters in Title 831,359 Ch 5, General Provisions Relative to Insur…172 Ch 9, Accident, Health and Medicare Supple…87 Ch 19, Domestic Companies73 Ch 17, Insurance Agents, Solicitors, or Adj…68 Ch 31, Mutual Companies65 Ch 24, Insurers Rehabilitation and Liquidat…60 Ch 7, Life Insurance58 Ch 41, Hospital and Medical Service Associa…53 Ch 11, Automobile Insurance46 Ch 23, Insolvent Insurance Companies; Insur…45 Ch 1, Department of Insurance43 Ch 30, Larger Fraternal Benefit Societies39 Ch 29, Fraternal Societies38 Ch 6, Registration and Examination of Insurers29

172 sections·Filtered byTitle 83✕Ch 5✕

Miss. Code Ann. § 83-5-1 Concerns subject to department
0.4K chars
All indemnity or guaranty companies, all companies, including those companies defined in Section 83-41-303(n), corporations, partnerships, associations, individuals and fraternal orders, whether domestic or foreign, transacting, or to be admitted to transact, the business of insu…
Miss. Code Ann. § 83-5-11 Legal process
1.2K chars
When legal process is served upon the commissioner as attorney for an insurance company, he shall forthwith notify the company of such service by letter prepaid and directed to its secretary or, in the case of a foreign country, to its resident manager, if any, in the United Stat…
Miss. Code Ann. § 83-5-13 Laws applicable
0.4K chars
The general provisions of law relative to the powers, duties, and liabilities of corporations shall apply to all incorporated domestic insurance companies, so far as such provisions are pertinent and not in conflict with other provisions of law relative to such companies, or with…
Miss. Code Ann. § 83-5-15 License fees for each class of business
0.7K chars
No insurance company admitted to do business in the state shall be authorized to transact more than one (1) class or kind of insurance, unless it shall pay the license fees for each class and have the requisite capital for each business engaged in. A life insurance company may do…

Showing 1–50 of 172

Page 1 of 4

← PreviousNext →

Miss. Code Ann. § 83-5-17 Revocation of license; administrative fine; funding of agency expenses; deposit of monies into State General Fund

1.1K chars

The Commissioner of Insurance may, after notice and a hearing, revoke the authority of a domestic or foreign insurance company or impose an administrative fine, or both, if it violates or neglects to comply with any provision of law obligatory on it, and whenever in the opinion o…

Miss. Code Ann. § 83-5-19 Sale of stock regulated

3.3K chars

(1) No insurance company, corporation, or association of individuals shall sell or offer to sell stock in any insurance company or any insurance agency company, or permit the same to be sold or offered for sale by any firm, company, corporation, or individual to any person or per…

Miss. Code Ann. § 83-5-21 License revoked if judgments not paid

1.1K chars

If a judgment shall be rendered by any court in this state against any insurance company, and such judgment shall not be paid and satisfied within ninety (90) days after the same shall have become final, it shall be the imperative duty of the commissioner, immediately upon being …

Miss. Code Ann. § 83-5-23 Reserves required

0.7K chars

Every company transacting a fire, marine, inland, accident or casualty, surety or fidelity, or other insurance business, except life, in this state shall be required to set aside as a legal reserve to protect the holders of its policy contracts in this state the pro rata unearned…

Miss. Code Ann. § 83-5-25 Certain insurance prohibited

1.5K chars

No life insurance company, mutual aid association, fraternal benefit society, order, or association, or stipulated premium companies operating in this state shall hereafter be permitted to issue policies, certificates, or contracts to policyholders or members providing for the es…

Miss. Code Ann. § 83-5-26 Cancellation or denial of policy or binder solely due to age of roof prohibited

0.4K chars

(1) If an insurer has issued to an insured a policy that provides coverage or a binder that binds coverage of a residential structure, the insurer shall not cancel the policy, cancel the binder, or deny coverage solely because of the age of the roof of the residential structure. …

Miss. Code Ann. § 83-5-27 Discrimination through fictitious grouping prohibited

0.8K chars

No stock, mutual, reciprocal, or other insurer shall make available to any resident or group of residents of this state, through any rating plan or form, fire, inland marine, casualty or surety insurance, or type or combination thereof, whether by master policy, series of policie…

Miss. Code Ann. § 83-5-28 Cancellation, reduction in coverage, or nonrenewal of coverage; notice; inclusion in policies issued or renewed after June 30, 1989; validity and enforcement of replacement policies; transferring insurers requirements

4.8K chars

(1) A cancellation, reduction in coverage or nonrenewal of liability insurance coverage, fire insurance coverage or single premium multiperil insurance coverage is not effective as to any coverage issued or renewed on or before June 30, 2026, unless notice is mailed or delivered …

Miss. Code Ann. § 83-5-29 Insurance business practices regulated

0.5K chars

The purpose of Sections 83-5-29 through 83-5-51 is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in the Act of Congress of March 9, 1945 (Public Law 15, 79th Congress), by defining, or providing for the determinati…

Miss. Code Ann. § 83-5-3 All companies to submit to all laws of state

1.0K chars

Every insurance company, foreign or domestic, that qualifies to do business in the State of Mississippi shall be required to execute an agreement to be bound by the statute laws of the State of Mississippi pertaining to the periods of limitation prescribed by the statute law of t…

Miss. Code Ann. § 83-5-30 Insurance business practices regulated; notice of withdrawal, cancelation, or failure to renew insurance; penalties

0.4K chars

Any insurer selling property and casualty insurance shall not withdraw, cancel or fail to renew any line of insurance or class of business without giving notice in writing sixty (60) days in advance to the Commissioner of Insurance. Any failure to give notice may result in a fine…

Miss. Code Ann. § 83-5-31 Insurance business practices regulated; definitions

0.8K chars

(a) When used in Sections 83-5-29 through 83-5-51:(a) “Person” shall mean any individual, corporation, association, partnership, reciprocal exchange, mutual, interinsurer, Lloyds insurer, fraternal benefit society, and any other legal entity engaged in the business of insurance, …

Miss. Code Ann. § 83-5-33 Insurance business practices regulated; unfair methods of competition and deceptive practices prohibited

0.3K chars

No person shall engage in this state in any trade practice which is defined in Sections 83-5-29 through 83-5-51 as, or determined pursuant to said sections to be, an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.

Miss. Code Ann. § 83-5-35 Insurance business practices regulated; unfair methods of competition and unfair or deceptive acts or practices defined

11.5K chars

(a) Misrepresentations and false advertising of policy contracts. The following are hereby defined as unfair methods of competition and unfair and deceptive acts or practices in the business of insurance:(a) Misrepresentations and false advertising of policy contracts. Making, is…

Miss. Code Ann. § 83-5-37 Insurance business practices regulated; power of commissioner

0.3K chars

The commissioner shall have power to examine and investigate into the affairs of every person engaged in the business of insurance in this state in order to determine whether such person has been or is engaged in any unfair method of competition or in any unfair or deceptive act …

Miss. Code Ann. § 83-5-39 Insurance business practices regulated; hearings on charges of unfair practices

3.0K chars

(1) Whenever the commissioner shall have reason to believe that any such person has been engaged or is engaging in this state in any unfair method of competition or any unfair or deceptive act or practice defined in Section 83-5-35, and that a proceeding by him in respect thereto…

Miss. Code Ann. § 83-5-41 Insurance business practices regulated; cease and desist orders and modifications thereof; administrative fines; funding of agency expenses; deposit of monies into State General Fund

2.3K chars

(1) If, after such hearing, the commissioner shall determine that the method of competition or the act or practice in question is defined in Section 83-5-35, and that the person complained of has engaged in such method of competition, act or practice in violation of Sections 83-5…

Miss. Code Ann. § 83-5-43 Insurance business practices regulated; judicial review of cease and desist orders

3.5K chars

(1) Any person required by an order of the commissioner under Section 83-5-41 to cease and desist from engaging in any unfair method of competition or any unfair or deceptive act or practice defined in Section 83-5-35 may obtain a review of such order by filing in the Circuit Cou…

Miss. Code Ann. § 83-5-45 Insurance business practices regulated; procedure as to unfair methods of competition and unfair practices which are not defined; funding of agency expenses; deposit of monies into State General Fund

3.9K chars

(1) Whenever the commissioner shall have reason to believe that any person engaged in the business of insurance is engaging in this state in any method of competition or in any act or practice in the conduct of such business which is not defined in Section 83-5-35, that such meth…

Miss. Code Ann. § 83-5-47 Insurance business practices regulated; judicial review by intervenor

0.7K chars

If the report of the commissioner does not charge a violation of Sections 83-5-29 through 83-5-51, then any intervenor in the proceedings may, within ten (10) days after the service of such report, cause a notice of appeal to be filed in the Circuit Court of Hinds County for a re…

Miss. Code Ann. § 83-5-49 Insurance business practices regulated; penalty for violation of cease and desist order

1.2K chars

Any person who willfully violates a cease and desist order of the commissioner under Section 83-5-41, after it has become final, and while such order is in effect, shall, upon proof thereof to the satisfaction of the court, forfeit and pay to the commissioner for the use of the p…

Miss. Code Ann. § 83-5-5 Terms defined

0.9K chars

When consistent with the context and not obviously used in a different sense, the term “company” or “insurance company”, as used in this chapter, includes all corporations, associations, partnerships, or individuals engaged as principals in the business of insurance or guaranteei…

Miss. Code Ann. § 83-5-51 Insurance business practices regulated; provisions cumulative

0.2K chars

Sections 83-5-29 through 83-5-51 are hereby declared to be cumulative and supplemental to all other valid statutes relating to insurance companies, agents, solicitors, and brokers, and do not repeal or amend any existing statutes.

Miss. Code Ann. § 83-5-53 Blank forms furnished

0.4K chars

It shall be the duty of the commissioner to make available upon request, at the expense of the requesting insurance company, blank forms for statements, which forms may be by him from time to time changed, as may be requisite to secure full information as to the standing, conditi…

Miss. Code Ann. § 83-5-55 Annual and quarterly statements to be filed

1.3K chars

(1) Every insurance company shall file with the Commissioner of Insurance, on or before the first day of March of each year, a statement showing the business standing and financial condition of the company and sworn to by the president or vice president and secretary or treasurer…

Miss. Code Ann. § 83-5-57 Reinsurance returns made annually

1.2K chars

Every fire insurance company now or hereafter admitted shall annually, and at such other times as the said commissioner may require, in addition to all the returns now, by law, required of it or its agents or managers, make a return to the insurance commissioner in such form and …

Miss. Code Ann. § 83-5-59 Statements examined and abstracts published

0.5K chars

It shall be the duty of the commissioner to receive and thoroughly examine each annual statement required by this chapter and, if made in compliance with the law of Mississippi, to publish at the expense of the company an abstract of the same in one of the newspapers of the state…

Miss. Code Ann. § 83-5-61 Certain premiums declared and taxed

0.9K chars

All corporations, firms, persons, or individuals obtaining insurance on property situate in this state owned by corporations, firms, or individuals resident therein, against fire, lightning, or tornado from companies, associations, firms, or corporations not authorized to transac…

Miss. Code Ann. § 83-5-63 Penalty for failure to declare

0.7K chars

Any corporation, firm, person, or individual, resident in this state, who shall obtain or have possession of policies of insurance against loss by fire, lightning, or tornado on property situate in this state issued by companies, associations, firms, corporations, or individuals …

Miss. Code Ann. § 83-5-65 Books exhibited

0.4K chars

It shall be the duty of any person having in his possession or control any books, accounts, or papers of any person licensed under this chapter to exhibit the same to the commissioner on demand. On refusing to do so or knowingly or wilfully making any false statement in regard to…

Miss. Code Ann. § 83-5-67 License revoked if statement untrue

0.3K chars

If the commissioner shall become satisfied at any time that any statements made by any person licensed under this chapter shall be untrue, or in case the general agent should fail or refuse to obey the provisions of this chapter, the commissioner shall have power to revoke and ca…

Miss. Code Ann. § 83-5-69 Penalty for failure to file statements and making false return; funding of agency expenses; deposit of monies into State General Fund

1.4K chars

Any company that neglects to make and file its quarterly and annual statement within the time provided in this chapter shall pay to the Commissioner of Insurance One Hundred Dollars ($100.00) for each day’s neglect, which penalty shall be deposited into the special fund in the St…

Miss. Code Ann. § 83-5-7 Situs of contract

0.5K chars

It shall be unlawful for any company to make any contract of insurance upon or concerning any property or interest or lives in this state, or with any resident thereof, or for any person as insurance agent or insurance broker to make, negotiate, solicit, or in any manner aid in t…

Miss. Code Ann. § 83-5-71 License or certificate effective until suspended, revoked, surrendered or forfeited

1.3K chars

(1) Notwithstanding any other provision of law, this section establishes the exclusive authority with respect to the duration of a privilege license or certificate of authority for an insurer subject to this chapter and licensed or holding a certificate of authority, or both, to …

Miss. Code Ann. § 83-5-72 Life, health and accident insurance companies and health maintenance organizations to contribute to Insurance Department Fund; funding of agency expenses; deposit of monies into State General Fund

1.8K chars

All life, health and accident insurance companies and health maintenance organizations doing business in this state shall contribute annually, at such times as the Insurance Commissioner shall determine, in proportion to their gross premiums collected within the State of Mississi…

Miss. Code Ann. § 83-5-73 Fees for commissioner; funding of agency expenses; deposit of monies into State General Fund

1.7K chars

The commissioner shall collect and pay into the special fund in the State Treasury designated as the “Insurance Department Fund” the following fees: for certificate of authority to each general or district agent or manager, Twenty-five Dollars ($25.00); for filing and processing …

Miss. Code Ann. § 83-5-75 Fees of fraternal orders

0.7K chars

For all larger fraternal orders, as defined in Section 83-30-1, the commissioner shall collect charges as provided in Section 83-5-73, as well as all other fees and charges due and payable by any company, association, order or individual in his department. If a fraternal order wo…

Miss. Code Ann. § 83-5-77 Publication fees; funding of agency expenses; deposit of monies into State General Fund

0.9K chars

For publication of annual statement, there shall be a fee of Eighty Dollars ($80.00), Forty Dollars ($40.00) of which shall be paid to the publishers and Forty Dollars ($40.00) paid to the special fund in the State Treasury known as the “Insurance Department Fund”. The commission…

Miss. Code Ann. § 83-5-79 Investigation of complaint by citizens

1.2K chars

Complaint being filed by any citizen of this state that any company authorized to do business in this state has violated any of the provisions of the insurance laws of Mississippi, the commissioner shall diligently investigate the matter and, if necessary, examine by himself or h…

Miss. Code Ann. § 83-5-81 Suit for payment of expense if refused

0.4K chars

If any company shall fail or refuse to pay all legal and reasonable expenses of examination upon the presentation of a bill therefor by the commissioner, then he shall at once institute proceedings against the said company or other insurer for recovery of the same, and for this p…

Miss. Code Ann. § 83-5-83 Refusal to comply; license revoked

1.3K chars

If any company, corporation, or association while holding a license to transact the business of insurance in Mississippi shall fail or refuse to comply with any of the provisions or requirements of the insurance laws of this state, it shall be the duty of the commissioner of insu…

Miss. Code Ann. § 83-5-85 General penalty

0.7K chars

For violation of any provisions of the insurance laws of Mississippi, the penalty whereof is not specially provided, the offender shall be guilty of a misdemeanor and, on conviction, shall be punished by a fine of not more than Five Thousand Dollars ($5,000.00). For expenses in s…

Miss. Code Ann. § 83-5-87 Contents of residential property insurance policy

0.2K chars

An insurance company shall not issue a residential property insurance policy that fails to include both the causes of loss of fire and extended coverages unless such policy is approved by the commissioner.

Miss. Code Ann. § 83-5-89 Reporting arson incidents; rules and regulations

0.8K chars

(1) The Commissioner of Insurance shall establish a program for the collection of information relating to arson incidents occurring in the state. The program shall be administered through an appropriate bureau within the Department of Insurance. (2) The fire department, sheriff, …

Miss. Code Ann. § 83-5-9 Business to be conducted in corporate name

0.8K chars

Every insurance company, foreign or domestic, shall conduct its business in this state in its own proper and corporate name; and the policies and contracts of insurance issued by it shall be headed or entitled only by its proper and corporate name. When any such company publishes…

Miss. Code Ann. § 83-5-91 Health insurance for person called to serve on active military duty by executive order of the President of the United States

3.2K chars

(a) The Commissioner of Insurance shall issue, within thirty (30) days of March 20, 1991, a directive to every insurance carrier authorized to write health insurance policies in this state to require the following:(a) Every insurance carrier that is providing health insurance cov…